Peoples Financial Services Corp. (PFIS) Stock Total Returns

Growth of $10,000 chart

2021-04-21 to 2026-04-21
to
$
%
%
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Investment Performance

Final Value
$15,656
Total Return
56.56%
CAGR
9.38%
Dividends
$2,410.36
Yield on Cost
24.10%

Rolling Returns

1-Month (21 Trading Days)
Average+1.03%
Median+0.55%
Best+29.04%
Worst-17.17%
% of Windows Positive53.5%
1-Year (252 Trading Days)
Average+6.42%
Median+7.57%
Best+48.50%
Worst-28.44%
% of Windows Positive63.3%
3-Year (756 Trading Days)
Average+9.51%
Median+7.70%
Best+54.26%
Worst-12.96%
% of Windows Positive81.4%

Risk Metrics

Maximum Drawdown -37.65%
Average Drawdown -12.97%
Drawdown Duration 499 Trading Days
Sortino Ratio 0.65
Calmar Ratio 0.25
CVaR (5%) -4.31%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +17.94% (+72.12% ann.) +$1794.28 $128.31 $25.66 $0.20
2025 -0.97% $97.16 $490.33 $98.07 $0.78
2024 +8.94% +$894.12 $428.51 $85.70 $0.69
2023 -3.24% $324.02 $319.79 $63.96 $0.51
2022 +0.82% +$82.35 $302.70 $60.54 $0.49
2021 +47.18% +$4718.07 $412.28 $82.46 $0.66
2020 -24.79% $2479.00 $289.15 $57.83 $0.46
2019 +17.08% +$1707.88 $313.88 $62.78 $0.50
2018 -3.17% $316.62 $283.71 $56.74 $0.45
2017 -2.10% $210.44 $261.07 $52.22 $0.42
2016 +31.19% +$3119.48 $328.97 $65.79 $0.53
2015 -21.38% $2138.17 $251.95 $50.39 $0.40
2014 +33.57% +$3356.68 $329.10 $65.82 $0.53
2013 +27.34% +$2734.29 $304.23 $60.85 $0.49
2012 +10.55% +$1055.13 $307.23 $61.45 $0.49
2011 +8.75% +$874.95 $303.47 $60.70 $0.49
2010 +51.25% +$5124.74 $442.36 $88.48 $0.71
2009 +1.10% +$109.73 $416.29 $83.25 $0.67
2008 -27.74% $2774.43 $291.76 $58.35 $0.46
2007 +3.43% +$343.21 $294.82 $58.96 $0.48
2006 -15.41% $1541.34 $243.91 $48.78 $0.38
2005 -18.18% $1817.78 $445.63 $89.13 $0.71
2004 +19.59% +$1958.57 $216.03 $43.20 $0.34
2003 +73.31% +$7330.91 $327.64 $65.53 $0.52
2002 partial +10.53% (+19.12% ann.) +$1053.19 $164.17 $32.83 $0.26

Market Regimes

about
Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Dot-com bust / post-bubble disinflation scare partial June 5, 2002 – October 9, 2002 +6.13% +18.82% +$612.81 $80.00 $16.00 $0.13
China-WTO / housing-credit / commodity boom October 10, 2002 – October 9, 2007 +75.29% +11.89% +$7529.23 $2532.58 $506.51 $4.02
GFC / deleveraging / dollar shortage October 10, 2007 – March 9, 2009 -34.48% -25.86% $3447.53 $397.87 $79.57 $0.63
Policy-led rebound / euro-sovereign-crisis overlay March 10, 2009 – July 25, 2012 +71.25% +17.28% +$7125.28 $1459.96 $292.00 $2.34
Secular stagnation / QE / low inflation / duration bull July 26, 2012 – February 19, 2020 +96.49% +9.34% +$9648.72 $3407.24 $681.46 $5.45
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -24.86% -96.17% $2486.18 $75.50 $15.10 $0.12
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 -0.98% -1.57% $97.74 $187.57 $37.51 $0.30
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +24.31% +22.93% +$2431.36 $469.27 $93.85 $0.75
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 +17.94% +19.14% +$1793.54 $250.56 $50.11 $0.40
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 -12.68% -7.05% $1267.95 $620.11 $124.02 $0.99
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 21, 2026 +25.31% +15.27% +$2530.86 $790.79 $158.16 $1.26

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
2002-07-29 $0.1467 0.80%
2002-10-29 $0.1533 0.81%
2003-01-29 $0.1600 0.80%
2003-04-28 $0.1600 0.63%
2003-07-29 $0.1600 0.50%
2003-10-29 $0.1700 0.53%
2004-01-28 $0.1800 0.52%
2004-04-28 $0.1800 0.47%
2004-07-28 $0.1800 0.52%
2004-10-27 $0.1900 0.54%
2005-01-26 $0.1900 0.50%
2005-04-13 $1.0000 2.96%
2005-04-27 $0.1900 0.57%
2005-07-27 $0.1900 0.59%
2005-10-26 $0.1900 0.60%
2006-01-27 $0.1900 0.61%
2006-04-26 $0.1900 0.66%
2006-07-27 $0.1900 0.68%
2006-10-27 $0.1900 0.69%
2007-01-29 $0.1900 0.75%
2007-04-26 $0.1900 0.68%
2007-08-01 $0.1900 0.65%
2007-10-29 $0.1900 0.68%
2008-01-29 $0.1900 0.80%
2008-04-28 $0.1900 0.81%
2008-07-29 $0.1900 0.85%
2008-10-29 $0.1900 0.99%
2009-01-28 $0.1900 1.13%
2009-04-28 $0.1900 1.10%
2009-07-29 $0.1900 1.13%
2009-10-28 $0.1900 1.13%
2010-01-27 $0.1900 0.99%
2010-04-28 $0.2000 0.77%
2010-07-28 $0.2000 0.77%
2010-10-27 $0.2000 0.74%
2011-01-27 $0.2000 0.74%
2011-04-27 $0.2000 0.76%
2011-07-27 $0.2000 0.72%
2011-10-27 $0.2000 0.73%
2012-01-27 $0.2100 0.76%
2012-04-26 $0.2100 0.71%
2012-07-27 $0.2200 0.76%
2012-10-31 $0.2200 0.73%
2013-01-29 $0.2300 0.75%
2013-04-26 $0.2300 0.68%
2013-07-29 $0.2300 0.68%
2013-10-29 $0.2300 0.64%
2014-02-26 $0.3100 0.79%
2014-05-28 $0.3100 0.63%
2014-08-27 $0.3100 0.62%
2014-11-25 $0.3100 0.64%
2015-02-25 $0.3100 0.74%
2015-05-27 $0.3100 0.81%
2015-08-27 $0.3100 0.88%
2015-11-25 $0.3100 0.78%
2016-02-25 $0.3100 0.87%
2016-05-26 $0.3100 0.83%
2016-08-29 $0.3100 0.79%
2016-11-28 $0.3100 0.70%
2017-02-24 $0.3100 0.70%
2017-05-26 $0.3100 0.77%
2017-08-29 $0.3200 0.77%
2017-11-29 $0.3200 0.66%
2018-02-27 $0.3200 0.75%
2018-05-30 $0.3300 0.68%
2018-08-30 $0.3300 0.72%
2018-11-29 $0.3300 0.77%
2019-02-27 $0.3400 0.79%
2019-05-30 $0.3400 0.78%
2019-08-29 $0.3400 0.77%
2019-11-27 $0.3500 0.71%
2020-02-27 $0.3600 0.76%
2020-05-28 $0.3600 0.99%
2020-08-28 $0.3600 0.95%
2020-11-27 $0.3600 0.90%
2021-02-25 $0.3700 0.88%
2021-05-27 $0.3700 0.85%
2021-08-30 $0.3800 0.81%
2021-11-29 $0.3800 0.78%
2022-02-25 $0.3900 0.81%
2022-05-27 $0.3900 0.74%
2022-08-30 $0.4000 0.78%
2022-11-29 $0.4000 0.74%
2023-02-27 $0.4100 0.82%
2023-05-30 $0.4100 1.00%
2023-08-30 $0.4100 0.89%
2023-11-29 $0.4100 0.97%
2024-02-28 $0.4100 1.01%
2024-05-31 $0.4100 1.04%
2024-08-30 $0.6180 1.29%
2024-11-29 $0.6180 1.09%
2025-02-28 $0.6180 1.27%
2025-05-30 $0.6180 1.26%
2025-08-29 $0.6180 1.16%
2025-11-28 $0.6180 1.25%
2026-02-27 $0.6250 1.11%
Total 96 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-05-27 $86.85 $17.37 $0.14 1.5905
2021-08-30 $89.81 $17.96 $0.14 1.5503
2021-11-29 $90.39 $18.08 $0.15 1.4936
2022-02-25 $93.36 $18.67 $0.15 1.5249
2022-05-27 $93.95 $18.79 $0.15 1.4142
2022-08-30 $96.93 $19.39 $0.16 1.5533
2022-11-29 $97.55 $19.51 $0.16 1.4361
2023-02-27 $100.58 $20.11 $0.16 1.6063
2023-05-30 $101.23 $20.25 $0.16 2.0026
2023-08-30 $102.05 $20.41 $0.16 1.8286
2023-11-29 $102.80 $20.56 $0.16 1.9182
2024-02-28 $103.59 $20.72 $0.17 2.1305
2024-05-31 $104.46 $20.89 $0.17 2.1391
2024-08-30 $158.78 $31.76 $0.26 2.6627
2024-11-29 $160.43 $32.09 $0.26 2.3208
2025-02-28 $161.86 $32.37 $0.26 2.6466
2025-05-30 $163.50 $32.70 $0.26 2.7161
2025-08-29 $165.18 $33.04 $0.26 2.5163
2025-11-28 $166.73 $33.35 $0.27 2.7284
2026-02-27 $170.33 $34.07 $0.27 2.5371
Total $2410.36 $482.07 $3.86 40.3162

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

DAVE

CAGR -2.67% Total -12.63% Final $8,737
2021-04-26 — 2026-04-21
MSBI

CAGR 4.21% Total 50.40% Final $15,040
2016-05-24 — 2026-04-21
USPH

CAGR 11.25% Total 3611.65% Final $371,165
1992-05-29 — 2026-04-21