TrustCo Bank Corp NY (TRST) Stock Total Returns
Growth of $10,000 chart
2021-04-21 to 2026-04-21 to
$
%
%
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Investment Performance
Final Value
$14,802
Total Return
48.02%
CAGR
8.16%
Dividends
$2,102.57
Yield on Cost
21.03%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.87% |
| Median | -0.22% |
| Best | +30.18% |
| Worst | -15.53% |
| % of Windows Positive | 48.1% |
1-Year (252 Trading Days)
| Average | +8.61% |
| Median | +10.11% |
| Best | +72.82% |
| Worst | -28.40% |
| % of Windows Positive | 66.6% |
3-Year (756 Trading Days)
| Average | +15.93% |
| Median | +16.11% |
| Best | +69.82% |
| Worst | -21.69% |
| % of Windows Positive | 86.6% |
Risk Metrics
| Maximum Drawdown | -34.86% |
| Average Drawdown | -13.53% |
| Drawdown Duration | 490 Trading Days |
| Sortino Ratio | 0.64 |
| Calmar Ratio | 0.23 |
| CVaR (5%) | -3.65% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +12.80% (+48.64% ann.) | +$1280.06 | $91.94 | $18.39 | $0.15 |
| 2025 | +28.24% | +$2823.69 | $450.41 | $90.08 | $0.72 |
| 2024 | +11.39% | +$1138.73 | $470.94 | $94.19 | $0.75 |
| 2023 | -14.13% | $1413.37 | $388.31 | $77.66 | $0.62 |
| 2022 | +16.62% | +$1661.61 | $428.75 | $85.75 | $0.69 |
| 2021 | +3.11% | +$310.74 | $416.16 | $83.23 | $0.67 |
| 2020 | -20.43% | $2043.21 | $317.55 | $63.51 | $0.51 |
| 2019 | +29.85% | +$2984.54 | $400.57 | $80.11 | $0.64 |
| 2018 | -23.51% | $2350.65 | $294.02 | $58.80 | $0.47 |
| 2017 | +7.87% | +$787.29 | $304.72 | $60.94 | $0.49 |
| 2016 | +46.97% | +$4696.52 | $435.42 | $87.09 | $0.70 |
| 2015 | -12.60% | $1259.71 | $368.03 | $73.61 | $0.59 |
| 2014 | +4.30% | +$430.38 | $372.06 | $74.41 | $0.60 |
| 2013 | +40.94% | +$4093.71 | $507.29 | $101.46 | $0.81 |
| 2012 | -2.10% | $209.97 | $477.62 | $95.52 | $0.76 |
| 2011 | -7.98% | $798.14 | $422.29 | $84.46 | $0.68 |
| 2010 | +4.27% | +$426.71 | $414.90 | $82.98 | $0.66 |
| 2009 | -30.93% | $3093.31 | $319.45 | $63.89 | $0.51 |
| 2008 | -0.36% | $36.24 | $450.61 | $90.12 | $0.72 |
| 2007 | -6.25% | $624.72 | $586.66 | $117.33 | $0.94 |
| 2006 | -6.36% | $636.25 | $523.81 | $104.76 | $0.84 |
| 2005 | -6.40% | $640.13 | $448.94 | $89.79 | $0.72 |
| 2004 | +8.69% | +$868.61 | $462.54 | $92.51 | $0.74 |
| 2003 | +27.02% | +$2701.83 | $565.81 | $113.16 | $0.91 |
| 2002 | -10.78% | $1077.97 | $484.14 | $96.83 | $0.77 |
| 2001 | +23.20% | +$2320.33 | $518.42 | $103.68 | $0.83 |
| 2000 | +10.03% | +$1003.20 | $476.95 | $95.39 | $0.76 |
| 1999 | -8.81% | $881.29 | $379.64 | $75.93 | $0.61 |
| 1998 | +30.13% | +$3012.52 | $369.51 | $73.90 | $0.59 |
| 1997 | +52.06% | +$5206.18 | $522.89 | $104.58 | $0.84 |
| 1996 | +15.41% | +$1540.64 | $502.87 | $100.58 | $0.80 |
| 1995 | +36.25% | +$3625.14 | $552.81 | $110.56 | $0.89 |
| 1994 | -5.82% | $582.14 | $651.21 | $130.24 | $1.04 |
| 1993 | +39.82% | +$3981.58 | $577.62 | $115.52 | $0.92 |
| 1992 | +38.87% | +$3886.98 | $610.59 | $122.12 | $0.98 |
| 1991 | +39.61% | +$3961.14 | $570.02 | $114.00 | $0.91 |
| 1990 | -16.55% | $1654.51 | $217.34 | $43.47 | $0.35 |
| 1989 | +10.31% | +$1031.38 | $408.15 | $81.63 | $0.65 |
| 1988 | +19.83% | +$1983.29 | $433.44 | $86.69 | $0.70 |
| 1987 | +19.81% | +$1981.17 | $451.78 | $90.36 | $0.72 |
| 1986 | -0.42% | $42.18 | $103.53 | $20.71 | $0.17 |
| 1985 | +70.00% | +$7000.00 | $0.00 | $0.00 | $0.00 |
| 1984 | +13.64% | +$1363.64 | $0.00 | $0.00 | $0.00 |
| 1983 partial | +49.15% (+77.70% ann.) | +$4915.25 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +102.17% | +16.59% | +$10217.41 | $3468.37 | $693.68 | $5.55 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +24.00% | +8.72% | +$2399.66 | $1660.95 | $332.19 | $2.66 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +36.28% | +6.39% | +$3627.59 | $3333.59 | $666.72 | $5.33 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -53.48% | -41.83% | $5348.41 | $653.17 | $130.63 | $1.05 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +15.71% | +4.42% | +$1571.44 | $1666.67 | $333.33 | $2.67 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +79.63% | +8.05% | +$7963.24 | $4096.00 | $819.20 | $6.55 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -41.91% | -99.80% | $4190.92 | $86.73 | $17.35 | $0.14 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +10.21% | +16.93% | +$1020.66 | $269.87 | $53.97 | $0.43 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +7.75% | +7.33% | +$774.62 | $444.72 | $88.94 | $0.71 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +16.66% | +17.78% | +$1665.94 | $434.15 | $86.83 | $0.69 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -4.15% | -2.26% | $414.74 | $783.73 | $156.75 | $1.25 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 21, 2026 | +43.47% | +25.52% | +$4347.33 | $670.04 | $134.01 | $1.07 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1986-12-08 | $0.0855 | 0.94% |
| 1987-03-09 | $0.0855 | 0.77% |
| 1987-06-08 | $0.0855 | 0.73% |
| 1987-09-04 | $0.0971 | 0.85% |
| 1987-12-07 | $0.0971 | 1.05% |
| 1988-03-07 | $0.0971 | 0.85% |
| 1988-06-06 | $0.0971 | 0.94% |
| 1988-09-02 | $0.1068 | 0.98% |
| 1988-12-05 | $0.1068 | 0.99% |
| 1989-03-06 | $0.1068 | 0.93% |
| 1989-06-05 | $0.1068 | 0.92% |
| 1989-09-01 | $0.1165 | 0.94% |
| 1989-12-04 | $0.1165 | 1.03% |
| 1990-03-05 | $0.1165 | 0.97% |
| 1990-08-31 | $0.1398 | 1.24% |
| 1991-03-04 | $0.1398 | 1.20% |
| 1991-08-05 | $0.1398 | 1.06% |
| 1991-08-30 | $0.1398 | 0.99% |
| 1991-12-02 | $0.1270 | 1.05% |
| 1992-03-02 | $0.1554 | 1.00% |
| 1992-05-11 | $0.1554 | 1.01% |
| 1992-06-01 | $0.1554 | 1.05% |
| 1992-08-31 | $0.1554 | 1.05% |
| 1992-11-30 | $0.1657 | 0.96% |
| 1993-03-01 | $0.1657 | 0.85% |
| 1993-05-28 | $0.2072 | 0.98% |
| 1993-08-09 | $0.2072 | 0.93% |
| 1993-08-30 | $0.2072 | 0.89% |
| 1993-11-29 | $0.2072 | 0.90% |
| 1994-02-28 | $0.2072 | 0.92% |
| 1994-05-27 | $0.5179 | 2.52% |
| 1994-09-02 | $0.2589 | 1.16% |
| 1994-09-26 | $0.2331 | 1.04% |
| 1994-12-05 | $0.2848 | 1.43% |
| 1995-03-06 | $0.2848 | 1.37% |
| 1995-06-06 | $0.2848 | 1.29% |
| 1995-09-06 | $0.2859 | 1.13% |
| 1995-12-06 | $0.2859 | 1.02% |
| 1996-03-06 | $0.2859 | 1.07% |
| 1996-06-05 | $0.3418 | 1.25% |
| 1996-09-04 | $0.3418 | 1.13% |
| 1996-12-04 | $0.3931 | 1.28% |
| 1997-03-05 | $0.3931 | 1.28% |
| 1997-06-04 | $0.3931 | 1.33% |
| 1997-09-03 | $0.3931 | 1.03% |
| 1997-12-03 | $0.3945 | 0.96% |
| 1998-03-11 | $0.3945 | 0.88% |
| 1998-06-10 | $0.3945 | 0.88% |
| 1998-09-09 | $0.3945 | 0.83% |
| 1998-12-09 | $0.4537 | 0.82% |
| 1999-03-10 | $0.5198 | 1.01% |
| 1999-06-09 | $0.5198 | 1.00% |
| 1999-09-01 | $0.5198 | 0.92% |
| 1999-12-08 | $0.5671 | 1.03% |
| 2000-03-08 | $0.5671 | 1.22% |
| 2000-06-07 | $0.5671 | 1.29% |
| 2000-09-06 | $0.5671 | 1.18% |
| 2000-12-06 | $0.6522 | 1.33% |
| 2001-03-07 | $0.6522 | 1.21% |
| 2001-06-06 | $0.6522 | 1.22% |
| 2001-09-05 | $0.6522 | 1.08% |
| 2001-12-05 | $0.7500 | 1.24% |
| 2002-03-06 | $0.7500 | 1.14% |
| 2002-06-05 | $0.7500 | 1.22% |
| 2002-09-04 | $0.7500 | 1.30% |
| 2002-12-04 | $0.7500 | 1.35% |
| 2003-03-05 | $0.7500 | 1.47% |
| 2003-06-04 | $0.7500 | 1.30% |
| 2003-09-03 | $0.7500 | 1.12% |
| 2003-12-03 | $0.7500 | 1.07% |
| 2004-03-03 | $0.7500 | 1.11% |
| 2004-06-02 | $0.7500 | 1.17% |
| 2004-09-01 | $0.7500 | 1.15% |
| 2004-12-01 | $0.7500 | 1.06% |
| 2005-03-02 | $0.7500 | 1.24% |
| 2005-06-01 | $0.7500 | 1.20% |
| 2005-09-07 | $0.7500 | 1.12% |
| 2005-12-07 | $0.8000 | 1.24% |
| 2006-03-01 | $0.8000 | 1.27% |
| 2006-05-31 | $0.8000 | 1.47% |
| 2006-09-06 | $0.8000 | 1.45% |
| 2006-12-06 | $0.8000 | 1.40% |
| 2007-02-28 | $0.8000 | 1.60% |
| 2007-06-06 | $0.8000 | 1.62% |
| 2007-09-05 | $0.8000 | 1.43% |
| 2007-12-05 | $0.8000 | 1.58% |
| 2008-03-05 | $0.5500 | 1.31% |
| 2008-06-04 | $0.5500 | 1.37% |
| 2008-09-03 | $0.5500 | 1.11% |
| 2008-12-03 | $0.5500 | 1.06% |
| 2009-03-04 | $0.5500 | 1.96% |
| 2009-06-03 | $0.3150 | 1.11% |
| 2009-09-02 | $0.3150 | 1.05% |
| 2009-12-02 | $0.3150 | 1.00% |
| 2010-03-03 | $0.3150 | 1.02% |
| 2010-06-02 | $0.3150 | 1.06% |
| 2010-09-01 | $0.3300 | 1.24% |
| 2010-12-01 | $0.3300 | 1.17% |
| 2011-03-02 | $0.3300 | 1.11% |
| 2011-06-01 | $0.3300 | 1.11% |
| 2011-08-31 | $0.3300 | 1.43% |
| 2011-11-30 | $0.3300 | 1.30% |
| 2012-02-29 | $0.3300 | 1.19% |
| 2012-05-30 | $0.3300 | 1.25% |
| 2012-09-05 | $0.3300 | 1.17% |
| 2012-12-05 | $0.3300 | 1.25% |
| 2013-02-27 | $0.3300 | 1.23% |
| 2013-06-05 | $0.3300 | 1.18% |
| 2013-09-04 | $0.3300 | 1.13% |
| 2013-12-04 | $0.3300 | 0.92% |
| 2014-03-05 | $0.3300 | 0.95% |
| 2014-06-04 | $0.3300 | 1.02% |
| 2014-09-03 | $0.3300 | 0.94% |
| 2014-12-03 | $0.3300 | 0.95% |
| 2015-03-04 | $0.3300 | 0.96% |
| 2015-06-03 | $0.3300 | 0.97% |
| 2015-09-02 | $0.3300 | 1.15% |
| 2015-12-02 | $0.3300 | 1.01% |
| 2016-03-02 | $0.3300 | 1.12% |
| 2016-06-01 | $0.3300 | 1.00% |
| 2016-08-31 | $0.3300 | 0.92% |
| 2016-11-30 | $0.3300 | 0.80% |
| 2017-03-01 | $0.3300 | 0.79% |
| 2017-05-31 | $0.3300 | 0.89% |
| 2017-08-30 | $0.3300 | 0.85% |
| 2017-11-30 | $0.3300 | 0.68% |
| 2018-03-01 | $0.3300 | 0.78% |
| 2018-05-31 | $0.3300 | 0.75% |
| 2018-09-06 | $0.3400 | 0.74% |
| 2018-12-06 | $0.3400 | 0.92% |
| 2019-02-28 | $0.3400 | 0.80% |
| 2019-06-06 | $0.3400 | 0.90% |
| 2019-09-05 | $0.3400 | 0.89% |
| 2019-12-05 | $0.3400 | 0.79% |
| 2020-03-05 | $0.3400 | 0.92% |
| 2020-06-04 | $0.3400 | 1.04% |
| 2020-09-03 | $0.3400 | 1.16% |
| 2020-12-03 | $0.3400 | 1.08% |
| 2021-03-04 | $0.3400 | 0.94% |
| 2021-06-03 | $0.3410 | 0.91% |
| 2021-09-02 | $0.3410 | 1.06% |
| 2021-12-02 | $0.3500 | 1.08% |
| 2022-03-03 | $0.3500 | 1.02% |
| 2022-06-02 | $0.3500 | 1.09% |
| 2022-09-01 | $0.3500 | 1.05% |
| 2022-12-01 | $0.3600 | 0.93% |
| 2023-03-02 | $0.3600 | 0.97% |
| 2023-06-01 | $0.3600 | 1.30% |
| 2023-08-31 | $0.3600 | 1.26% |
| 2023-11-30 | $0.3600 | 1.31% |
| 2024-02-29 | $0.3600 | 1.32% |
| 2024-06-07 | $0.3600 | 1.30% |
| 2024-09-06 | $0.3600 | 1.07% |
| 2024-12-06 | $0.3600 | 0.99% |
| 2025-03-07 | $0.3600 | 1.15% |
| 2025-06-06 | $0.3600 | 1.15% |
| 2025-09-05 | $0.3800 | 0.93% |
| 2025-12-05 | $0.3800 | 0.87% |
| 2026-03-06 | $0.3800 | 0.86% |
| Total | 159 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-03 | $91.67 | $18.33 | $0.15 | 1.9616 |
| 2021-09-02 | $92.34 | $18.47 | $0.15 | 2.3175 |
| 2021-12-02 | $95.58 | $19.12 | $0.15 | 2.3302 |
| 2022-03-03 | $96.40 | $19.28 | $0.15 | 2.2798 |
| 2022-06-02 | $97.20 | $19.44 | $0.16 | 2.4311 |
| 2022-09-01 | $98.05 | $19.61 | $0.16 | 2.3830 |
| 2022-12-01 | $101.71 | $20.34 | $0.16 | 2.1004 |
| 2023-03-02 | $102.46 | $20.49 | $0.16 | 2.2266 |
| 2023-06-01 | $103.27 | $20.65 | $0.17 | 2.9615 |
| 2023-08-31 | $104.33 | $20.87 | $0.17 | 2.9258 |
| 2023-11-30 | $105.38 | $21.08 | $0.17 | 3.1348 |
| 2024-02-29 | $106.51 | $21.30 | $0.17 | 3.1162 |
| 2024-06-07 | $107.63 | $21.53 | $0.17 | 3.1571 |
| 2024-09-06 | $108.77 | $21.75 | $0.17 | 2.6412 |
| 2024-12-06 | $109.72 | $21.94 | $0.18 | 2.4173 |
| 2025-03-07 | $110.59 | $22.12 | $0.18 | 2.8437 |
| 2025-06-06 | $111.62 | $22.32 | $0.18 | 2.8326 |
| 2025-09-05 | $118.89 | $23.78 | $0.19 | 2.3761 |
| 2025-12-05 | $119.80 | $23.96 | $0.19 | 2.2473 |
| 2026-03-06 | $120.65 | $24.13 | $0.19 | 2.1977 |
| Total | $2102.57 | $420.51 | $3.36 | 50.8816 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.