PennyMac Financial Services, Inc. (PFSI) Stock Total Returns
Growth of $10,000 chart
2021-04-21 to 2026-04-21 to
$
%
%
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Investment Performance
Final Value
$16,281
Total Return
62.81%
CAGR
10.24%
Dividends
$825.82
Yield on Cost
8.26%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.32% |
| Median | +1.31% |
| Best | +27.84% |
| Worst | -40.29% |
| % of Windows Positive | 53.5% |
1-Year (252 Trading Days)
| Average | +19.19% |
| Median | +20.28% |
| Best | +76.51% |
| Worst | -36.92% |
| % of Windows Positive | 74.4% |
3-Year (756 Trading Days)
| Average | +89.68% |
| Median | +77.90% |
| Best | +202.04% |
| Worst | +33.70% |
| % of Windows Positive | 100.0% |
Risk Metrics
| Maximum Drawdown | -47.10% |
| Average Drawdown | -12.82% |
| Drawdown Duration | 64 Trading Days (Unrecovered) |
| Sortino Ratio | 0.63 |
| Calmar Ratio | 0.22 |
| CVaR (5%) | -4.99% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | -31.07% (-70.61% ann.) | $3107.10 | $22.76 | $4.55 | $0.04 |
| 2025 | +30.23% | +$3023.44 | $117.90 | $23.58 | $0.19 |
| 2024 | +16.54% | +$1654.27 | $113.52 | $22.71 | $0.18 |
| 2023 | +57.44% | +$5744.31 | $141.71 | $28.34 | $0.23 |
| 2022 | -17.85% | $1784.95 | $115.15 | $23.03 | $0.18 |
| 2021 | +7.40% | +$740.18 | $122.37 | $24.48 | $0.19 |
| 2020 | +94.82% | +$9482.11 | $159.37 | $31.88 | $0.25 |
| 2019 | +60.59% | +$6059.39 | $56.44 | $11.29 | $0.09 |
| 2018 | -3.45% | $345.07 | $178.97 | $35.79 | $0.29 |
| 2017 | +34.23% | +$3423.42 | $0.00 | $0.00 | $0.00 |
| 2016 | +8.40% | +$839.85 | $0.00 | $0.00 | $0.00 |
| 2015 | -11.21% | $1121.39 | $0.00 | $0.00 | $0.00 |
| 2014 | -1.42% | $142.45 | $0.00 | $0.00 | $0.00 |
| 2013 partial | -8.12% (-12.28% ann.) | $811.52 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Secular stagnation / QE / low inflation / duration bull partial | May 9, 2013 – February 19, 2020 | +88.39% | +9.79% | +$8839.25 | $337.15 | $67.42 | $0.54 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -45.17% | -99.89% | $4516.68 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +175.88% | +411.83% | +$17587.67 | $135.24 | $27.06 | $0.22 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +27.46% | +25.88% | +$2746.03 | $185.03 | $37.01 | $0.29 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -18.79% | -19.82% | $1878.74 | $95.02 | $19.00 | $0.15 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +110.50% | +49.42% | +$11050.23 | $304.18 | $60.84 | $0.49 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 21, 2026 | -20.89% | -13.72% | $2088.79 | $155.85 | $31.17 | $0.25 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2018-08-10 | $0.4000 | 1.84% |
| 2019-11-14 | $0.1200 | 0.38% |
| 2020-02-13 | $0.1200 | 0.32% |
| 2020-05-15 | $0.1200 | 0.42% |
| 2020-08-14 | $0.1500 | 0.31% |
| 2020-11-13 | $0.1500 | 0.26% |
| 2021-02-11 | $0.2000 | 0.32% |
| 2021-05-14 | $0.2000 | 0.34% |
| 2021-08-13 | $0.2000 | 0.30% |
| 2021-11-12 | $0.2000 | 0.30% |
| 2022-02-14 | $0.2000 | 0.33% |
| 2022-05-16 | $0.2000 | 0.44% |
| 2022-08-15 | $0.2000 | 0.34% |
| 2022-11-10 | $0.2000 | 0.39% |
| 2023-02-13 | $0.2000 | 0.31% |
| 2023-05-15 | $0.2000 | 0.34% |
| 2023-08-14 | $0.2000 | 0.27% |
| 2023-11-10 | $0.2000 | 0.28% |
| 2024-02-12 | $0.2000 | 0.22% |
| 2024-05-13 | $0.2000 | 0.21% |
| 2024-08-13 | $0.3000 | 0.31% |
| 2024-11-18 | $0.3000 | 0.29% |
| 2025-02-13 | $0.3000 | 0.30% |
| 2025-05-14 | $0.3000 | 0.30% |
| 2025-08-13 | $0.3000 | 0.29% |
| 2025-11-17 | $0.3000 | 0.24% |
| 2026-02-13 | $0.3000 | 0.33% |
| Total | 27 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-05-14 | $34.23 | $6.85 | $0.05 | 0.4536 |
| 2021-08-13 | $34.32 | $6.86 | $0.05 | 0.4075 |
| 2021-11-12 | $34.40 | $6.88 | $0.05 | 0.4215 |
| 2022-02-14 | $34.49 | $6.90 | $0.05 | 0.4543 |
| 2022-05-16 | $34.58 | $6.92 | $0.05 | 0.6061 |
| 2022-08-15 | $34.70 | $6.94 | $0.06 | 0.4682 |
| 2022-11-10 | $34.79 | $6.96 | $0.06 | 0.4940 |
| 2023-02-13 | $34.89 | $6.98 | $0.06 | 0.4216 |
| 2023-05-15 | $34.97 | $6.99 | $0.06 | 0.4589 |
| 2023-08-14 | $35.07 | $7.01 | $0.06 | 0.3824 |
| 2023-11-10 | $35.14 | $7.03 | $0.06 | 0.3899 |
| 2024-02-12 | $35.22 | $7.05 | $0.06 | 0.3054 |
| 2024-05-13 | $35.28 | $7.05 | $0.06 | 0.3115 |
| 2024-08-13 | $53.02 | $10.60 | $0.09 | 0.4325 |
| 2024-11-18 | $53.15 | $10.63 | $0.09 | 0.4140 |
| 2025-02-13 | $53.27 | $10.66 | $0.09 | 0.4210 |
| 2025-05-14 | $53.40 | $10.68 | $0.09 | 0.4316 |
| 2025-08-13 | $53.53 | $10.71 | $0.09 | 0.3945 |
| 2025-11-17 | $53.64 | $10.73 | $0.09 | 0.3441 |
| 2026-02-13 | $53.75 | $10.75 | $0.09 | 0.4664 |
| Total | $825.82 | $165.17 | $1.32 | 8.4788 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.