Chemung Financial Corporation (CHMG) Stock Total Returns
Growth of $10,000 chart
2021-04-21 to 2026-04-21 to
$
%
%
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Investment Performance
Final Value
$17,164
Total Return
71.64%
CAGR
11.41%
Dividends
$1,539.65
Yield on Cost
15.40%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.93% |
| Median | +0.85% |
| Best | +32.20% |
| Worst | -18.60% |
| % of Windows Positive | 55.8% |
1-Year (252 Trading Days)
| Average | +6.79% |
| Median | +7.34% |
| Best | +63.76% |
| Worst | -24.84% |
| % of Windows Positive | 69.7% |
3-Year (756 Trading Days)
| Average | +17.90% |
| Median | +16.88% |
| Best | +75.43% |
| Worst | -6.53% |
| % of Windows Positive | 97.2% |
Risk Metrics
| Maximum Drawdown | -34.68% |
| Average Drawdown | -9.54% |
| Drawdown Duration | 442 Trading Days |
| Sortino Ratio | 0.85 |
| Calmar Ratio | 0.33 |
| CVaR (5%) | -3.47% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +19.90% (+81.69% ann.) | +$1989.70 | $60.93 | $12.19 | $0.10 |
| 2025 | +16.71% | +$1670.81 | $272.67 | $54.54 | $0.44 |
| 2024 | +0.17% | +$16.73 | $251.15 | $50.23 | $0.40 |
| 2023 | +11.10% | +$1109.56 | $272.74 | $54.55 | $0.44 |
| 2022 | +1.02% | +$101.79 | $269.21 | $53.84 | $0.43 |
| 2021 | +39.84% | +$3984.15 | $353.48 | $70.69 | $0.56 |
| 2020 | -17.85% | $1784.69 | $247.49 | $49.49 | $0.40 |
| 2019 | +4.78% | +$477.63 | $253.47 | $50.70 | $0.40 |
| 2018 | -12.52% | $1251.71 | $217.65 | $43.53 | $0.35 |
| 2017 | +34.97% | +$3496.89 | $288.44 | $57.69 | $0.46 |
| 2016 | +35.87% | +$3587.17 | $382.36 | $76.47 | $0.61 |
| 2015 | +2.50% | +$250.10 | $380.34 | $76.07 | $0.61 |
| 2014 | -16.66% | $1665.61 | $307.72 | $61.55 | $0.49 |
| 2013 | +17.28% | +$1727.55 | $351.35 | $70.27 | $0.57 |
| 2012 | +35.93% | +$3592.66 | $445.80 | $89.17 | $0.71 |
| 2011 | +4.37% | +$437.47 | $450.15 | $90.03 | $0.72 |
| 2010 | +14.33% | +$1432.64 | $496.21 | $99.24 | $0.80 |
| 2009 | +7.53% | +$753.11 | $638.23 | $127.64 | $1.02 |
| 2008 | -27.03% | $2702.88 | $269.37 | $53.88 | $0.42 |
| 2007 | -10.15% | $1014.98 | $305.53 | $61.11 | $0.48 |
| 2006 | +6.31% | +$631.46 | $313.65 | $62.73 | $0.51 |
| 2005 | -3.33% | $333.03 | $295.74 | $59.15 | $0.47 |
| 2004 | -9.12% | $911.69 | $254.31 | $50.87 | $0.40 |
| 2003 | +39.97% | +$3996.84 | $344.05 | $68.81 | $0.54 |
| 2002 | -5.22% | $522.17 | $317.60 | $63.53 | $0.52 |
| 2001 | +56.51% | +$5651.03 | $473.37 | $94.69 | $0.76 |
| 2000 | -20.31% | $2030.51 | $90.25 | $18.05 | $0.15 |
| 1999 partial | -12.95% (-13.09% ann.) | $1294.64 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania partial | January 4, 1999 – March 10, 2000 | -32.14% | -28.01% | $3214.29 | $0.00 | $0.00 | $0.00 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +49.49% | +16.91% | +$4948.78 | $979.68 | $195.96 | $1.59 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +15.57% | +2.94% | +$1557.02 | $1854.93 | $370.99 | $2.96 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -39.66% | -30.06% | $3965.64 | $459.66 | $91.93 | $0.73 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +82.24% | +19.46% | +$8224.28 | $2470.80 | $494.16 | $3.95 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +94.28% | +9.17% | +$9427.60 | $3569.71 | $713.96 | $5.70 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -32.69% | -98.91% | $3268.56 | $66.28 | $13.25 | $0.10 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +25.00% | +43.20% | +$2500.29 | $181.59 | $36.31 | $0.29 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +21.19% | +20.00% | +$2119.02 | $300.96 | $60.19 | $0.48 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -1.08% | -1.14% | $107.79 | $263.52 | $52.70 | $0.42 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +6.20% | +3.30% | +$620.00 | $478.47 | $95.69 | $0.76 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 21, 2026 | +45.85% | +26.83% | +$4585.18 | $489.74 | $97.95 | $0.78 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2000-12-20 | $0.2200 | 1.14% |
| 2001-03-21 | $0.2200 | 1.10% |
| 2001-06-20 | $0.2200 | 1.00% |
| 2001-09-19 | $0.2300 | 0.83% |
| 2001-12-19 | $0.2300 | 0.79% |
| 2002-03-20 | $0.2300 | 0.81% |
| 2002-06-20 | $0.2300 | 0.81% |
| 2002-09-19 | $0.2300 | 0.82% |
| 2002-12-19 | $0.2300 | 0.85% |
| 2003-03-20 | $0.2300 | 0.89% |
| 2003-06-19 | $0.2300 | 0.72% |
| 2003-09-18 | $0.2300 | 0.72% |
| 2003-12-18 | $0.2300 | 0.68% |
| 2004-03-25 | $0.2300 | 0.70% |
| 2004-06-24 | $0.2300 | 0.79% |
| 2004-09-23 | $0.2300 | 0.77% |
| 2004-12-22 | $0.2400 | 0.72% |
| 2005-03-23 | $0.2400 | 0.74% |
| 2005-06-23 | $0.2400 | 0.74% |
| 2005-09-29 | $0.2400 | 0.79% |
| 2005-12-15 | $0.2400 | 0.80% |
| 2006-03-16 | $0.2400 | 0.79% |
| 2006-06-15 | $0.2400 | 0.82% |
| 2006-10-04 | $0.2400 | 0.77% |
| 2006-12-14 | $0.2400 | 0.73% |
| 2007-03-15 | $0.2400 | 0.75% |
| 2007-06-15 | $0.2400 | 0.80% |
| 2007-09-13 | $0.2400 | 0.86% |
| 2007-12-13 | $0.2500 | 0.89% |
| 2008-03-13 | $0.2500 | 0.93% |
| 2008-06-13 | $0.2500 | 0.94% |
| 2008-09-15 | $0.2500 | 1.04% |
| 2009-01-05 | $0.2500 | 1.22% |
| 2009-03-13 | $0.2500 | 1.37% |
| 2009-06-15 | $0.2500 | 1.32% |
| 2009-09-15 | $0.2500 | 1.18% |
| 2009-12-24 | $0.2500 | 1.16% |
| 2010-03-26 | $0.2500 | 1.23% |
| 2010-06-15 | $0.2500 | 1.23% |
| 2010-09-15 | $0.2500 | 1.19% |
| 2010-12-15 | $0.2500 | 1.14% |
| 2011-03-16 | $0.2500 | 1.05% |
| 2011-06-15 | $0.2500 | 1.10% |
| 2011-09-14 | $0.2500 | 1.06% |
| 2011-12-14 | $0.2500 | 1.08% |
| 2012-03-14 | $0.2500 | 0.97% |
| 2012-06-13 | $0.2500 | 1.00% |
| 2012-09-13 | $0.2500 | 1.04% |
| 2012-12-13 | $0.2500 | 0.89% |
| 2013-03-14 | $0.2600 | 0.84% |
| 2013-06-13 | $0.2600 | 0.78% |
| 2013-09-13 | $0.2600 | 0.78% |
| 2013-12-17 | $0.2600 | 0.80% |
| 2014-03-13 | $0.2600 | 0.90% |
| 2014-06-13 | $0.2600 | 0.84% |
| 2014-09-15 | $0.2600 | 0.92% |
| 2014-12-17 | $0.2600 | 0.92% |
| 2015-03-13 | $0.2600 | 0.93% |
| 2015-06-15 | $0.2600 | 0.98% |
| 2015-09-15 | $0.2600 | 0.95% |
| 2015-12-16 | $0.2600 | 0.94% |
| 2016-03-16 | $0.2600 | 0.97% |
| 2016-06-15 | $0.2600 | 0.86% |
| 2016-09-15 | $0.2600 | 0.90% |
| 2016-12-16 | $0.2600 | 0.73% |
| 2017-03-16 | $0.2600 | 0.69% |
| 2017-06-15 | $0.2600 | 0.64% |
| 2017-09-15 | $0.2600 | 0.65% |
| 2017-12-18 | $0.2600 | 0.50% |
| 2018-03-16 | $0.2600 | 0.56% |
| 2018-06-15 | $0.2600 | 0.52% |
| 2018-09-14 | $0.2600 | 0.63% |
| 2018-12-18 | $0.2600 | 0.63% |
| 2019-03-15 | $0.2600 | 0.55% |
| 2019-06-14 | $0.2600 | 0.56% |
| 2019-09-16 | $0.2600 | 0.59% |
| 2019-12-20 | $0.2600 | 0.58% |
| 2020-03-17 | $0.2600 | 1.12% |
| 2020-06-16 | $0.2600 | 0.93% |
| 2020-09-16 | $0.2600 | 0.89% |
| 2020-12-18 | $0.2600 | 0.74% |
| 2021-03-17 | $0.2600 | 0.62% |
| 2021-06-16 | $0.3100 | 0.72% |
| 2021-09-16 | $0.3100 | 0.67% |
| 2021-12-17 | $0.3100 | 0.68% |
| 2022-03-17 | $0.3100 | 0.67% |
| 2022-06-16 | $0.3100 | 0.72% |
| 2022-09-16 | $0.3100 | 0.71% |
| 2022-12-19 | $0.3100 | 0.70% |
| 2023-03-17 | $0.3100 | 0.68% |
| 2023-06-16 | $0.3100 | 0.78% |
| 2023-09-15 | $0.3100 | 0.76% |
| 2023-12-18 | $0.3100 | 0.62% |
| 2024-03-15 | $0.3100 | 0.74% |
| 2024-06-17 | $0.3100 | 0.72% |
| 2024-09-19 | $0.3100 | 0.66% |
| 2024-12-19 | $0.3100 | 0.61% |
| 2025-03-18 | $0.3200 | 0.66% |
| 2025-06-17 | $0.3200 | 0.68% |
| 2025-09-17 | $0.3400 | 0.65% |
| 2025-12-19 | $0.3400 | 0.56% |
| 2026-03-18 | $0.3400 | 0.66% |
| Total | 102 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-16 | $71.61 | $14.32 | $0.11 | 1.3368 |
| 2021-09-16 | $72.03 | $14.41 | $0.11 | 1.2627 |
| 2021-12-17 | $72.42 | $14.48 | $0.12 | 1.3054 |
| 2022-03-17 | $72.82 | $14.56 | $0.12 | 1.2730 |
| 2022-06-16 | $73.22 | $14.64 | $0.12 | 1.3648 |
| 2022-09-16 | $73.64 | $14.73 | $0.12 | 1.3942 |
| 2022-12-19 | $74.07 | $14.81 | $0.12 | 1.3595 |
| 2023-03-17 | $74.49 | $14.90 | $0.12 | 1.3502 |
| 2023-06-16 | $74.91 | $14.98 | $0.12 | 1.5199 |
| 2023-09-15 | $75.38 | $15.08 | $0.12 | 1.4894 |
| 2023-12-18 | $75.84 | $15.17 | $0.12 | 1.2358 |
| 2024-03-15 | $76.23 | $15.25 | $0.12 | 1.4490 |
| 2024-06-17 | $76.68 | $15.34 | $0.12 | 1.4507 |
| 2024-09-19 | $77.12 | $15.42 | $0.12 | 1.2621 |
| 2024-12-19 | $77.52 | $15.50 | $0.12 | 1.2453 |
| 2025-03-18 | $80.42 | $16.08 | $0.13 | 1.3390 |
| 2025-06-17 | $80.84 | $16.17 | $0.13 | 1.3962 |
| 2025-09-17 | $86.37 | $17.28 | $0.14 | 1.3135 |
| 2025-12-19 | $86.82 | $17.36 | $0.14 | 1.1990 |
| 2026-03-18 | $87.23 | $17.44 | $0.14 | 1.3589 |
| Total | $1539.65 | $307.93 | $2.46 | 26.9052 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.