Bread Financial Holdings, Inc. (BFH) Stock Total Returns
Growth of $10,000 chart
2021-04-21 to 2026-04-21 to
$
%
%
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Investment Performance
Final Value
$11,671
Total Return
16.71%
CAGR
3.14%
Dividends
$512.32
Yield on Cost
5.12%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.61% |
| Median | +0.52% |
| Best | +36.11% |
| Worst | -33.54% |
| % of Windows Positive | 52.2% |
1-Year (252 Trading Days)
| Average | +7.66% |
| Median | +13.73% |
| Best | +122.36% |
| Worst | -63.17% |
| % of Windows Positive | 55.4% |
3-Year (756 Trading Days)
| Average | +26.38% |
| Median | -2.97% |
| Best | +247.62% |
| Worst | -57.14% |
| % of Windows Positive | 47.9% |
Risk Metrics
| Maximum Drawdown | -75.67% |
| Average Drawdown | -45.07% |
| Drawdown Duration | 1225 Trading Days (Unrecovered) |
| Sortino Ratio | 0.44 |
| Calmar Ratio | 0.04 |
| CVaR (5%) | -6.40% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +23.66% (+101.14% ann.) | +$2366.15 | $31.07 | $6.21 | $0.05 |
| 2025 | +22.68% | +$2267.55 | $141.48 | $28.30 | $0.23 |
| 2024 | +88.17% | +$8816.92 | $256.66 | $51.33 | $0.41 |
| 2023 | -10.71% | $1071.34 | $224.68 | $44.93 | $0.36 |
| 2022 | -42.65% | $4264.62 | $126.74 | $25.35 | $0.20 |
| 2021 | +13.40% | +$1340.22 | $120.87 | $24.18 | $0.19 |
| 2020 | -32.92% | $3291.77 | $112.81 | $22.56 | $0.18 |
| 2019 | -24.09% | $2409.34 | $168.75 | $33.75 | $0.27 |
| 2018 | -40.30% | $4030.20 | $90.22 | $18.04 | $0.14 |
| 2017 | +11.73% | +$1173.26 | $91.27 | $18.25 | $0.15 |
| 2016 | -17.21% | $1721.07 | $18.80 | $3.76 | $0.03 |
| 2015 | -3.31% | $331.41 | $0.00 | $0.00 | $0.00 |
| 2014 | +8.79% | +$879.32 | $0.00 | $0.00 | $0.00 |
| 2013 | +81.63% | +$8163.17 | $0.00 | $0.00 | $0.00 |
| 2012 | +39.41% | +$3940.68 | $0.00 | $0.00 | $0.00 |
| 2011 | +46.19% | +$4619.18 | $0.00 | $0.00 | $0.00 |
| 2010 | +9.97% | +$997.06 | $0.00 | $0.00 | $0.00 |
| 2009 | +38.81% | +$3881.37 | $0.00 | $0.00 | $0.00 |
| 2008 | -37.95% | $3795.17 | $0.00 | $0.00 | $0.00 |
| 2007 | +20.04% | +$2004.16 | $0.00 | $0.00 | $0.00 |
| 2006 | +75.48% | +$7547.75 | $0.00 | $0.00 | $0.00 |
| 2005 | -25.02% | $2502.11 | $0.00 | $0.00 | $0.00 |
| 2004 | +71.53% | +$7153.18 | $0.00 | $0.00 | $0.00 |
| 2003 | +56.21% | +$5620.77 | $0.00 | $0.00 | $0.00 |
| 2002 | -7.47% | $746.74 | $0.00 | $0.00 | $0.00 |
| 2001 partial | +48.91% (+107.68% ann.) | +$4891.14 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bust / post-bubble disinflation scare partial | June 15, 2001 – October 9, 2002 | +8.94% | +6.72% | +$894.25 | $0.00 | $0.00 | $0.00 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +469.24% | +41.63% | +$46923.61 | $0.00 | $0.00 | $0.00 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -67.28% | -54.65% | $6727.77 | $0.00 | $0.00 | $0.00 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +341.78% | +55.28% | +$34177.91 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | -18.09% | -2.60% | $1808.90 | $634.04 | $126.81 | $1.02 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -69.90% | -100.00% | $6990.10 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +40.79% | +73.40% | +$4078.83 | $100.20 | $20.04 | $0.16 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +29.09% | +27.41% | +$2909.01 | $159.81 | $31.96 | $0.26 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -45.59% | -47.60% | $4559.30 | $92.68 | $18.54 | $0.15 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +33.59% | +16.91% | +$3359.06 | $420.80 | $84.16 | $0.67 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 21, 2026 | +77.28% | +43.41% | +$7727.56 | $249.94 | $49.99 | $0.40 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2016-11-01 | $0.4150 | 0.25% |
| 2017-02-13 | $0.4150 | 0.23% |
| 2017-05-11 | $0.4150 | 0.20% |
| 2017-08-10 | $0.4150 | 0.22% |
| 2017-11-13 | $0.4150 | 0.23% |
| 2018-02-13 | $0.4549 | 0.23% |
| 2018-05-11 | $0.4549 | 0.28% |
| 2018-08-13 | $0.4549 | 0.25% |
| 2018-11-13 | $0.4549 | 0.28% |
| 2019-02-20 | $0.5028 | 0.36% |
| 2019-05-13 | $0.5028 | 0.42% |
| 2019-09-03 | $0.5028 | 0.51% |
| 2019-11-13 | $0.5028 | 0.58% |
| 2020-02-13 | $0.5028 | 0.60% |
| 2020-05-13 | $0.1676 | 0.52% |
| 2020-08-13 | $0.1676 | 0.44% |
| 2020-11-12 | $0.1676 | 0.33% |
| 2021-02-11 | $0.1676 | 0.24% |
| 2021-05-13 | $0.1676 | 0.18% |
| 2021-08-12 | $0.1676 | 0.22% |
| 2021-11-10 | $0.2100 | 0.28% |
| 2022-02-10 | $0.2100 | 0.29% |
| 2022-05-12 | $0.2100 | 0.43% |
| 2022-08-11 | $0.2100 | 0.48% |
| 2022-11-10 | $0.2100 | 0.57% |
| 2023-02-09 | $0.2100 | 0.50% |
| 2023-05-11 | $0.2100 | 0.81% |
| 2023-08-10 | $0.2100 | 0.52% |
| 2023-11-10 | $0.2100 | 0.77% |
| 2024-02-08 | $0.2100 | 0.61% |
| 2024-05-09 | $0.2100 | 0.53% |
| 2024-08-09 | $0.2100 | 0.44% |
| 2024-11-08 | $0.2100 | 0.35% |
| 2025-02-14 | $0.2100 | 0.34% |
| 2025-05-09 | $0.2100 | 0.42% |
| 2025-08-08 | $0.2100 | 0.36% |
| 2025-11-07 | $0.2300 | 0.36% |
| 2026-02-27 | $0.2300 | 0.29% |
| Total | 38 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-05-13 | $19.99 | $4.00 | $0.03 | 0.1725 |
| 2021-08-12 | $20.02 | $4.00 | $0.03 | 0.2149 |
| 2021-11-10 | $25.13 | $5.03 | $0.04 | 0.2568 |
| 2022-02-10 | $25.19 | $5.04 | $0.04 | 0.2783 |
| 2022-05-12 | $25.24 | $5.05 | $0.04 | 0.4179 |
| 2022-08-11 | $25.33 | $5.07 | $0.04 | 0.4590 |
| 2022-11-10 | $25.43 | $5.09 | $0.04 | 0.5022 |
| 2023-02-09 | $25.53 | $5.11 | $0.04 | 0.4978 |
| 2023-05-11 | $25.64 | $5.13 | $0.04 | 0.7765 |
| 2023-08-10 | $25.80 | $5.16 | $0.04 | 0.5059 |
| 2023-11-10 | $25.91 | $5.18 | $0.04 | 0.7494 |
| 2024-02-08 | $26.07 | $5.21 | $0.04 | 0.5892 |
| 2024-05-09 | $26.19 | $5.24 | $0.04 | 0.5194 |
| 2024-08-09 | $26.30 | $5.26 | $0.04 | 0.4109 |
| 2024-11-08 | $26.38 | $5.28 | $0.04 | 0.3566 |
| 2025-02-14 | $26.46 | $5.29 | $0.04 | 0.3385 |
| 2025-05-09 | $26.53 | $5.31 | $0.04 | 0.4197 |
| 2025-08-08 | $26.62 | $5.32 | $0.04 | 0.3650 |
| 2025-11-07 | $29.24 | $5.85 | $0.05 | 0.3671 |
| 2026-02-27 | $29.32 | $5.86 | $0.05 | 0.3304 |
| Total | $512.32 | $102.46 | $0.82 | 8.5281 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.