WEST BROMWICH BUILDING SOCIETY financials
WEST BROMWICH BUILDING SOCIETY
45WSBJJYVGC91LG3H515 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | £57.6M | £54.0M |
| Depreciation & amortisation | £7.0M | £5.5M |
| Profit before tax | £36.5M | £32.1M |
| Income tax expense | £6.9M | £7.7M |
| Profit for the year | £29.6M | £24.4M |
| Total comprehensive income | £25.8M | £19.9M |
| Cash flow statement | ||
| Net cash from operating activities | -£491.7M | -£13.8M |
| Net cash from investing activities | -£74.6M | -£76.9M |
| Net cash from financing activities | £277.0M | -£28.4M |
| Dividends paid | £5.8M | £5.8M |
| Lease liability payments | £500.0K | £400.0K |
| Balance sheet | ||
| Total assets | £6.36B | £5.99B |
| Intangible assets & goodwill | £20.7M | £13.9M |
| Cash & equivalents | £248.6M | £537.9M |
| Total equity | £461.2M | £444.7M |
| Deferred tax liabilities | £12.9M | £14.2M |
| Derived metrics | ||
| Return on equity | 6.4% | 5.5% |
| Cash conversion ratio | -16.61× | -0.57× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Customers | -£599.9M | -£391.9M |
| Adjustments For Decrease Increase In Trade and Other Receivables | -£400.0K | £6.8M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £7.0M | £5.5M |
| Adjustments For Gain Loss On Disposals Property Plant and Equipment | -£400.0K | -£100.0K |
| Adjustments For Gains Losses On Fair Value Adjustment Investment Property | £2.4M | £2.5M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £6.9M | £14.7M |
| Adjustments For Increase Decrease In Deposits From Customers | £401.0M | £364.3M |
| Adjustments For Increase Decrease In Employee Benefit Liabilities | £400.0K | -£2.4M |
| Adjustments For Increase Decrease In Trade and Other Payables | -£5.5M | £900.0K |
| Cash and Bank Balances At Central Banks | £159.8M | £491.6M |
| Cash Flows From Used In Operations Before Changes In Working Capital | £28.8M | £13.8M |
| Cash On Hand | £159.8M | £491.6M |
| Current Tax Liabilities Current | £0 | £2.0M |
| Debt Securities | £289.8M | £0 |
| Deferred Tax Assets | £12.9M | £19.0M |
| Deposits From Customers | £5.07B | £4.67B |
| Derivative Financial Assets | £44.9M | £61.8M |
| Derivative Financial Liabilities | £16.8M | £12.8M |
| Equity and Liabilities | £6.36B | £5.99B |
| Fee and Commission Income | £700.0K | £1.1M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | £4.4M | -£400.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£600.0K | £1.3M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £6.9M | £14.7M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£200.0K | £300.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -£1.1M | -£1.7M |
| Income Taxes Paid Refund Classified As Operating Activities | £2.9M | £0 |
| Increase Decrease In Cash and Cash Equivalents | -£289.3M | -£119.1M |
| Increase Decrease Through Other Distributions To Owners | £5.8M | £5.7M |
| Increase Decrease Through Treasury Share Transactions | -£3.5M | — |
| Interest Paid Classified As Financing Activities | £200.0K | £1.8M |
| Interest Revenue Calculated Using Effective Interest Method | £279.9M | £229.4M |
| Investment Property | £143.2M | £148.7M |
| Investments In Subsidiaries | £0 | £0 |
| Issued Capital | £3.9M | £7.8M |
| Liabilities | £5.90B | £5.54B |
| Loans and Advances To Customers | £5.40B | £4.79B |
| Other Comprehensive Income | -£3.8M | -£4.5M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£4.5M | -£7.2M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£400.0K | £1.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£3.4M | -£5.5M |
| Other Operating Income Expense | £4.2M | £4.6M |
| Payments To Acquire Or Redeem Entitys Shares | £3.4M | £0 |
| Proceeds From Sales of Investment Property | £8.5M | £7.4M |
| Provisions | £400.0K | £500.0K |
| Recognised Assets Defined Benefit Plan | £1.2M | £6.1M |
| Revaluation Surplus | £3.2M | £3.2M |
| Revenue From Interest | £96.2M | £103.6M |
| Subordinated Liabilities | £2.1M | £2.1M |
| Trade and Other Payables | £18.8M | £17.6M |
| Trade and Other Receivables | £4.3M | £3.9M |
Every line item above is a fact tagged in WEST BROMWICH BUILDING SOCIETY's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.