WEST BROMWICH BUILDING SOCIETY financials
WEST BROMWICH BUILDING SOCIETY
45WSBJJYVGC91LG3H515 | Line item | 2026 | 2025 |
|---|---|---|
| Income statement | ||
| Administrative expenses | £64.0M | £57.6M |
| Depreciation & amortisation | £8.6M | £7.0M |
| Profit before tax | £33.6M | £36.5M |
| Income tax expense | £10.2M | £6.9M |
| Profit for the year | £23.4M | £29.6M |
| Total comprehensive income | £22.9M | £25.8M |
| Cash flow statement | ||
| Net cash from operating activities | £135.3M | -£491.7M |
| Net cash from investing activities | -£48.5M | -£74.6M |
| Net cash from financing activities | -£57.5M | £277.0M |
| Dividends paid | £5.8M | £5.8M |
| Lease liability payments | £400.0K | £500.0K |
| Balance sheet | ||
| Total assets | £6.63B | £6.36B |
| Intangible assets & goodwill | £33.1M | £20.7M |
| Cash & equivalents | £277.9M | £248.6M |
| Total equity | £478.3M | £461.2M |
| Deferred tax liabilities | £16.3M | £12.9M |
| Derived metrics | ||
| Return on equity | 4.9% | 6.4% |
| Cash conversion ratio | 5.78× | -16.61× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Customers | -£198.1M | -£599.9M |
| Adjustments For Decrease Increase In Trade and Other Receivables | -£5.5M | -£400.0K |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £8.6M | £7.0M |
| Adjustments For Gain Loss On Disposals Property Plant and Equipment | -£100.0K | -£400.0K |
| Adjustments For Gains Losses On Fair Value Adjustment Investment Property | £700.0K | £2.4M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £5.0M | £6.9M |
| Adjustments For Increase Decrease In Deposits From Customers | £488.4M | £401.0M |
| Adjustments For Increase Decrease In Employee Benefit Liabilities | £1.0M | £400.0K |
| Adjustments For Increase Decrease In Trade and Other Payables | -£4.9M | -£5.5M |
| Cash and Bank Balances At Central Banks | £179.6M | £159.8M |
| Cash Flows From Used In Operations Before Changes In Working Capital | £44.6M | £44.3M |
| Cash On Hand | £179.6M | £159.8M |
| Current Tax Liabilities Current | £1.7M | £0 |
| Debt Securities | £238.1M | £289.8M |
| Deferred Tax Assets | £8.7M | £12.9M |
| Deposits From Customers | £5.56B | £5.07B |
| Derivative Financial Assets | £44.1M | £44.9M |
| Derivative Financial Liabilities | £8.9M | £16.8M |
| Equity and Liabilities | £6.63B | £6.36B |
| Fee and Commission Income | £1.1M | £700.0K |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | £800.0K | £4.4M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£500.0K | -£600.0K |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £5.0M | £6.9M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£100.0K | -£200.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | £0 | -£1.1M |
| Income Taxes Paid Refund Classified As Operating Activities | £800.0K | £2.9M |
| Increase Decrease In Cash and Cash Equivalents | £29.3M | -£289.3M |
| Increase Decrease Through Other Distributions To Owners | £5.8M | £5.8M |
| Increase Decrease Through Treasury Share Transactions | — | -£3.5M |
| Interest Paid Classified As Financing Activities | £200.0K | £200.0K |
| Interest Revenue Calculated Using Effective Interest Method | £289.2M | £279.9M |
| Investment Property | £137.9M | £143.2M |
| Investments In Subsidiaries | £0 | £0 |
| Issued Capital | £3.9M | £3.9M |
| Liabilities | £6.15B | £5.90B |
| Loans and Advances To Customers | £5.58B | £5.40B |
| Loans and Advances To Other Credit Institutions | £93.3M | £88.8M |
| Other Comprehensive Income | -£500.0K | -£3.8M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£100.0K | -£4.5M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£400.0K | -£400.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£100.0K | -£3.4M |
| Other Operating Income Expense | £4.5M | £4.2M |
| Payments To Acquire Or Redeem Entitys Shares | £0 | £3.4M |
| Proceeds From Sales of Investment Property | £7.5M | £8.5M |
| Property Plant and Equipment Including Rightofuse Assets | £21.3M | £20.3M |
| Provisions | £400.0K | £400.0K |
| Recognised Assets Defined Benefit Plan | £100.0K | £1.2M |
| Revaluation Surplus | £3.1M | £3.2M |
| Revenue From Interest | £104.1M | £96.2M |
| Subordinated Liabilities | £2.1M | £2.1M |
| Trade and Other Payables | £23.0M | £18.8M |
| Trade and Other Receivables | £9.8M | £4.3M |
Every line item above is a fact tagged in WEST BROMWICH BUILDING SOCIETY's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.