United Bankers Oyj financials
United Bankers Oyj
743700J2WO3J6XGFPG77 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Revenue | €57.1M | €62.1M |
| Other income | €3.0K | €7.0K |
| Administrative expenses | €8.4M | €7.5M |
| Employee benefits expense | €22.2M | €21.0M |
| Depreciation & amortisation | €3.1M | €2.7M |
| Finance costs | €572.0K | €1.4M |
| Profit before tax | €16.6M | €23.4M |
| Income tax expense | €3.5M | €4.9M |
| Profit for the year | €13.1M | €18.4M |
| — attributable to owners | €12.9M | €18.0M |
| — attributable to NCI | €193.0K | €397.0K |
| Total comprehensive income | €13.1M | €18.4M |
| Per share | ||
| Basic EPS | €1.18 | €1.66 |
| Diluted EPS | €1.18 | €1.64 |
| Cash flow statement | ||
| Net cash from operating activities | €7.3M | €31.1M |
| Net cash from investing activities | -€380.0K | -€17.5M |
| Net cash from financing activities | -€13.9M | -€9.6M |
| Dividends paid | €12.0M | €10.9M |
| Lease liability payments | €657.0K | €651.0K |
| Net change in cash | -€7.0M | €4.0M |
| Balance sheet | ||
| Total assets | €98.6M | €88.5M |
| Property, plant & equipment | €3.7M | €2.1M |
| Intangible assets & goodwill | €15.6M | €15.6M |
| Cash & equivalents | €6.4M | €13.3M |
| Total equity | €61.7M | €61.5M |
| Non-controlling interests | €330.0K | €318.0K |
| Deferred tax liabilities | €2.3M | €1.8M |
| Derived metrics | ||
| Net margin | 23.0% | 29.7% |
| Return on equity | 21.3% | 30.0% |
| Cash conversion ratio | 0.56× | 1.69× |
| Other reported items | ||
| Accruals | €9.5M | €12.6M |
| Balances With Banks | €6.4M | €13.3M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €358.0K | €0 |
| Cash On Hand | €0 | €0 |
| Cash Receipts From Repayment of Advances and Loans Made To Other Parties Classified As Investing Activities | €0 | €1.0K |
| Changes In Equity | -€12.9M | -€8.5M |
| Current Prepayments and Other Current Assets | €1.8M | €1.8M |
| Debt Instruments Held | €1.4M | €1.8M |
| Deferred Tax Assets | €12.0K | €1.0K |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | €292.0K | €524.0K |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €12.6M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €1.16 | — |
| Dividends Received Classified As Investing Activities | €87.0K | €175.0K |
| Dividends Recognised As Distributions To Owners of Parent | €12.3M | €11.4M |
| Equity and Liabilities | €98.6M | €88.5M |
| Expense From Sharebased Payment Transactions With Employees | €239.0K | €3.4M |
| Fee and Commission Expense | €5.1M | €5.2M |
| Fee and Commission Income | €54.1M | €58.6M |
| Finance Income | €1.8M | €2.5M |
| Financial Assets At Fair Value Through Profit Or Loss | €22.3M | €22.8M |
| Financial Liabilities At Amortised Cost | €0 | €0 |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €59.0K | €0 |
| Income Taxes Paid Refund Classified As Operating Activities | €6.7M | €2.9M |
| Increase Decrease In Cash and Cash Equivalents | -€7.0M | €4.0M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | -€358.0K | €0 |
| Increase Decrease Through Sharebased Payment Transactions | €244.0K | €197.0K |
| Increase Decrease Through Transfers and Other Changes Equity | €190.0K | -€194.0K |
| Interest Paid Classified As Operating Activities | €546.0K | €1.4M |
| Interest Received Classified As Operating Activities | €1.8M | €2.6M |
| Issued Capital | €5.5M | €5.5M |
| Liabilities | €36.9M | €27.0M |
| Loans and Receivables | €2.0K | €3.0K |
| Other Assets | €42.1M | €24.5M |
| Other Cash Receipts From Operating Activities | €3.0K | €7.0K |
| Other Expense By Nature | €1.1M | €861.0K |
| Other Intangible Assets | €5.3M | €6.6M |
| Other Liabilities | €25.0M | €12.6M |
| Payments To Acquire Or Redeem Entitys Shares | €1.0M | €576.0K |
| Payments To Suppliers For Goods and Services | €37.5M | €31.6M |
| Proceeds From Changes In Ownership Interests In Subsidiaries | €110.0K | €3.0M |
| Purchase of Treasury Shares | €1.0M | €576.0K |
| Receipts From Sales of Goods and Rendering of Services | €50.2M | €64.4M |
| Retained Earnings | €35.5M | €35.3M |
| Revenue From Dividends | €87.0K | €175.0K |
| Sale Or Issue of Treasury Shares | €111.0K | €0 |
| Trading Income Expense | €1.2M | €801.0K |
Every line item above is a fact tagged in United Bankers Oyj's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.