UniCredit Bank Austria AG financials
UniCredit Bank Austria AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
D1HEB8VEU6D9M8ZUXG17 Financial statements
(EUR, as reported — unscaled; 130 line items across 3 annual periods)
| Line item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Income statement | |||
| Administrative expenses | €530.0M | €442.0M | — |
| Employee benefits expense | €702.0M | €735.0M | — |
| Profit before tax | €1.46B | €1.59B | — |
| Income tax expense | €200.0M | €303.0M | — |
| Profit for the year | €1.26B | €1.28B | — |
| — attributable to owners | €1.26B | €1.28B | — |
| — attributable to NCI | €5.0M | -€1.0M | — |
| Total comprehensive income | €1.40B | €1.21B | — |
| Per share | |||
| Diluted EPS | €5.44 | €5.56 | — |
| Cash flow statement | |||
| Cash generated from operations | -€101.0M | €87.0M | — |
| Net cash from operating activities | €1.48B | -€2.34B | — |
| Net cash from investing activities | -€89.0M | €71.0M | — |
| Purchase of intangibles | €2.0M | €3.0M | — |
| Net cash from financing activities | €209.0M | -€861.0M | — |
| Dividends paid | €1.08B | €833.0M | — |
| Net change in cash | €1.60B | -€3.13B | — |
| Balance sheet | |||
| Total assets | €109.59B | €105.25B | — |
| Property, plant & equipment | €740.0M | €739.0M | — |
| Intangible assets & goodwill | €3.0M | €7.0M | — |
| Cash & equivalents | €7.21B | €5.60B | €8.73B |
| Total equity | €11.05B | €10.79B | €10.45B |
| — attributable to owners | €11.04B | €10.76B | €10.42B |
| Non-controlling interests | €12.0M | €33.0M | €34.0M |
| Deferred tax liabilities | €24.0M | €4.0M | — |
| Derived metrics | |||
| Return on equity | 11.4% | 11.9% | — |
| Cash conversion ratio | 1.17× | -1.82× | — |
| Other reported items | |||
| Additional Paidin Capital | €0 | €0 | €0 |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €101.0M | €40.0M | — |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | €0 | €0 | — |
| Amount Recognised In Other Comprehensive Income and Accumulated In Equity Relating To Noncurrent Assets Or Disposal Groups Held For Sale | €0 | €0 | €0 |
| Basic Earnings Loss Per Share From Continuing Operations | €5.44 | €5.56 | — |
| Basic Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 | — |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €5.0M | €0 | — |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 | — |
| Comprehensive Income Attributable To Noncontrolling Interests | -€5.0M | €1.0M | — |
| Comprehensive Income Attributable To Owners of Parent | €1.39B | €1.21B | — |
| Current Tax Assets | €71.0M | €14.0M | — |
| Current Tax Liabilities | €116.0M | €73.0M | — |
| Debt Securities | €12.37B | €12.53B | — |
| Deferred Tax Assets | €189.0M | €318.0M | — |
| Deposits From Banks | €9.46B | €13.67B | — |
| Deposits From Customers | €70.42B | €60.81B | — |
| Derivative Financial Assets Held For Hedging | €2.33B | €2.27B | — |
| Derivative Financial Liabilities Held For Hedging | €2.03B | €2.55B | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €945.7M | — | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €4.09 | — | — |
| Dividends Received Classified As Investing Activities | €83.0M | €72.0M | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €0 | €0 | — |
| Equity and Liabilities | €109.59B | €105.25B | — |
| Fee and Commission Expense | €175.0M | €208.0M | — |
| Fee and Commission Income | €906.0M | €935.0M | — |
| Fee and Commission Income Expense | €731.0M | €726.0M | — |
| Financial Assets At Amortised Cost | €77.27B | €74.25B | — |
| Financial Assets At Fair Value Through Profit Or Loss | €1.66B | €1.90B | — |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €1.16B | €1.35B | — |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €141.0M | €115.0M | — |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €363.0M | €431.0M | — |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €17.65B | €17.22B | — |
| Financial Liabilities At Amortised Cost | €92.25B | €87.02B | — |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €1.21B | €1.36B | — |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €10.0M | €11.0M | — |
| Gains Losses On Change In Value of Forward Elements of Forward Contracts Net of Tax | €0 | €0 | — |
| Gains Losses On Disposals of Investments | €4.0M | €1.0M | — |
| Gains Losses On Exchange Differences On Translation Net of Tax | €0 | €0 | — |
| Gains Losses On Financial Assets At Amortised Cost | -€1.0M | -€2.0M | — |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | -€7.0M | -€1.0M | — |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€4.0M | €3.0M | — |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | €45.0M | -€12.0M | — |
| Gains Losses On Financial Liabilities At Amortised Cost | €10.0M | -€2.0M | — |
| Gains Losses On Hedges of Net Investments In Foreign Operations Net of Tax | €0 | €0 | — |
| General and Administrative Expense | €1.23B | €1.18B | — |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | -€10.0M | €64.0M | — |
| Income Taxes Paid Refund Classified As Operating Activities | €60.0M | €8.0M | — |
| Increase Decrease In Working Capital | -€1.58B | €2.42B | — |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | €0 | €0 | — |
| Insurance Revenue | €0 | €0 | — |
| Interest Expense | €2.00B | €3.41B | — |
| Interest Paid Classified As Operating Activities | €2.00B | €3.41B | — |
| Interest Received Classified As Operating Activities | €3.55B | €5.12B | — |
| Interest Revenue Calculated Using Effective Interest Method | €3.02B | €3.79B | — |
| Interest Revenue Expense | €1.55B | €1.71B | — |
| Investment Accounted For Using Equity Method | €3.48B | €3.14B | — |
| Issued Capital | €1.68B | €1.68B | €1.68B |
| Issued Capital Ordinary Shares | €1.68B | €1.68B | — |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 | — |
| Loans and Advances To Banks | €11.24B | €11.97B | — |
| Loans and Advances To Customers | €66.02B | €62.28B | — |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €0 | €338.0M | — |
| Noncurrent Provisions For Employee Benefits | €2.65B | €2.88B | — |
| Other Adjustments To Reconcile Profit Loss | -€1.52B | -€1.58B | — |
| Other Assets | €250.0M | €300.0M | — |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 | — |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 | — |
| Other Comprehensive Income | €133.0M | -€78.0M | — |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -€6.0M | -€16.0M | — |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €0 | €0 | — |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €27.0M | €11.0M | — |
| Other Comprehensive Income Net of Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | €0 | €0 | — |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €65.0M | -€66.0M | — |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €41.0M | -€24.0M | — |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €92.0M | -€55.0M | — |
| Other Equity Interest | €600.0M | €600.0M | €600.0M |
| Other Inflows Outflows of Cash Classified As Operating Activities | €1.49B | €1.70B | — |
| Other Liabilities | €663.0M | €979.0M | — |
| Other Operating Income Expense | €44.0M | €86.0M | — |
| Other Provisions | €279.0M | €276.0M | — |
| Other Reserves | €5.27B | €5.10B | €4.84B |
| Proceeds From Changes In Ownership Interests In Subsidiaries | €0 | €0 | — |
| Proceeds From Issue of Subordinated Liabilities | €1.82B | €0 | — |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €0 | €0 | — |
| Profit Loss From Continuing Operations | €1.26B | €1.28B | — |
| Profit Loss From Discontinued Operations | €0 | €0 | — |
| Provisions | €3.11B | €3.31B | — |
| Reinsurance Contracts Held That Are Assets | €0 | €0 | — |
| Repayments of Subordinated Liabilities | €500.0M | €0 | — |
| Reserve of Cash Flow Hedges | -€9.0M | -€3.0M | €13.0M |
| Reserve of Exchange Differences On Translation | -€1.0M | -€1.0M | -€2.0M |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€222.0M | -€294.0M | -€293.0M |
| Reserve of Remeasurements of Defined Benefit Plans | -€1.81B | -€1.87B | -€1.81B |
| Retained Earnings | €5.27B | €5.10B | €4.85B |
| Retained Earnings Profit Loss For Reporting Period | €1.26B | €1.28B | — |
| Revaluation Surplus | €76.0M | €79.0M | €77.0M |
| Revenue From Dividends | €13.0M | €13.0M | — |
| Revenue From Interest | €3.55B | €5.12B | — |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €1.0M | €5.0M | — |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €3.0M | -€1.0M | — |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €419.0M | €350.0M | — |
| Share Premium | €4.14B | €4.14B | €4.13B |
| Trading Income Expense | €76.0M | €43.0M | — |
| Treasury Shares | €0 | €0 | — |
Methodology
Every line item above is a fact tagged in UniCredit Bank Austria AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.