SPAREBANK1 NORD NORGE financials
SPAREBANK1 NORD NORGE
Country: NO Reporting currency: NOK Latest annual report: 2024-12-31
LEI:
549300SXM92LQ05OJQ76 ISIN: NO0006000801 Financial statements
(NOK, as reported — unscaled; 87 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | NOK 536.0M | NOK 532.0M |
| Operating expenses | NOK 2.00B | NOK 1.82B |
| Employee benefits expense | NOK 1.10B | NOK 986.0M |
| Profit before tax | NOK 4.51B | NOK 3.27B |
| Income tax expense | NOK 849.0M | NOK 725.0M |
| Profit for the year | NOK 3.66B | NOK 2.55B |
| — attributable to owners | NOK 3.63B | NOK 2.52B |
| — attributable to NCI | NOK 33.0M | NOK 27.0M |
| Total comprehensive income | NOK 3.57B | NOK 2.46B |
| Per share | ||
| Basic EPS | NOK 163.00 | NOK 114.00 |
| Free cash flow / share | NOK 158.91 | NOK 73.82 |
| Cash flow statement | ||
| Net cash from operating activities | NOK 3.65B | NOK 1.72B |
| Income taxes paid | -NOK 849.0M | -NOK 725.0M |
| Net cash from investing activities | -NOK 1.32B | -NOK 136.0M |
| Net cash from financing activities | -NOK 1.59B | -NOK 964.0M |
| Dividends paid | NOK 1.93B | NOK 1.59B |
| Lease liability payments | NOK 56.0M | NOK 55.0M |
| Balance sheet | ||
| Total assets | NOK 135.67B | NOK 128.14B |
| Property, plant & equipment | NOK 811.0M | NOK 811.0M |
| Intangible assets & goodwill | NOK 193.0M | NOK 193.0M |
| Cash & equivalents | NOK 2.00B | NOK 1.25B |
| Total equity | NOK 19.34B | NOK 17.19B |
| Non-controlling interests | NOK 277.0M | NOK 245.0M |
| Deferred tax liabilities | NOK 187.0M | NOK 51.0M |
| Derived metrics | ||
| Free cash flow | NOK 3.57B | NOK 1.65B |
| Return on equity | 18.9% | 14.8% |
| Cash conversion ratio | 1.00× | 0.68× |
| Capex coverage | 43.51× | 24.57× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -NOK 1.21B | NOK 48.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -NOK 4.24B | -NOK 5.45B |
| Adjustments For Decrease Increase In Trade and Other Receivables | -NOK 315.0M | NOK 68.0M |
| Adjustments For Depreciation and Amortisation Expense | NOK 84.0M | NOK 88.0M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | NOK 110.0M | NOK 116.0M |
| Adjustments For Increase Decrease In Deposits From Banks | -NOK 403.0M | -NOK 21.0M |
| Adjustments For Increase Decrease In Deposits From Customers | NOK 5.12B | NOK 3.01B |
| Adjustments For Increase Decrease In Other Current Liabilities | NOK 840.0M | NOK 1.31B |
| Cash and Bank Balances At Central Banks | NOK 1.40B | NOK 402.0M |
| Cash Flows From Used In Operations Before Changes In Working Capital | NOK 3.86B | NOK 2.75B |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | NOK 532.0M | NOK 767.0M |
| Changes In Equity | -NOK 1.42B | -NOK 1.20B |
| Debt Instruments Held | NOK 19.23B | NOK 18.19B |
| Debt Securities | NOK 13.76B | NOK 13.97B |
| Deposits From Banks | NOK 761.0M | NOK 1.16B |
| Deposits From Customers | NOK 87.62B | NOK 82.50B |
| Derivative Financial Assets | NOK 1.53B | NOK 1.42B |
| Derivative Financial Liabilities | NOK 1.09B | NOK 1.20B |
| Dividends Recognised As Distributions To Owners of Parent Relating To Prior Years | -NOK 1.54B | -NOK 1.80B |
| Equity and Liabilities | NOK 135.67B | NOK 128.14B |
| Equity Instruments Held | NOK 1.53B | NOK 1.36B |
| Fee and Commission Expense | NOK 81.0M | NOK 90.0M |
| Fee and Commission Income | NOK 1.09B | NOK 962.0M |
| Fee and Commission Income Expense | NOK 1.54B | NOK 1.40B |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | NOK 1.06B | NOK 183.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | NOK 149.0M | NOK 138.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | NOK 110.0M | NOK 116.0M |
| Increase Decrease In Cash and Cash Equivalents | NOK 750.0M | NOK 620.0M |
| Increase Decrease Through Change In Equity of Subsidiaries | NOK 192.0M | NOK 653.0M |
| Increase Decrease Through Transactions With Owners | NOK 27.0M | NOK 15.0M |
| Interest Expense | NOK 3.86B | NOK 2.93B |
| Interest Paid Classified As Operating Activities | NOK 3.78B | NOK 2.76B |
| Interest Revenue Expense | NOK 4.03B | NOK 3.63B |
| Investments In Associates | NOK 5.98B | NOK 4.86B |
| Liabilities | NOK 116.33B | NOK 110.95B |
| Loans and Advances To Banks | NOK 2.39B | NOK 2.30B |
| Loans and Advances To Customers | NOK 101.83B | NOK 98.03B |
| Other Assets | NOK 768.0M | NOK 563.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | NOK 10.0M | — |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | NOK 18.0M | -NOK 5.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -NOK 109.0M | -NOK 81.0M |
| Other Expense By Nature | NOK 900.0M | NOK 839.0M |
| Other Inflows Outflows of Cash Classified As Investing Activities | -NOK 700.0M | NOK 701.0M |
| Other Liabilities | NOK 3.49B | NOK 3.70B |
| Proceeds From Contributions of Noncontrolling Interests | NOK 27.0M | NOK 15.0M |
| Proceeds From Issue of Bonds Notes and Debentures | NOK 3.71B | NOK 2.45B |
| Proceeds From Issue of Subordinated Liabilities | NOK 1.25B | NOK 2.64B |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | NOK 84.0M | NOK 70.0M |
| Reclassification Adjustments On Cash Flow Hedges Net of Tax | -NOK 3.0M | -NOK 5.0M |
| Repayments of Bonds Notes and Debentures | NOK 4.37B | NOK 4.67B |
| Repayments of Subordinated Liabilities | NOK 311.0M | NOK 350.0M |
| Revenue and Operating Income | NOK 6.63B | NOK 5.21B |
| Revenue From Dividends | NOK 81.0M | NOK 101.0M |
| Revenue From Interest | NOK 7.89B | NOK 6.56B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method Before Tax | -NOK 98.0M | -NOK 86.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | NOK 11.0M | — |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | -NOK 109.0M | -NOK 81.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | NOK 826.0M | -NOK 56.0M |
| Subordinated Liabilities | NOK 9.44B | NOK 8.37B |
Methodology
Every line item above is a fact tagged in SPAREBANK1 NORD NORGE's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (NOK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.