SPAREBANK 1 RINGERIKE HADELAND financials
SPAREBANK 1 RINGERIKE HADELAND
Country: NO Reporting currency: NOK Latest annual report: 2024-12-31
LEI:
5967007LIEEXZX73ZK25 Financial statements
(NOK, as reported — unscaled; 88 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Revenue | NOK 1.39B | NOK 1.08B |
| Other income | NOK 141.0M | NOK 136.0M |
| Employee benefits expense | -NOK 262.0M | -NOK 260.0M |
| Profit before tax | NOK 878.0M | NOK 612.0M |
| Income tax expense | NOK 173.0M | NOK 150.0M |
| Profit for the year | NOK 704.0M | NOK 461.0M |
| — attributable to NCI | NOK 400.0K | NOK 400.0K |
| Total comprehensive income | NOK 727.0M | NOK 470.0M |
| Per share | ||
| Basic EPS | NOK 43.81 | NOK 28.68 |
| Free cash flow / share | NOK 92.54 | NOK 19.29 |
| Cash flow statement | ||
| Net cash from operating activities | NOK 1.48B | NOK 310.0M |
| Income taxes paid | NOK 115.0M | NOK 115.0M |
| Net cash from investing activities | -NOK 231.0M | NOK 10.0M |
| Purchase of PP&E (capex) | -NOK 6.0M | NOK 0 |
| Net cash from financing activities | -NOK 1.24B | -NOK 307.0M |
| Dividends paid | NOK 322.0M | NOK 211.0M |
| Net change in cash | NOK 7.0M | NOK 13.0M |
| Balance sheet | ||
| Total assets | NOK 31.53B | NOK 30.29B |
| Property, plant & equipment | NOK 96.0M | NOK 107.0M |
| Intangible assets & goodwill | NOK 68.0M | NOK 69.0M |
| Cash & equivalents | NOK 110.0M | NOK 103.0M |
| Total equity | NOK 5.28B | NOK 4.75B |
| Non-controlling interests | NOK 1.0M | NOK 1.0M |
| Derived metrics | ||
| Free cash flow | NOK 1.49B | NOK 310.0M |
| Net margin | 50.7% | 42.6% |
| Return on equity | 13.3% | 9.7% |
| Cash conversion ratio | 2.10× | 0.67× |
| Capex coverage | -246.83× | — |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -NOK 580.0M | -NOK 128.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | NOK 438.0M | -NOK 151.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -NOK 1.01B | -NOK 432.0M |
| Adjustments For Increase Decrease In Deposits From Customers | NOK 1.67B | NOK 234.0M |
| Cash and Bank Balances At Central Banks | NOK 110.0M | NOK 103.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | NOK 400.0K | NOK 400.0K |
| Debt Instruments Held | NOK 2.92B | NOK 2.14B |
| Deferred Tax Assets | NOK 8.0M | NOK 24.0M |
| Deposits From Banks | NOK 0 | NOK 0 |
| Deposits From Customers | NOK 21.01B | NOK 19.35B |
| Derivative Financial Assets | NOK 88.0M | NOK 66.0M |
| Derivative Financial Liabilities | NOK 87.0M | NOK 94.0M |
| Dividends Received Classified As Investing Activities | NOK 35.0M | NOK 111.0M |
| Dividends Recognised As Distributions To Owners of Parent Relating To Current Year | NOK 0 | NOK 0 |
| Equity and Liabilities | NOK 31.53B | NOK 30.29B |
| Equity Instruments Held | NOK 1.24B | NOK 1.10B |
| Fee and Commission Expense | NOK 15.0M | NOK 15.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | NOK 77.0M | NOK 2.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -NOK 1.0M | -NOK 3.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | NOK 33.0M | NOK 14.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -NOK 200.0K | -NOK 1.0M |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss | NOK 7.0M | NOK 3.0M |
| Increase Decrease Through Transfers and Other Changes Equity | -NOK 9.0M | -NOK 30.0M |
| Interest Expense | NOK 999.0M | NOK 787.0M |
| Interest Paid Classified As Operating Activities | NOK 674.0M | NOK 490.0M |
| Interest Received Classified As Operating Activities | NOK 1.57B | NOK 1.31B |
| Interest Revenue Calculated Using Effective Interest Method | NOK 1.78B | NOK 1.48B |
| Interest Revenue Expense | NOK 826.0M | NOK 736.0M |
| Investment Accounted For Using Equity Method | NOK 600.0M | NOK 319.0M |
| Investments In Subsidiaries | NOK 0 | NOK 0 |
| Issued Capital | NOK 1.56B | NOK 1.56B |
| Liabilities | NOK 26.25B | NOK 25.54B |
| Loans and Advances To Banks | NOK 856.0M | NOK 1.29B |
| Loans and Advances To Customers | NOK 25.45B | NOK 24.94B |
| Noncurrent Debt Instruments Issued | NOK 4.46B | NOK 5.48B |
| Number of Shares Issued | 15.7M | — |
| Other Assets | NOK 96.0M | NOK 130.0M |
| Other Cash Payments From Operating Activities | NOK 137.0M | NOK 132.0M |
| Other Comprehensive Income | NOK 22.0M | NOK 9.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | NOK 28.0M | NOK 13.0M |
| Other Expense By Nature | -NOK 216.0M | -NOK 195.0M |
| Other Fee and Commission Income | NOK 227.0M | NOK 205.0M |
| Other Inflows Outflows of Cash Classified As Operating Activities | NOK 21.0M | NOK 25.0M |
| Other Liabilities | NOK 289.0M | NOK 369.0M |
| Other Reserves | NOK 130.0M | NOK 50.0M |
| Payments To and On Behalf of Employees | NOK 210.0M | NOK 246.0M |
| Proceeds From Disposal Or Maturity of Availableforsale Financial Assets | NOK 140.0M | NOK 24.0M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | NOK 0 | NOK 0 |
| Proceeds From Issue of Bonds Notes and Debentures | NOK 150.0M | NOK 1.10B |
| Proceeds From Issue of Subordinated Liabilities | NOK 150.0M | NOK 200.0M |
| Purchase of Financial Instruments Classified As Investing Activities | NOK 413.0M | NOK 125.0M |
| Receipts From Royalties Fees Commissions and Other Revenue | NOK 351.0M | NOK 322.0M |
| Repayments of Bonds Notes and Debentures | NOK 1.14B | NOK 1.18B |
| Repayments of Subordinated Liabilities | NOK 0 | -NOK 200.0M |
| Revenue From Dividends | NOK 36.0M | NOK 22.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | NOK 1.0M | NOK 1.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | NOK 0 | NOK 0 |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | NOK 97.0M | -NOK 5.0M |
| Share Premium | NOK 490.0M | NOK 490.0M |
| Subordinated Liabilities | NOK 402.0M | NOK 251.0M |
Methodology
Every line item above is a fact tagged in SPAREBANK 1 RINGERIKE HADELAND's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (NOK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.