SANTANDER BANK POLSKA S.A. financials

SANTANDER BANK POLSKA S.A.

Country: PL Reporting currency: PLN Latest annual report: 2022-12-31

LEI: 259400LGXW3K0GDAG361

Financial statements (PLN, as reported — unscaled; 113 line items across 3 annual periods)

Line item	2022	2021	2020
Income statement
Operating expenses	PLN 4.70B	PLN 3.99B	—
Depreciation & amortisation	PLN 381.6M	PLN 411.4M	—
Profit before tax	PLN 4.35B	PLN 2.06B	—
Income tax expense	PLN 1.34B	PLN 805.4M	—
Profit for the year	PLN 3.01B	PLN 1.25B	—
— attributable to owners	PLN 2.80B	PLN 1.11B	—
— attributable to NCI	PLN 209.7M	PLN 140.7M	—
Total comprehensive income	PLN 3.27B	-PLN 1.13B	—
Per share
Basic EPS	PLN 27.39	PLN 10.88	—
Diluted EPS	PLN 27.39	PLN 10.88	—
Free cash flow / share	PLN 75.35	PLN 83.09	—
Cash flow statement
Net cash from operating activities	PLN 8.73B	PLN 9.99B	—
Income taxes paid	PLN 818.3M	PLN 925.2M	—
Net cash from investing activities	PLN 13.45B	-PLN 5.31B	—
Net cash from financing activities	-PLN 6.02B	PLN 33.2M	—
Dividends paid	PLN 350.1M	PLN 296.4M	—
Lease liability payments	PLN 163.8M	PLN 188.3M	—
Balance sheet
Total assets	PLN 259.17B	PLN 243.02B	PLN 228.75B
Property, plant & equipment	PLN 688.3M	PLN 732.9M	PLN 803.4M
Right-of-use assets	PLN 497.4M	PLN 517.1M	PLN 710.7M
Intangible assets & goodwill	PLN 1.71B	PLN 1.71B	PLN 1.71B
Cash & equivalents	PLN 34.49B	PLN 18.35B	PLN 13.63B
Total equity	PLN 30.12B	PLN 27.21B	PLN 28.66B
— attributable to owners	PLN 28.32B	PLN 25.53B	PLN 26.99B
Non-controlling interests	PLN 1.80B	PLN 1.68B	PLN 1.66B
Derived metrics
Free cash flow	PLN 8.28B	PLN 9.56B	—
Return on equity	10.0%	4.6%	—
Cash conversion ratio	2.90×	7.98×	—
Capex coverage	19.43×	23.54×	—
Other reported items
Adjustments For Decrease Increase In Loans and Advances To Banks	PLN 3.01B	PLN 32.4M	—
Adjustments For Decrease Increase In Loans and Advances To Customers	PLN 15.46B	PLN 10.38B	—
Adjustments For Depreciation and Amortisation Expense	PLN 523.6M	PLN 579.0M	—
Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss	-PLN 9.6M	-PLN 64.9M	—
Adjustments For Increase Decrease In Deposits From Banks	-PLN 963.3M	PLN 1.62B	—
Adjustments For Increase Decrease In Deposits From Customers	-PLN 13.40B	-PLN 15.51B	—
Adjustments For Provisions	-PLN 128.5M	-PLN 106.5M	—
Cash and Bank Balances At Central Banks	PLN 10.17B	PLN 8.44B	PLN 5.49B
Comprehensive Income Attributable To Noncontrolling Interests	PLN 191.6M	PLN 94.3M	—
Comprehensive Income Attributable To Owners of Parent	PLN 3.08B	-PLN 1.22B	—
Current Tax Assets	PLN 0	PLN 216.9M	PLN 0
Current Tax Liabilities	PLN 80.8M	PLN 0	PLN 79.0M
Debt Securities	PLN 9.33B	PLN 12.81B	PLN 11.24B
Deposits From Banks	PLN 4.03B	PLN 4.40B	PLN 5.37B
Deposits From Customers	PLN 196.50B	PLN 185.37B	PLN 171.52B
Depreciation Rightofuse Assets	PLN 141.9M	PLN 167.6M	—
Derivative Financial Assets Held For Hedging	PLN 549.2M	PLN 163.2M	PLN 7.7M
Derivative Financial Liabilities Held For Hedging	PLN 1.98B	PLN 1.76B	PLN 1.78B
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners	PLN 273.9M	—	—
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share	PLN 2.68	—	—
Dividends Received Classified As Investing Activities	PLN 86.5M	PLN 224.3M	—
Equity and Liabilities	PLN 259.17B	PLN 243.02B	PLN 228.75B
Fair Value of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income	PLN 204.3M	PLN 259.8M	PLN 857.3M
Fee and Commission Expense	PLN 606.8M	PLN 485.5M	—
Fee and Commission Income	PLN 3.17B	PLN 2.97B	—
Fee and Commission Income Expense	PLN 2.57B	PLN 2.49B	—
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading	PLN 6.88B	PLN 4.02B	PLN 3.18B
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading	PLN 7.11B	PLN 3.88B	PLN 3.03B
Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost	-PLN 169.2M	PLN 337.0K	—
Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9	PLN 894.7M	PLN 1.12B	—
Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income	-PLN 65.9M	-PLN 7.2M	—
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income	PLN 122.4M	-PLN 650.9M	—
Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income	PLN 4.0M	PLN 98.4M	—
Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income	PLN 37.0K	PLN 1.4M	—
Increase Decrease In Cash and Cash Equivalents	PLN 16.15B	PLN 4.71B	—
Increase Decrease Through Sharebased Payment Transactions	—	PLN 0	—
Increase Decrease Through Transfer To Statutory Reserve	PLN 0	PLN 0	—
Increase Decrease Through Transfers and Other Changes Equity	-PLN 15.0M	-PLN 21.4M	—
Inflows of Cash From Investing Activities	PLN 18.88B	PLN 15.79B	—
Intangible Assets Other Than Goodwill	PLN 740.8M	PLN 692.8M	PLN 708.4M
Interest Expense	PLN 2.89B	PLN 400.1M	—
Interest Paid Classified As Financing Activities	PLN 532.3M	PLN 197.4M	—
Interest Paid Classified As Operating Activities	PLN 2.64B	PLN 85.0M	—
Interest Received Classified As Investing Activities	PLN 1.38B	PLN 1.05B	—
Interest Received Classified As Operating Activities	PLN 10.00B	PLN 5.39B	—
Interest Revenue Calculated Using Effective Interest Method	PLN 9.80B	PLN 5.06B	—
Interest Revenue Expense	PLN 9.65B	PLN 5.96B	—
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income	PLN 1.97B	PLN 955.6M	—
Investments In Subsidiaries Joint Ventures and Associates	PLN 921.5M	PLN 932.7M	PLN 998.4M
Issued Capital	PLN 1.02B	PLN 1.02B	PLN 1.02B
Lease Liabilities	PLN 420.0M	PLN 452.5M	PLN 624.7M
Liabilities	PLN 229.05B	PLN 215.80B	PLN 200.09B
Loans and Advances To Banks	PLN 9.58B	PLN 2.69B	PLN 2.93B
Loans and Advances To Customers	PLN 152.51B	PLN 146.39B	PLN 141.44B
Miscellaneous Other Operating Expense	PLN 196.6M	PLN 237.2M	—
Miscellaneous Other Operating Income	PLN 217.7M	PLN 216.3M	—
Net Deferred Tax Assets	PLN 2.10B	PLN 2.38B	PLN 2.00B
Net Deferred Tax Liabilities	PLN 281.0K	PLN 0	PLN 0
Noncash Assets Pledged As Collateral For Which Transferee Has Right By Contract Or Custom To Sell Or Repledge Collateral	PLN 2.32B	PLN 534.4M	PLN 657.7M
Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners	PLN 6.0M	PLN 4.8M	PLN 11.9M
Other Assets	PLN 1.30B	PLN 1.27B	PLN 1.03B
Other Comprehensive Income	PLN 258.1M	-PLN 2.38B	—
Other Comprehensive Income Before Tax Cash Flow Hedges	-PLN 346.9M	-PLN 37.7M	—
Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income	PLN 644.5M	-PLN 3.43B	—
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments	PLN 21.0M	PLN 518.8M	—
Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans	PLN 124.0K	PLN 7.2M	—
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax	PLN 241.0M	-PLN 2.81B	—
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax	PLN 17.1M	PLN 426.3M	—
Other Liabilities	PLN 3.78B	PLN 3.31B	PLN 2.58B
Outflows of Cash From Investing Activities	PLN 5.43B	PLN 21.10B	—
Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets	PLN 54.2M	PLN 88.3M	—
Proceeds From Issue of Bonds Notes and Debentures	PLN 5.43B	PLN 11.36B	—
Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities	PLN 17.35B	PLN 14.42B	—
Purchase of Financial Instruments Classified As Investing Activities	PLN 4.98B	PLN 20.67B	—
Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets	PLN 449.0M	PLN 424.4M	—
Repayments of Bonds Notes and Debentures	PLN 9.09B	PLN 9.71B	—
Repurchase Agreements and Cash Collateral On Securities Lent	PLN 2.32B	PLN 510.3M	PLN 653.7M
Retained Earnings Excluding Profit Loss For Reporting Period	PLN 1.77B	PLN 2.57B	PLN 1.80B
Retained Earnings Profit Loss For Reporting Period	PLN 2.80B	PLN 1.11B	PLN 1.04B
Revenue From Dividends	PLN 10.6M	PLN 112.8M	—
Revenue From Interest	PLN 12.54B	PLN 6.36B	—
Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed	PLN 13.82B	PLN 453.4M	PLN 293.6M
Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method	PLN 84.0M	PLN 74.1M	—
Subordinated Liabilities	PLN 2.81B	PLN 2.75B	PLN 2.75B

Methodology

Every line item above is a fact tagged in SANTANDER BANK POLSKA S.A.'s annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (PLN), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.