Powszechny Zakład Ubezpieczeń Spółka Akcyjna financials

Powszechny Zakład Ubezpieczeń Spółka Akcyjna

Country: PL Reporting currency: PLN Latest annual report: 2021-12-31

LEI: QLPCKOOKVX32FUELX240

Financial statements (PLN, as reported — unscaled; 102 line items across 3 annual periods)

Line item	2021	2020	2019
Income statement
Other income	PLN 1.60B	PLN 1.40B	—
Operating profit (EBIT)	PLN 7.47B	PLN 4.06B	—
Profit before tax	PLN 7.45B	PLN 4.06B	—
Income tax expense	PLN 2.02B	PLN 1.53B	—
Profit for the year	PLN 5.43B	PLN 2.53B	—
— attributable to owners	PLN 3.34B	PLN 1.91B	—
— attributable to NCI	PLN 2.10B	PLN 618.0M	—
Total comprehensive income	PLN 286.0M	PLN 4.13B	—
Cash flow statement
Net cash from operating activities	PLN 7.41B	PLN 28.58B	—
Income taxes paid	PLN 1.85B	PLN 1.89B	—
Net cash from investing activities	PLN 1.85B	-PLN 27.63B	—
Net cash from financing activities	-PLN 7.82B	-PLN 981.0M	—
Dividends paid	PLN 3.02B	—	—
Proceeds from borrowings	PLN 63.0M	PLN 1.66B	—
Repayments of borrowings	PLN 1.80B	PLN 898.0M	—
Lease liability payments	PLN 292.0M	PLN 275.0M	—
Net change in cash	PLN 1.44B	-PLN 29.0M	—
Balance sheet
Total assets	PLN 402.13B	PLN 378.97B	PLN 343.38B
Property, plant & equipment	PLN 4.14B	PLN 4.19B	PLN 4.23B
Intangible assets & goodwill	PLN 2.78B	PLN 2.78B	PLN 4.03B
Cash & equivalents	PLN 9.45B	PLN 7.94B	PLN 7.79B
Total equity	PLN 39.99B	PLN 43.40B	PLN 39.29B
— attributable to owners	PLN 17.08B	PLN 18.78B	PLN 16.17B
Non-controlling interests	PLN 22.91B	PLN 24.63B	PLN 23.12B
Derived metrics
Free cash flow	PLN 6.16B	PLN 27.32B	—
Return on equity	13.6%	5.8%	—
Cash conversion ratio	1.36×	11.30×	—
Capex coverage	5.91×	22.61×	—
Other reported items
Adjustments For Depreciation and Amortisation Expense	PLN 1.35B	PLN 1.32B	—
Adjustments For Fair Value Gains Losses	-PLN 797.0M	-PLN 869.0M	—
Adjustments For Increase Decrease In Trade and Other Payables	PLN 1.07B	PLN 1.62B	—
Adjustments For Reconcile Profit Loss	-PLN 42.0M	PLN 24.52B	—
Adjustments For Unrealised Foreign Exchange Losses Gains	PLN 240.0M	-PLN 55.0M	—
Assets Under Reinsurance Ceded	PLN 2.54B	PLN 2.10B	PLN 1.86B
Basic and Diluted Earnings Loss Per Share	PLN 3.86	PLN 2.21	—
Comprehensive Income Attributable To Noncontrolling Interests	-PLN 1.04B	PLN 1.51B	—
Comprehensive Income Attributable To Owners of Parent	PLN 1.32B	PLN 2.62B	—
Debt Securities	PLN 5.94B	PLN 7.53B	PLN 9.27B
Deferred Acquisition Costs Arising From Insurance Contracts	PLN 1.57B	PLN 1.55B	PLN 1.57B
Deposits From Banks	PLN 7.47B	PLN 9.75B	PLN 6.60B
Deposits From Customers	PLN 265.15B	PLN 241.97B	PLN 218.59B
Derivative Financial Assets	PLN 8.33B	PLN 6.34B	PLN 3.11B
Derivative Financial Liabilities	PLN 11.88B	PLN 6.28B	PLN 3.02B
Dividends Paid To Equity Holders of Parent Classified As Financing Activities	PLN 3.02B	PLN 0	—
Dividends Paid To Noncontrolling Interests Classified As Financing Activities	PLN 674.0M	PLN 0	—
Dividends Received Classified As Investing Activities	PLN 69.0M	PLN 149.0M	—
Effect of Exchange Rate Changes On Cash and Cash Equivalents	PLN 66.0M	PLN 180.0M	—
Equity and Liabilities	PLN 402.13B	PLN 378.97B	PLN 343.38B
Fee and Commission Expense	PLN 1.19B	PLN 1.03B	—
Fee and Commission Income	PLN 4.74B	PLN 4.20B	—
Gains Losses On Exchange Differences On Translation Net of Tax	PLN 5.0M	PLN 104.0M	—
General and Administrative Expense	PLN 6.83B	PLN 6.60B	—
Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9	PLN 1.85B	PLN 3.34B	—
Increase Decrease In Deferred Acquisition Costs Arising From Insurance Contracts	-PLN 23.0M	PLN 24.0M	—
Increase Decrease In Provision For Unearned Premium	PLN 548.0M	-PLN 174.0M	—
Increase Decrease Through Appropriation of Retained Earnings	-PLN 674.0M	PLN 0	—
Increase Decrease Through Transfers and Other Changes Equity	-PLN 3.69B	-PLN 17.0M	—
Increase Decrease Through Treasury Share Transactions	PLN 1.0M	PLN 0	—
Inflows of Cash From Investing Activities	PLN 634.10B	PLN 866.62B	—
Intangible Assets Other Than Goodwill	PLN 3.40B	PLN 3.21B	PLN 3.16B
Interest Expense	PLN 418.0M	PLN 1.13B	—
Interest Received Classified As Investing Activities	PLN 1.73B	PLN 1.57B	—
Interest Revenue Calculated Using Effective Interest Method	PLN 9.78B	PLN 10.26B	—
Investment Accounted For Using Equity Method	PLN 93.0M	PLN 72.0M	PLN 11.0M
Investment Property	PLN 2.77B	PLN 2.49B	PLN 1.98B
Issued Capital	PLN 86.0M	PLN 86.0M	PLN 86.0M
Liabilities	PLN 362.13B	PLN 335.57B	PLN 304.10B
Liabilities Arising From Insurance Contracts	PLN 50.17B	PLN 48.47B	PLN 47.33B
Liabilities Included In Disposal Groups Classified As Held For Sale	PLN 28.0M	PLN 121.0M	PLN 29.0M
Net Deferred Tax Assets	PLN 3.06B	PLN 2.51B	PLN 2.31B
Net Deferred Tax Liabilities	PLN 806.0M	PLN 949.0M	PLN 746.0M
Net Earned Premium	PLN 23.23B	PLN 23.02B	—
Noncash Assets Pledged As Collateral For Which Transferee Has Right By Contract Or Custom To Sell Or Repledge Collateral	PLN 1.34B	PLN 1.48B	PLN 933.0M
Noncurrent Assets Or Disposal Groups Classified As Held For Sale	PLN 643.0M	PLN 590.0M	PLN 580.0M
Number of Shares Issued and Fully Paid	863.3M	863.3M	—
Other Adjustments To Reconcile Profit Loss	-PLN 2.72B	PLN 1.34B	—
Other Assets	PLN 633.0M	PLN 753.0M	PLN 734.0M
Other Comprehensive Income	-PLN 5.15B	PLN 1.60B	—
Other Comprehensive Income Net of Tax Cash Flow Hedges	-PLN 2.99B	PLN 522.0M	—
Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments	PLN 74.0M	PLN 58.0M	—
Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans	PLN 31.0M	-PLN 5.0M	—
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax	-PLN 5.25B	PLN 1.55B	—
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax	PLN 105.0M	PLN 53.0M	—
Other Expense By Function	PLN 3.92B	PLN 5.38B	—
Other Liabilities	PLN 13.20B	PLN 12.43B	PLN 10.60B
Other Reserves	PLN 14.34B	PLN 17.09B	PLN 13.04B
Outflows of Cash From Investing Activities	PLN 632.25B	PLN 894.25B	—
Payments From Changes In Ownership Interests In Subsidiaries	PLN 4.0M	PLN 70.0M	—
Premiums Written Net of Reinsurance	PLN 23.78B	PLN 22.85B	—
Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets	PLN 148.0M	PLN 29.0M	—
Proceeds From Issue of Bonds Notes and Debentures	PLN 3.06B	PLN 9.66B	—
Proceeds From Sales of Investment Property	PLN 171.0M	PLN 12.0M	—
Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities	PLN 326.24B	PLN 407.81B	—
Provisions	PLN 1.21B	PLN 1.38B	PLN 1.21B
Purchase of Investment Property	PLN 508.0M	PLN 200.0M	—
Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets	PLN 1.25B	PLN 1.26B	—
Repayments of Bonds Notes and Debentures	PLN 5.07B	PLN 11.47B	—
Restricted Cash and Cash Equivalents	PLN 28.0M	PLN 19.0M	—
Retained Earnings	PLN 2.65B	PLN 1.60B	PLN 3.05B
Revenue From Insurance Contracts Issued Without Reduction For Reinsurance Held	PLN 25.08B	PLN 23.87B	—
Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method	-PLN 15.0M	PLN 0	—
Subordinated Liabilities	PLN 6.27B	PLN 6.68B	PLN 6.70B

Methodology

Every line item above is a fact tagged in Powszechny Zakład Ubezpieczeń Spółka Akcyjna's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (PLN), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.