Oberbank AG financials
Oberbank AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
RRUN0TCQ1K2JDV7MXO75 Financial statements
(EUR, as reported — unscaled; 115 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €401.8M | €402.7M |
| Profit before tax | €477.1M | €476.8M |
| Income tax expense | €105.0M | €98.0M |
| Profit for the year | €372.0M | €378.8M |
| — attributable to owners | €371.0M | €378.1M |
| — attributable to NCI | €1.0M | €786.0K |
| Total comprehensive income | €366.5M | €340.8M |
| Cash flow statement | ||
| Net cash from operating activities | €168.4M | €412.5M |
| Net cash from investing activities | -€464.1M | -€313.4M |
| Net cash from financing activities | -€78.5M | -€132.0M |
| Dividends paid | €81.2M | €70.6M |
| Proceeds from borrowings | €7.8M | €2.9M |
| Repayments of borrowings | €18.5M | €23.5M |
| Balance sheet | ||
| Total assets | €29.36B | €28.38B |
| Property, plant & equipment | €347.2M | €336.1M |
| Intangible assets & goodwill | €4.7M | €4.5M |
| Cash & equivalents | €2.43B | €2.80B |
| Total equity | €4.37B | €4.12B |
| — attributable to owners | €4.34B | €4.06B |
| Non-controlling interests | €9.0M | €8.2M |
| Deferred tax liabilities | €20.1M | €7.3M |
| Derived metrics | ||
| Free cash flow | €103.7M | €372.0M |
| Return on equity | 8.5% | 9.2% |
| Cash conversion ratio | 0.45× | 1.09× |
| Capex coverage | 2.60× | 10.17× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | €9.0M | €8.7M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €39.7M | €481.8M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€933.9M | -€787.1M |
| Adjustments For Decrease Increase In Other Assets | €34.9M | €54.8M |
| Adjustments For Decrease Increase In Other Current Assets | €3.8M | €28.8M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €68.9M | €76.2M |
| Adjustments For Increase Decrease In Deposits From Banks | -€132.6M | -€281.9M |
| Adjustments For Increase Decrease In Deposits From Customers | €401.2M | €242.6M |
| Adjustments For Provisions | -€50.6M | -€20.1M |
| Amounts Removed From Equity and Adjusted Against Fair Value of Financial Assets On Reclassification Out of Fair Value Through Other Comprehensive Income Measurement Category Before Tax | -€1.2M | €1.2M |
| Bonds Issued | €3.62B | €3.16B |
| Cash and Bank Balances At Central Banks | €2.43B | €2.80B |
| Cash Flows From Used In Operations Before Changes In Working Capital | €431.7M | €483.9M |
| Comprehensive Income Attributable To Noncontrolling Interests | €1.0M | €786.0K |
| Comprehensive Income Attributable To Owners of Parent | €365.5M | €340.1M |
| Current Tax Liabilities | €23.4M | €32.2M |
| Deferred Tax Assets | €1.7M | €1.6M |
| Deposits From Banks | €3.70B | €3.80B |
| Deposits From Customers | €16.46B | €16.04B |
| Derivative Financial Assets | €18.7M | €24.6M |
| Derivative Financial Assets Held For Trading | €19.8M | €28.6M |
| Derivative Financial Liabilities | €75.5M | €94.9M |
| Dividends Received Classified As Investing Activities | €31.6M | €26.9M |
| Dividends Received Classified As Operating Activities | €1.4M | €1.7M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €0 | €0 |
| Equity and Liabilities | €29.36B | €28.38B |
| Fee and Commission Expense | €23.0M | €21.0M |
| Fee and Commission Income | €254.8M | €226.9M |
| Fee and Commission Income Expense | €231.8M | €205.9M |
| Financial Assets | €4.39B | €3.90B |
| Financial Assets At Amortised Cost | €2.25B | €1.57B |
| Financial Assets At Fair Value Through Profit Or Loss | €512.6M | €716.5M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €333.3M | €366.2M |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €19.2M | €22.8M |
| Gains Losses On Exchange Differences On Translation Net of Tax | €2.6M | -€2.6M |
| Gains Losses On Financial Assets At Amortised Cost | €0 | €0 |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | €28.7M | €9.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €1.1M | -€1.2M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €59.1M | €68.7M |
| Income Tax Relating To Availableforsale Financial Assets of Other Comprehensive Income | €263.0K | -€269.0K |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | -€2.0M | -€4.3M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €610.0K | -€3.2M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €2.5M | -€4.8M |
| Income Taxes Paid Refund Classified As Financing Activities | €4.0M | €3.7M |
| Income Taxes Paid Refund Classified As Investing Activities | €12.9M | €9.6M |
| Income Taxes Paid Refund Classified As Operating Activities | €85.1M | €62.7M |
| Increase Decrease Through Transfers and Other Changes Equity | €1.8M | -€10.2M |
| Increase Decrease Through Treasury Share Transactions | €3.8M | -€4.6M |
| Interest Expense | €443.2M | €599.7M |
| Interest Income On Other Financial Assets | €38.0M | €35.0M |
| Interest Paid Classified As Financing Activities | €17.6M | €16.0M |
| Interest Paid Classified As Operating Activities | €438.5M | €590.7M |
| Interest Received Classified As Investing Activities | €56.0K | €41.6K |
| Interest Received Classified As Operating Activities | €998.1M | €1.2M |
| Interest Revenue Calculated Using Effective Interest Method | €1.03B | €1.22B |
| Interest Revenue Expense | €621.2M | €656.3M |
| Investment Accounted For Using Equity Method | €1.30B | €1.25B |
| Investment Property | €67.9M | €63.0M |
| Issue of Equity | €30.0M | €0 |
| Loans and Advances To Banks | €331.5M | €357.5M |
| Loans and Advances To Customers | €21.63B | €20.77B |
| Other Adjustments For Noncash Items | €41.3M | €49.0M |
| Other Assets | €188.3M | €154.2M |
| Other Comprehensive Income | -€5.5M | -€38.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€8.8M | -€18.7M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | -€13.1M | -€508.0K |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €10.8M | -€20.8M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€552.0K | -€5.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€5.0M | -€32.8M |
| Other Equity Interest | €20.0M | €50.0M |
| Other Liabilities | €277.5M | €301.6M |
| Other Operating Income Expense | -€12.8M | -€14.5M |
| Other Property Plant and Equipment | €279.2M | €273.1M |
| Payments of Other Equity Instruments | €3.2M | €2.9M |
| Payments To Acquire Or Redeem Entitys Shares | €30.0M | €0 |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €15.9M | €14.7M |
| Proceeds From Issue of Subordinated Liabilities | €93.8M | €50.5M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | €462.4M | €139.4M |
| Provisions | €245.1M | €304.1M |
| Purchase of Financial Instruments Classified As Investing Activities | €877.7M | €426.9M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €64.7M | €40.5M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €56.0K | -€14.0K |
| Repayments of Subordinated Liabilities | €47.3M | €88.4M |
| Revenue From Interest | €1.06B | €1.26B |
| Sale Or Issue of Treasury Shares | €0 | €0 |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | -€4.0M | -€1.7M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €7.2M | -€5.1M |
| Share of Profit Loss of Associates Accounted For Using Equity Method | €62.0M | €82.0M |
| Subordinated Liabilities | €547.7M | €497.6M |
| Trading Income Expense | €7.1M | €8.5M |
Methodology
Every line item above is a fact tagged in Oberbank AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.