MEDIOCREDITO CENTRALE - BANCA DEL MEZZOGIORNO S.P.A. financials
MEDIOCREDITO CENTRALE - BANCA DEL MEZZOGIORNO S.P.A.
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
81560064085A02B2B297 Financial statements
(EUR, as reported — unscaled; 81 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €315.5M | €306.0M |
| Profit before tax | €74.0M | €61.5M |
| Income tax expense | €11.6M | €12.4M |
| Profit for the year | €82.7M | €71.3M |
| — attributable to owners | €79.6M | €68.2M |
| — attributable to NCI | -€3.0M | -€3.1M |
| Total comprehensive income | €81.4M | €108.6M |
| Cash flow statement | ||
| Cash generated from operations | €151.8M | €103.1M |
| Net cash from operating activities | €5.4M | €259.4M |
| Net cash from investing activities | -€8.1M | -€72.0M |
| Purchase of intangibles | €2.7M | €2.1M |
| Net cash from financing activities | €15.0K | €0 |
| Dividends paid | €0 | €0 |
| Net change in cash | -€2.8M | €187.4M |
| Balance sheet | ||
| Total assets | €15.99B | €14.28B |
| Intangible assets & goodwill | €5.8M | €3.0M |
| Cash & equivalents | €951.3M | €954.0M |
| Non-controlling interests | €33.6M | €29.9M |
| Deferred tax liabilities | €2.7M | €4.8M |
| Derived metrics | ||
| Cash conversion ratio | 0.06× | 3.64× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€5.1M | -€6.1M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €10.6M | €6.8M |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | -€1.01B | -€233.5M |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€694.3M | €824.7M |
| Adjustments For Decrease Increase In Other Financial Assets | €3.3M | €263.3M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€12.0K | €13.0K |
| Adjustments For Increase Decrease In Financial Liabilities Measured At Amortised Cost | €1.44B | -€354.8M |
| Adjustments For Increase Decrease In Other Financial Liabilities | €113.0M | -€344.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | €3.0M | €4.2M |
| Comprehensive Income Attributable To Owners of Parent | €78.4M | €104.4M |
| Current Tax Assets | €84.1M | €81.0M |
| Current Tax Liabilities | €9.0M | €10.4M |
| Debt Instruments Issued At Amortised Cost | €1.53B | €1.10B |
| Deferred Tax Assets | €174.0M | €173.3M |
| Deposits From Banks At Amortised Cost | €1.22B | €1.16B |
| Deposits From Customers At Amortised Cost | €10.04B | €9.10B |
| Derivative Financial Assets Held For Hedging | €49.1M | €28.2M |
| Derivative Financial Liabilities Held For Hedging | €2.8M | €4.6M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €0 | €0 |
| Equity and Liabilities | €15.99B | €14.28B |
| Fee and Commission Expense | €8.7M | €6.9M |
| Fee and Commission Income | €198.2M | €167.2M |
| Fee and Commission Income Expense | €189.4M | €160.3M |
| Financial Assets At Amortised Cost | €9.74B | €8.82B |
| Financial Assets At Fair Value Through Profit Or Loss | €92.3M | €94.3M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €5.1M | €15.3M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €87.2M | €79.0M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €2.79B | €2.07B |
| Financial Liabilities At Amortised Cost | €12.80B | €11.35B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €20.0K | €31.0K |
| Gains Losses On Disposals of Investments | €201.0K | -€3.0K |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €84.8M | €70.7M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €766.0K | -€16.0K |
| Increase Decrease Through Sharebased Payment Transactions | €0 | €0 |
| Increase Decrease Through Treasury Share Transactions | €0 | €0 |
| Interest Revenue Calculated Using Effective Interest Method | €430.7M | €493.1M |
| Investment Accounted For Using Equity Method | €614.0K | €857.0K |
| Issue of Equity | €0 | €0 |
| Issued Capital | €204.5M | €204.5M |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €1.25B | €1.23B |
| Loans and Advances To Banks At Amortised Cost | €142.4M | €152.2M |
| Loans and Advances To Customers At Amortised Cost | €9.60B | €8.67B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €1.68B | €1.55B |
| Other Adjustments To Reconcile Profit Loss | -€40.4M | -€77.7M |
| Other Assets | €298.4M | €340.1M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | -€6.3M | €0 |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | -€56.4M |
| Other Comprehensive Income | -€1.3M | €37.3M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €2.0M | €1.1M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €362.0K | €161.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€3.7M | €36.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €2.4M | €1.3M |
| Other Liabilities | €621.8M | €414.4M |
| Other Operating Income Expense | €7.6M | €4.2M |
| Profit Loss From Continuing Operations | €62.3M | €49.1M |
| Profit Loss From Discontinued Operations | €20.3M | €22.2M |
| Provisions | €160.7M | €195.9M |
| Revenue From Dividends | €2.7M | €1.9M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €1.0K | €158.0K |
| Trading Income Expense | €1.6M | €2.2M |
| Treasury Shares | €0 | €0 |
Methodology
Every line item above is a fact tagged in MEDIOCREDITO CENTRALE - BANCA DEL MEZZOGIORNO S.P.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.