MEDIOBANCA - BANCA DI CREDITO FINANZIARIO S.P.A. financials
MEDIOBANCA - BANCA DI CREDITO FINANZIARIO S.P.A.
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
PSNL19R2RXX5U3QWHI44 Financial statements
(EUR, as reported — unscaled; 112 line items across 3 annual periods)
| Line item | 2025 | 2025 | 2024 |
|---|---|---|---|
| Income statement | |||
| Administrative expenses | €888.5M | €1.64B | — |
| Profit before tax | €663.5M | €1.78B | — |
| Income tax expense | €150.3M | €445.1M | — |
| Profit for the year | €513.3M | €1.33B | — |
| — attributable to owners | €512.6M | €1.33B | — |
| — attributable to NCI | -€662.0K | -€1.0M | — |
| Total comprehensive income | €741.4M | €1.19B | — |
| Cash flow statement | |||
| Cash generated from operations | -€294.7M | -€658.0M | — |
| Net cash from operating activities | €1.24B | -€1.20B | — |
| Net cash from investing activities | -€23.8M | €157.5M | — |
| Purchase of intangibles | €25.3M | €42.1M | — |
| Net cash from financing activities | -€580.2M | -€1.28B | — |
| Dividends paid | €537.6M | €942.8M | — |
| Net change in cash | €639.9M | -€2.33B | — |
| Balance sheet | |||
| Total assets | €106.01B | €104.20B | €99.33B |
| Intangible assets & goodwill | €1.02B | €1.09B | €1.05B |
| Cash & equivalents | €1.67B | €1.03B | €3.36B |
| Non-controlling interests | €14.6M | €14.1M | €86.1M |
| Deferred tax liabilities | €466.4M | €429.8M | €421.6M |
| Derived metrics | |||
| Cash conversion ratio | 2.42× | -0.90× | — |
| Other reported items | |||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €150.1M | -€882.7M | — |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€3.3M | -€23.6M | — |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€50.5M | -€49.0M | — |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | -€255.3M | -€1.86B | — |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | €281.8M | €1.61B | — |
| Adjustments For Decrease Increase In Other Financial Assets | €218.0M | €368.7M | — |
| Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €69.2M | €308.7M | — |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€518.9M | -€906.9M | — |
| Adjustments For Increase Decrease In Financial Liabilities Measured At Amortised Cost | €2.27B | €738.1M | — |
| Adjustments For Increase Decrease In Other Financial Liabilities | -€632.6M | €127.3M | — |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 | — |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 | — |
| Comprehensive Income Attributable To Noncontrolling Interests | €664.0K | €1.0M | — |
| Comprehensive Income Attributable To Owners of Parent | €740.7M | €1.19B | — |
| Current Tax Assets | €199.5M | €323.7M | €350.7M |
| Current Tax Liabilities | €205.8M | €345.0M | €359.9M |
| Debt Instruments Issued At Amortised Cost | €27.94B | €28.74B | €25.25B |
| Deferred Tax Assets | €278.4M | €303.4M | €404.1M |
| Deposits From Banks At Amortised Cost | €14.97B | €12.35B | €10.96B |
| Deposits From Customers At Amortised Cost | €34.77B | €34.09B | €34.10B |
| Derivative Financial Assets Held For Hedging | €161.5M | €329.7M | €705.5M |
| Derivative Financial Liabilities Held For Hedging | €636.0M | €1.04B | €1.43B |
| Dividends Received Classified As Investing Activities | €4.6M | €302.9M | — |
| Dividends Received Classified As Operating Activities | €55.3M | €151.4M | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €21.0K | €0 | — |
| Equity and Liabilities | €106.01B | €104.20B | €99.33B |
| Fee and Commission Expense | €135.5M | €220.8M | — |
| Fee and Commission Income | €546.1M | €1.17B | — |
| Fee and Commission Income Expense | €410.7M | €951.6M | — |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €0 | €0 | — |
| Financial Assets At Amortised Cost | €71.15B | €70.32B | €64.16B |
| Financial Assets At Fair Value Through Profit Or Loss | €18.15B | €18.24B | €16.79B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €15.93B | €15.89B | €15.41B |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €1.51B | €1.66B | €719.2M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €715.7M | €691.6M | €659.2M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €5.13B | €5.39B | €6.91B |
| Financial Liabilities At Amortised Cost | €77.68B | €75.18B | €70.32B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €8.37B | €8.99B | €9.50B |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €5.56B | €5.05B | €4.24B |
| Gains Losses On Disposals of Investments | €607.0K | -€50.0K | — |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €164.4M | €230.2M | — |
| Income Taxes Paid Refund Classified As Operating Activities | -€280.3M | -€571.4M | — |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €0 | -€16.6M | — |
| Increase Decrease Through Sharebased Payment Transactions | €1.8M | €16.7M | — |
| Increase Decrease Through Treasury Share Transactions | -€42.6M | -€319.5M | — |
| Insurance Contracts Issued That Are Assets | €0 | €0 | €0 |
| Insurance Contracts Issued That Are Liabilities | €80.4M | €82.4M | €89.8M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | €38.0K | -€243.0K | — |
| Insurance Revenue | €14.0M | €29.7M | — |
| Insurance Service Expenses From Insurance Contracts Issued | €4.2M | €8.5M | — |
| Insurance Service Result | €9.8M | €21.2M | — |
| Interest Paid Classified As Operating Activities | €1.29B | €3.62B | — |
| Interest Received Classified As Operating Activities | €2.12B | €5.02B | — |
| Interest Revenue Calculated Using Effective Interest Method | €1.56B | €3.28B | — |
| Investment Accounted For Using Equity Method | €4.24B | €3.99B | €3.79B |
| Issue of Equity | €0 | €166.0K | — |
| Issued Capital | €444.7M | €444.7M | €444.5M |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 | €0 |
| Loans and Advances To Banks At Amortised Cost | €5.74B | €5.13B | €5.53B |
| Loans and Advances To Customers At Amortised Cost | €65.42B | €65.18B | €58.63B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €7.5M | €0 | €0 |
| Other Assets | €2.81B | €2.30B | €1.17B |
| Other Cash Payments From Operating Activities | €661.3M | €1.46B | — |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 | — |
| Other Cash Receipts From Operating Activities | €40.5M | €149.7M | — |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 | — |
| Other Comprehensive Income | €228.1M | -€144.6M | — |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€16.1M | €7.7M | — |
| Other Comprehensive Income Net of Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | €0 | €0 | — |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €5.9M | -€1.6M | — |
| Other Comprehensive Income Net of Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | €0 | €0 | — |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €850.0K | -€117.0K | — |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €0 | €0 | — |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | €0 | €0 | — |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €7.4M | -€156.0M | — |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €220.7M | €11.4M | — |
| Other Liabilities | €1.43B | €1.57B | €1.49B |
| Other Operating Income Expense | €394.2M | €205.8M | — |
| Payments To and On Behalf of Employees | €416.7M | €627.7M | — |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €0 | €0 | — |
| Profit Loss From Continuing Operations | €513.3M | €1.33B | — |
| Profit Loss From Discontinued Operations | €0 | €0 | — |
| Provisions | €120.4M | €114.6M | €137.7M |
| Reinsurance Contracts Held That Are Assets | €0 | €0 | €0 |
| Reinsurance Contracts Held That Are Liabilities | €0 | €0 | €0 |
| Revenue From Dividends | €38.6M | €172.8M | — |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | -€15.9M | -€24.0M | — |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€3.8M | €5.4M | — |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €270.3M | €496.8M | — |
| Share Premium | €1.77B | €1.85B | €2.20B |
| Trading Income Expense | -€66.6M | €220.4M | — |
| Treasury Shares | €103.3M | €369.6M | €68.8M |
Methodology
Every line item above is a fact tagged in MEDIOBANCA - BANCA DI CREDITO FINANZIARIO S.P.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.