LEEDS BUILDING SOCIETY financials
LEEDS BUILDING SOCIETY
O8VR8MK4M5SM9ZVEFS35 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Revenue | £412.5M | £355.6M |
| Administrative expenses | £203.6M | £185.4M |
| Depreciation & amortisation | £11.7M | £10.6M |
| Operating profit (EBIT) | £198.6M | £137.5M |
| Profit before tax | £198.6M | £137.5M |
| Income tax expense | £53.1M | £37.6M |
| Profit for the year | £145.5M | £99.9M |
| Total comprehensive income | £122.9M | £77.0M |
| Cash flow statement | ||
| Cash generated from operations | £177.5M | £185.2M |
| Net cash from operating activities | -£1.26B | £767.0M |
| Net cash from investing activities | £47.0M | -£1.45B |
| Purchase of PP&E (capex) | £3.6M | £3.0M |
| Purchase of intangibles | £16.9M | £12.4M |
| Net cash from financing activities | £149.2M | £313.0M |
| Lease liability payments | £1.4M | £1.4M |
| Balance sheet | ||
| Total assets | £31.96B | £31.61B |
| Intangible assets & goodwill | £43.9M | £35.1M |
| Cash & equivalents | £1.53B | £2.60B |
| Deferred tax liabilities | £14.9M | £25.6M |
| Derived metrics | ||
| Free cash flow | -£1.27B | £764.0M |
| Operating margin | 48.1% | 38.7% |
| Net margin | 35.3% | 28.1% |
| Cash conversion ratio | -8.68× | 7.68× |
| Capex coverage | -350.86× | 255.67× |
| Other reported items | ||
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | £75.5M | -£173.1M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | £11.7M | £8.8M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | £0 | £77.8M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -£1.42B | -£2.61B |
| Adjustments For Decrease Increase In Other Assets | -£16.7M | -£12.9M |
| Adjustments For Depreciation and Amortisation Expense | £11.7M | £10.6M |
| Adjustments For Fair Value Gains Losses | £3.9M | £7.6M |
| Adjustments For Gains Losses On Change In Fair Value of Derivatives | -£43.3M | -£14.2M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £100.0K | -£5.7M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Property Plant and Equipment | £0 | £17.5M |
| Adjustments For Increase Decrease In Other Liabilities | -£273.5M | £41.0M |
| Adjustments For Provisions | -£1.5M | £10.3M |
| Balances On Other Deposits From Customers | £138.8M | £159.3M |
| Cash and Bank Balances At Central Banks | £1.41B | £2.44B |
| Current Tax Assets | £100.0K | £0 |
| Current Tax Liabilities | £0 | £600.0K |
| Debt Instruments Held | £3.92B | £3.95B |
| Debt Securities | £3.24B | £3.13B |
| Deposits From Banks | £500.0K | £1.24B |
| Deposits From Customers | £26.07B | £24.53B |
| Derivative Financial Assets | £129.5M | £371.1M |
| Derivative Financial Liabilities | £119.9M | £98.0M |
| Equity and Liabilities | £31.96B | £31.61B |
| Fee and Commission Expense | £1.1M | £600.0K |
| Fee and Commission Income | £5.5M | £5.1M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | £9.0M | -£18.1M |
| Impairment Loss Recognised In Profit Or Loss Property Plant and Equipment | £0 | £17.5M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £100.0K | -£5.7M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | -£800.0K | -£1.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£7.9M | -£7.8M |
| Income Taxes Paid Refund Classified As Operating Activities | £53.6M | £28.2M |
| Increase Decrease In Cash and Cash Equivalents | -£1.07B | -£370.4M |
| Interest Expense | £1.17B | £1.23B |
| Interest Paid Classified As Operating Activities | £1.18B | £1.16B |
| Interest Received Classified As Operating Activities | £1.40B | £1.28B |
| Interest Revenue Expense | £402.5M | £362.9M |
| Liabilities | £30.12B | £29.89B |
| Loans and Advances To Banks | £115.2M | £152.3M |
| Other Adjustments For Noncash Items | -£35.4M | £11.2M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | £3.92B | £5.12B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | £3.98B | £3.69B |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | £300.0K | £0 |
| Other Operating Income Expense | £10.5M | -£22.1M |
| Other Reserves | £14.3M | £14.3M |
| Other Reversals of Provisions | £1.5M | -£10.3M |
| Proceeds From Issue of Bonds Notes and Debentures | £874.3M | £910.1M |
| Proceeds From Issue of Subordinated Liabilities | £299.2M | £0 |
| Property Plant and Equipment Including Rightofuse Assets | £47.1M | £45.4M |
| Provisions | £600.0K | £4.2M |
| Recognised Liabilities Defined Benefit Plan | £500.0K | £500.0K |
| Repayments of Bonds Notes and Debentures | £777.3M | £503.8M |
| Repayments of Subordinated Liabilities | £217.0M | £0 |
| Reserve of Cash Flow Hedges | £38.7M | £66.6M |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | -£1.7M | -£9.3M |
| Revaluation Surplus | £1.9M | £1.6M |
| Subordinated Liabilities | £438.1M | £334.2M |
Every line item above is a fact tagged in LEEDS BUILDING SOCIETY's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.