LA BANQUE POSTALE financials
LA BANQUE POSTALE
Country: FR Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
96950066U5XAAIRCPA78 Financial statements
(EUR, as reported — unscaled; 104 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating profit (EBIT) | €2.62B | €2.44B |
| Profit before tax | €2.74B | €2.51B |
| Income tax expense | €898.0M | €1.02B |
| Profit for the year | €1.84B | €1.50B |
| — attributable to owners | €1.55B | €1.19B |
| — attributable to NCI | €286.0M | €310.0M |
| Total comprehensive income | €2.09B | €105.0M |
| Cash flow statement | ||
| Net cash from operating activities | -€12.31B | -€10.15B |
| Net cash from investing activities | -€814.0M | €363.0M |
| Net cash from financing activities | -€1.87B | -€2.66B |
| Dividends paid | €994.0M | €1.76B |
| Balance sheet | ||
| Total assets | €725.48B | €740.76B |
| Intangible assets & goodwill | €685.0M | €685.0M |
| Total equity | €28.31B | €26.93B |
| — attributable to owners | €22.79B | €21.31B |
| Non-controlling interests | €5.52B | €5.62B |
| Deferred tax liabilities | €1.26B | €1.33B |
| Derived metrics | ||
| Return on equity | 6.5% | 5.6% |
| Cash conversion ratio | -6.68× | -6.79× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | -€1.55B | -€1.75B |
| Adjustments For Depreciation and Amortisation Expense | €607.0M | €657.0M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €3.81B | €5.40B |
| Adjustments For Undistributed Profits of Investments Accounted For Using Equity Method | €92.0M | €95.0M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | -€5.73B | -€1.71B |
| Cash and Bank Balances At Central Banks | €12.76B | €27.81B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €14.00B | €28.96B |
| Comprehensive Income Attributable To Noncontrolling Interests | €332.0M | -€323.0M |
| Comprehensive Income Attributable To Owners of Parent | €1.76B | €428.0M |
| Current Tax Assets | €390.0M | €330.0M |
| Current Tax Liabilities | €106.0M | €154.0M |
| Debt Instruments Held At Amortised Cost | €38.21B | €36.26B |
| Debt Instruments Issued At Amortised Cost | €31.38B | €32.84B |
| Deferred Tax Assets | €1.36B | €1.21B |
| Deposits From Banks At Amortised Cost | €28.43B | €31.04B |
| Deposits From Customers At Amortised Cost | €215.71B | €225.63B |
| Derivative Financial Assets Held For Hedging | €395.0M | €486.0M |
| Derivative Financial Liabilities Held For Hedging | €1.44B | €1.96B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €699.5M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €8.71 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €30.0M | -€6.0M |
| Equity and Liabilities | €725.48B | €740.76B |
| Fee and Commission Expense | €400.0M | €343.0M |
| Fee and Commission Income | €2.74B | €2.71B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | -€37.0M | €98.0M |
| Financial Assets At Fair Value Through Other Comprehensive Income | €223.09B | €218.18B |
| Financial Assets At Fair Value Through Profit Or Loss | €219.66B | €203.89B |
| Financial Liabilities At Fair Value Through Profit Or Loss | €19.67B | €17.57B |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | -€99.0M | €0 |
| Gains Losses On Cash Flow Hedges Before Tax | -€109.0M | €33.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€2.37B | -€408.0M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€78.0M | -€100.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -€257.0M | -€37.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €318.0M | -€84.0M |
| Income Taxes Paid Refund Classified As Operating Activities | €1.42B | €1.05B |
| Increase Decrease In Cash and Cash Equivalents | -€14.96B | -€12.46B |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | -€9.0M | €0 |
| Increase Decrease Through Transactions With Owners | -€607.0M | -€2.45B |
| Increase Decrease Through Transfers and Other Changes Equity | -€105.0M | €526.0M |
| Insurance Contracts Issued That Are Assets | €890.0M | €917.0M |
| Insurance Contracts Issued That Are Liabilities | €380.97B | €367.22B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€15.45B | -€13.00B |
| Insurance Revenue | €12.91B | €11.82B |
| Insurance Service Expenses From Insurance Contracts Issued | €10.01B | €8.80B |
| Intangible Assets Other Than Goodwill | €3.76B | €3.91B |
| Interest Expense | €5.57B | €7.12B |
| Investment Accounted For Using Equity Method | €1.09B | €1.10B |
| Investment Property | €6.36B | €6.59B |
| Issued Capital | €6.58B | €6.58B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €91.0M | €16.28B |
| Loans and Advances To Banks At Amortised Cost | €70.08B | €75.67B |
| Loans and Advances To Customers At Amortised Cost | €132.16B | €128.99B |
| Miscellaneous Other Operating Expense | €1.04B | €1.17B |
| Miscellaneous Other Operating Income | €1.14B | €1.15B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €153.0M | €17.29B |
| Number of Shares Issued | 80.3M | — |
| Other Adjustments To Reconcile Profit Loss | -€11.76B | -€8.95B |
| Other Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €1.0M | €0 |
| Other Comprehensive Income | €250.0M | -€1.39B |
| Other Comprehensive Income Before Tax Cash Flow Hedges | €11.0M | -€51.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €16.0M | €11.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | €5.0M | -€1.12B |
| Other Comprehensive Income Before Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | -€29.0M | €42.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€776.0M | €752.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €1.31B | -€354.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €6.0M | -€9.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | -€233.0M | -€775.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Gains Losses | €101.0M | -€31.0M |
| Other Inflows Outflows of Cash Classified As Financing Activities | -€826.0M | -€332.0M |
| Par Value Per Share | €82.00 | — |
| Property Plant and Equipment Including Rightofuse Assets | €1.11B | €1.20B |
| Provisions | €998.0M | €954.0M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -€119.0M | €84.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€1.59B | -€1.16B |
| Reinsurance Contracts Held That Are Assets | €6.25B | €6.52B |
| Reinsurance Contracts Held That Are Liabilities | €11.0M | €13.0M |
| Retained Earnings Profit Loss For Reporting Period | €1.55B | €1.19B |
| Revenue From Interest | €11.86B | €12.26B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method | €2.0M | -€5.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | -€2.0M | €2.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €4.0M | -€7.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €23.0M | €33.0M |
| Subordinated Liabilities At Amortised Cost | €8.88B | €10.04B |
Methodology
Every line item above is a fact tagged in LA BANQUE POSTALE's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.