HYPO TIROL BANK AG financials
HYPO TIROL BANK AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
0W5QHUNYV4W7GJO62R27 Financial statements
(EUR, as reported — unscaled; 94 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €22.7M | €20.4M |
| Administrative expenses | €93.3M | €92.7M |
| Profit before tax | €63.3M | €81.8M |
| Income tax expense | €15.4M | €18.7M |
| Profit for the year | €47.8M | €63.2M |
| — attributable to owners | €47.5M | €62.9M |
| — attributable to NCI | €383.0K | €292.0K |
| Total comprehensive income | €47.1M | €60.9M |
| Cash flow statement | ||
| Net cash from operating activities | -€10.0M | €354.0M |
| Net cash from investing activities | -€95.1M | -€204.1M |
| Net cash from financing activities | -€26.6M | -€10.7M |
| Dividends paid | €15.9M | €10.0M |
| Lease liability payments | €692.0K | €685.0K |
| Balance sheet | ||
| Total assets | €7.95B | €7.97B |
| Property, plant & equipment | €51.4M | €55.3M |
| Cash & equivalents | €888.2M | €1.02B |
| Total equity | €737.5M | €706.4M |
| — attributable to owners | €733.8M | €701.3M |
| Non-controlling interests | €3.7M | €5.1M |
| Deferred tax liabilities | €1.9M | €1.0M |
| Derived metrics | ||
| Free cash flow | -€25.3M | €329.8M |
| Return on equity | 6.5% | 8.9% |
| Cash conversion ratio | -0.21× | 5.60× |
| Capex coverage | -0.65× | 14.62× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | €782.0K | €40.7M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €11.0M | €22.7M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€31.4M | €242.2M |
| Adjustments For Decrease Increase In Other Assets | -€1.2M | €2.9M |
| Adjustments For Depreciation and Amortisation Expense | €8.0M | €7.4M |
| Adjustments For Income Tax Expense | €15.4M | €18.7M |
| Adjustments For Increase Decrease In Deposits From Banks | -€472.6M | €308.6M |
| Adjustments For Increase Decrease In Deposits From Customers | €548.6M | -€235.6M |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | -€40.7M | -€56.1M |
| Adjustments For Increase Decrease In Other Liabilities | -€8.7M | €1.4M |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | -€80.9M | -€109.3M |
| Adjustments For Interest Income | €142.9M | €163.2M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | -€48.0K | €363.0K |
| Adjustments For Provisions | €24.4M | €28.3M |
| Adjustments For Undistributed Profits of Associates | €740.0K | -€897.0K |
| Adjustments For Unrealised Foreign Exchange Losses Gains | -€1.4M | -€1.7M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €421.0K |
| Comprehensive Income Attributable To Noncontrolling Interests | €383.0K | €292.0K |
| Comprehensive Income Attributable To Owners of Parent | €46.7M | €60.6M |
| Cumulative Gain Loss Previously Recognised In Other Comprehensive Income Arising From Reclassification of Financial Assets Out of Fair Value Through Other Comprehensive Income Into Fair Value Through Profit Or Loss Measurement Category | €2.1M | -€161.0K |
| Current Tax Liabilities | €327.0K | €4.6M |
| Deferred Tax Assets | €828.0K | €1.5M |
| Deposits From Banks | €163.7M | €636.7M |
| Deposits From Customers | €4.09B | €3.54B |
| Derivative Financial Assets | €139.0M | €129.1M |
| Derivative Financial Liabilities | €118.8M | €152.5M |
| Equity and Liabilities | €7.95B | €7.97B |
| Fee and Commission Expense | €4.4M | €3.9M |
| Fee and Commission Income | €40.1M | €39.2M |
| Fee and Commission Income Expense | €35.7M | €35.3M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €0 | -€422.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€1.1M | -€1.5M |
| Hedging Gains Losses For Hedge of Group of Items With Offsetting Risk Positions | €326.0K | €1.8M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €24.9M | €27.1M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | -€78.0K | -€316.0K |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€249.0K | -€346.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €103.0K | -€14.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €20.1M | €20.2M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €0 | €0 |
| Intangible Assets Other Than Goodwill | €1.1M | €1.3M |
| Interest Expense | €112.6M | €137.4M |
| Interest Paid Classified As Operating Activities | €106.1M | €133.7M |
| Interest Received Classified As Operating Activities | €242.8M | €291.3M |
| Interest Revenue Calculated Using Effective Interest Method | €238.7M | €296.3M |
| Interest Revenue Expense | €142.9M | €163.2M |
| Investment Property | €115.9M | €104.8M |
| Investments In Subsidiaries Joint Ventures and Associates | €8.6M | €7.9M |
| Loans and Advances To Banks | €52.4M | €63.1M |
| Loans and Advances To Customers | €5.25B | €5.25B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | €534.0K | €534.0K |
| Other Comprehensive Income | -€752.0K | -€2.3M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€337.0K | -€1.4M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €446.0K | -€59.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€836.0K | -€1.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €84.0K | -€1.1M |
| Other Expense By Function | €23.0M | €17.5M |
| Other Financial Assets | €1.42B | €1.33B |
| Other Financial Liabilities | €2.66B | €2.73B |
| Other Nonfinancial Assets | €10.6M | €7.3M |
| Other Nonfinancial Liabilities | €46.2M | €51.6M |
| Proceeds From Disposal of Noncurrent Assets Or Disposal Groups Classified As Held For Sale and Discontinued Operations | €298.0K | €664.0K |
| Proceeds From Other Longterm Assets Classified As Investing Activities | €134.9M | €181.8M |
| Provisions | €43.2M | €51.8M |
| Purchase of Other Longterm Assets Classified As Investing Activities | €214.9M | €362.8M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €15.3M | €24.2M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €17.0K | -€17.0K |
| Repayments of Subordinated Liabilities | €10.0M | €0 |
| Revenue From Interest | €255.6M | €300.6M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €740.0K | -€897.0K |
| Subordinated Liabilities | €86.8M | €97.1M |
Methodology
Every line item above is a fact tagged in HYPO TIROL BANK AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.