CAISSE NATIONALE DE REASSURANCE MUTUELLE AGRICOLE GROUPAMA financials
CAISSE NATIONALE DE REASSURANCE MUTUELLE AGRICOLE GROUPAMA
Country: FR Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
969500P4HYOPYINEPE06 Financial statements
(EUR, as reported — unscaled; 90 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating profit (EBIT) | €1.53B | €1.39B |
| Income tax expense | €430.0M | €360.0M |
| Profit for the year | €1.02B | €962.0M |
| — attributable to owners | €1.02B | €961.0M |
| — attributable to NCI | €1.0M | €1.0M |
| Total comprehensive income | €1.52B | €954.0M |
| Cash flow statement | ||
| Dividends paid | €49.0M | €50.0M |
| Balance sheet | ||
| Total assets | €94.16B | €89.40B |
| Intangible assets & goodwill | €2.13B | €2.11B |
| Cash & equivalents | €906.0M | €805.0M |
| Total equity | €11.97B | €10.50B |
| — attributable to owners | €11.95B | €10.49B |
| Non-controlling interests | €24.0M | €16.0M |
| Deferred tax liabilities | €406.0M | €339.0M |
| Derived metrics | ||
| Return on equity | 8.5% | 9.2% |
| Other reported items | ||
| Adjustments For Depreciation and Amortisation Expense | €295.0M | €244.0M |
| Adjustments For Fair Value Gains Losses | -€985.0M | -€1.32B |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €38.0M | -€48.0M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €1.81B | -€1.60B |
| Adjustments For Provisions | -€3.0M | €2.0M |
| Bank Overdrafts Classified As Cash Equivalents | €110.0M | €54.0M |
| Borrowings | €2.64B | €2.14B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €796.0M | €751.0M |
| Cash Flows From Used In Financing Activities Continuing Operations | €343.0M | -€417.0M |
| Cash Flows From Used In Financing Activities Discontinued Operations | €0 | €0 |
| Cash Flows From Used In Investing Activities Continuing Operations | -€3.42B | €3.22B |
| Cash Flows From Used In Investing Activities Discontinued Operations | €0 | €0 |
| Cash Flows From Used In Operating Activities Continuing Operations | €3.12B | -€2.88B |
| Changes In Equity | €1.47B | €630.0M |
| Deferred Tax Assets | €111.0M | €148.0M |
| Derivative Financial Assets | €22.0M | €22.0M |
| Derivative Financial Liabilities | €243.0M | €254.0M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€1.0M | €0 |
| Equity and Liabilities | €94.16B | €89.40B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €35.0M | €32.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | €973.0M | €1.27B |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€591.0M | €27.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €48.0M | -€39.0M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€614.0M | -€257.0M |
| Income Tax Relating To Components of Other Comprehensive Income | €6.0M | €48.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -€98.0M | -€85.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €92.0M | €37.0M |
| Income Taxes Paid Refund Classified As Operating Activities | €238.0M | €255.0M |
| Increase Decrease In Cash and Cash Equivalents Discontinued Operations | €0 | €0 |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transactions With Owners | -€49.0M | -€324.0M |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | -€271.0M |
| Insurance Contracts Issued That Are Assets | €19.0M | €18.0M |
| Insurance Contracts Issued That Are Liabilities | €70.63B | €69.42B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€2.57B | -€2.41B |
| Insurance Revenue | €17.32B | €16.31B |
| Insurance Service Expenses From Insurance Contracts Issued | €14.99B | €14.60B |
| Insurance Service Result | €2.33B | €1.71B |
| Intangible Assets Other Than Goodwill | €479.0M | €475.0M |
| Interest Expense On Borrowings | €92.0M | €79.0M |
| Interest Paid Classified As Financing Activities | €92.0M | €79.0M |
| Investment Accounted For Using Equity Method | €180.0M | €180.0M |
| Investment Contracts Liabilities | €994.0M | €1.02B |
| Investment Property | €2.60B | €2.43B |
| Investments Other Than Investments Accounted For Using Equity Method | €84.67B | €79.72B |
| Lease Liabilities | €225.0M | €241.0M |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 |
| Loans and Advances To Banks | €0 | €0 |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €0 | €0 |
| Other Adjustments For Noncash Items | €53.0M | €54.0M |
| Other Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax | €2.0M | -€34.0M |
| Other Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €154.0M | €154.0M |
| Other Comprehensive Income | €500.0M | -€8.0M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | -€82.0M | -€37.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -€6.0M | -€11.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€593.0M | €20.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €692.0M | €169.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €26.0M | €8.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €299.0M | -€326.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Inflows Outflows of Cash Classified As Investing Activities | -€40.0M | €93.0M |
| Other Liabilities | €5.71B | €4.56B |
| Other Property Plant and Equipment | €342.0M | €329.0M |
| Other Receivables | €566.0M | €696.0M |
| Proceeds From Issue of Regulatory Capital Equity | €0 | €600.0M |
| Profit Loss From Continuing Operations | €1.02B | €962.0M |
| Profit Loss From Discontinued Operations | €0 | €0 |
| Provisions | €551.0M | €570.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €2.0M | €7.0M |
| Reinsurance Contracts Held That Are Assets | €1.35B | €1.70B |
| Reinsurance Contracts Held That Are Liabilities | €22.0M | €2.0M |
| Repayments of Regulatory Capital Equity | €0 | €874.0M |
| Reserve of Exchange Differences On Translation | -€359.0M | -€353.0M |
| Retained Earnings Profit Loss For Reporting Period | €1.02B | €961.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €11.0M | €10.0M |
Methodology
Every line item above is a fact tagged in CAISSE NATIONALE DE REASSURANCE MUTUELLE AGRICOLE GROUPAMA's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.