BANCO COMERCIAL PORTUGUÊS S.A. financials
BANCO COMERCIAL PORTUGUÊS S.A.
Country: PT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
JU1U6S0DG9YLT7N8ZV32 Financial statements
(EUR, as reported — unscaled; 122 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Operating expenses | €1.31B | €1.16B |
| Employee benefits expense | €722.0M | €631.8M |
| Depreciation & amortisation | €144.8M | €137.5M |
| Operating profit (EBIT) | €1.26B | €1.40B |
| Profit before tax | €1.34B | €1.49B |
| Profit for the year | €1.00B | €950.5M |
| Total comprehensive income | €1.22B | €1.43B |
| Per share | ||
| Basic EPS | €0.06 | €0.05 |
| Diluted EPS | €0.06 | €0.05 |
| Free cash flow / share | €0.31 | €0.22 |
| Cash flow statement | ||
| Cash generated from operations | €1.23B | €1.95B |
| Net cash from operating activities | €5.57B | €3.97B |
| Income taxes paid | €204.2M | €84.6M |
| Net cash from investing activities | -€4.74B | -€6.60B |
| Net cash from financing activities | €68.3M | €1.22B |
| Dividends paid | €256.9M | — |
| Lease liability payments | €57.5M | €55.0M |
| Balance sheet | ||
| Total assets | €102.14B | €94.37B |
| Intangible assets & goodwill | €276.0M | €223.1M |
| Total equity | €8.19B | €7.29B |
| Non-controlling interests | €1.10B | €987.4M |
| Deferred tax liabilities | €7.4M | €8.8M |
| Derived metrics | ||
| Free cash flow | €5.41B | €3.85B |
| Return on equity | 12.2% | 13.0% |
| Cash conversion ratio | 5.57× | 4.18× |
| Capex coverage | 34.35× | 31.81× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€992.5M | €125.8M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €197.9M | -€137.5M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€801.0M | €554.5M |
| Adjustments For Increase Decrease In Deposits From Banks | -€44.4M | -€624.3M |
| Adjustments For Increase Decrease In Deposits From Customers | €3.21B | €5.55B |
| Cash | €666.2M | €688.5M |
| Cash and Bank Balances At Central Banks | €5.59B | €4.55B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €5.84B | €4.88B |
| Changes In Other Provisions | -€581.0M | -€794.2M |
| Current Tax Assets | €21.2M | €20.5M |
| Current Tax Expense Income | €138.8M | €179.9M |
| Current Tax Liabilities | €136.0M | €197.1M |
| Debt Instruments Held | €21.35B | €17.58B |
| Debt Securities | €3.53B | €2.71B |
| Deferred Tax Assets | €2.25B | €2.55B |
| Deferred Tax Expense Income Recognised In Profit Or Loss | €202.5M | €357.5M |
| Deposits From Banks | €777.7M | €829.1M |
| Deposits From Customers | €82.08B | €75.61B |
| Derivative Financial Assets Held For Hedging | €69.3M | €40.6M |
| Derivative Financial Liabilities Held For Hedging | €39.0M | €67.8M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €256.9M | €0 |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | €28.7M | €23.7M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €453.4M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.03 | — |
| Dividends Received Classified As Investing Activities | €57.3M | €10.5M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €60.4M | €59.0M |
| Equity and Liabilities | €102.14B | €94.37B |
| Expense Relating To Leases of Lowvalue Assets For Which Recognition Exemption Has Been Used | €2.5M | €2.6M |
| Expense Relating To Shortterm Leases For Which Recognition Exemption Has Been Used | €262.0K | €1.4M |
| Fee and Commission Income Expense | €808.5M | €771.7M |
| Finance Costs Paid Classified As Operating Activities | €182.8M | €175.8M |
| Financial Assets At Fair Value Through Other Comprehensive Income | €12.90B | €10.83B |
| Financial Assets At Fair Value Through Profit Or Loss | €33.9M | €32.0M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €1.76B | €822.9M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €355.2M | €433.6M |
| Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Modification Gain Loss | -€68.5M | -€19.4M |
| Financial Liabilities At Fair Value Through Profit Or Loss | €3.25B | €3.61B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €179.6M | €207.4M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €12.8M | €112.1M |
| Gain Loss On Hedge Ineffectiveness Recognised In Profit Or Loss | €5.8M | €21.8M |
| Gains Losses On Cash Flow Hedges Before Tax | €401.3M | €507.1M |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | €41.6M | €17.5M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | -€55.2M | -€5.0M |
| General and Administrative Expense | €440.5M | €393.2M |
| Impairment Loss Recognised In Profit Or Loss | €215.2M | €248.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €156.8M | €201.3M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | -€57.0M | -€94.8M |
| Increase Decrease In Cash and Cash Equivalents | €957.0M | -€1.35B |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | -€15.0K | -€119.0K |
| Interest Expense | €1.88B | €1.55B |
| Interest Paid Classified As Financing Activities | €33.6M | €37.0M |
| Interest Paid Classified As Operating Activities | €1.82B | €1.35B |
| Interest Received Classified As Investing Activities | €1.03B | €605.2M |
| Interest Received Classified As Operating Activities | €3.62B | €3.57B |
| Interest Revenue Expense | €2.83B | €2.83B |
| Investment Property | €24.2M | €39.1M |
| Investments In Associates | €429.4M | €380.8M |
| Issue of Convertible Instruments | €400.0M | — |
| Issued Capital | €3.00B | €3.00B |
| Liabilities | €93.95B | €87.08B |
| Loans and Advances To Banks | €797.5M | €908.5M |
| Loans and Advances To Customers | €53.91B | €53.31B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €45.2M | €80.3M |
| Other Assets | €1.46B | €1.63B |
| Other Comprehensive Income | €222.6M | €476.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €1.9M | -€2.8M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | €60.4M | €59.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €84.4M | €210.9M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €8.3M | €14.4M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €408.8M | €590.7M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€186.2M | -€114.7M |
| Other Equity Interest | €400.0M | €400.0M |
| Other Liabilities | €1.44B | €1.69B |
| Other Operating Income Expense | -€152.3M | -€60.4M |
| Other Property Plant and Equipment | €619.1M | €606.4M |
| Payments To Suppliers For Goods and Services and To and On Behalf of Employees | €1.44B | €1.19B |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €1.3M | €6.9M |
| Proceeds From Issue of Bonds Notes and Debentures | €71.3M | €32.1M |
| Proceeds From Sales of Investments Accounted For Using Equity Method | €0 | €115.1M |
| Profit Loss From Continuing Operations | €1.00B | €950.5M |
| Provisions | €1.09B | €753.1M |
| Purchase of Financial Instruments Classified As Investing Activities | €154.63B | €131.54B |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €162.1M | €124.9M |
| Receipts From Royalties Fees Commissions and Other Revenue | €1.06B | €995.4M |
| Receipts From Sales of Goods and Rendering of Services | €132.3M | €124.6M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€11.8M | -€12.6M |
| Repayments of Bonds Notes and Debentures | €5.0M | €33.6M |
| Retained Earnings | €2.39B | €1.71B |
| Revenue From Dividends | €1.0M | €1.8M |
| Revenue From Interest | €4.72B | €4.37B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | €7.3M | -€5.9M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €58.9M | €62.7M |
| Share Premium | €16.5M | €16.5M |
| Statutory Reserve | €384.4M | €316.4M |
| Subordinated Liabilities | €1.43B | €1.40B |
Methodology
Every line item above is a fact tagged in BANCO COMERCIAL PORTUGUÊS S.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.