BANCO BPM SOCIETA' PER AZIONI financials
BANCO BPM SOCIETA' PER AZIONI
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
815600E4E6DCD2D25E30 Financial statements
(EUR, as reported — unscaled; 96 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €2.83B | €2.97B |
| Profit before tax | €2.86B | €2.60B |
| Income tax expense | €759.2M | €675.9M |
| Profit for the year | €2.10B | €1.92B |
| — attributable to owners | €2.08B | €1.92B |
| — attributable to NCI | -€20.8M | €11.0K |
| Total comprehensive income | €2.57B | €1.99B |
| Cash flow statement | ||
| Cash generated from operations | €3.09B | €3.38B |
| Net cash from operating activities | -€3.54B | -€4.97B |
| Net cash from investing activities | -€1.41B | €54.6M |
| Purchase of intangibles | €421.4M | €142.8M |
| Net cash from financing activities | -€1.56B | -€1.46B |
| Dividends paid | €1.60B | €1.45B |
| Net change in cash | -€6.52B | -€6.38B |
| Balance sheet | ||
| Total assets | €205.90B | €198.21B |
| Intangible assets & goodwill | €3.21B | €1.26B |
| Cash & equivalents | €5.61B | €12.12B |
| Non-controlling interests | €80.5M | €69.0K |
| Deferred tax liabilities | €535.9M | €430.1M |
| Derived metrics | ||
| Cash conversion ratio | -1.68× | -2.59× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €0 | €0 |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€1.03B | -€942.4M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€5.54B | -€1.53B |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | -€4.10B | €2.99B |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€3.64B | -€3.00B |
| Adjustments For Decrease Increase In Other Financial Assets | -€1.0M | -€909.6M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€399.9M | €4.61B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €1.05B | €0 |
| Comprehensive Income Attributable To Noncontrolling Interests | €34.8M | -€11.0K |
| Comprehensive Income Attributable To Owners of Parent | €2.53B | €2.00B |
| Current Tax Assets | €259.2M | €253.7M |
| Current Tax Liabilities | €15.7M | €41.7M |
| Debt Instruments Issued At Amortised Cost | €23.12B | €23.37B |
| Deferred Tax Assets | €2.65B | €3.12B |
| Deposits From Banks At Amortised Cost | €6.65B | €6.38B |
| Deposits From Customers At Amortised Cost | €109.94B | €103.41B |
| Derivative Financial Assets Held For Hedging | €834.8M | €1.03B |
| Derivative Financial Liabilities Held For Hedging | €614.8M | €869.1M |
| Dividends Received Classified As Investing Activities | €61.3M | €81.5M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €0 | €0 |
| Equity and Liabilities | €205.90B | €198.21B |
| Fee and Commission Expense | €527.5M | €210.8M |
| Fee and Commission Income | €2.88B | €2.07B |
| Fee and Commission Income Expense | €2.36B | €1.86B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €103.0K | €98.0K |
| Financial Assets At Amortised Cost | €135.53B | €131.79B |
| Financial Assets At Fair Value Through Profit Or Loss | €22.51B | €15.57B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €11.78B | €6.01B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €10.74B | €9.56B |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €26.32B | €22.68B |
| Financial Liabilities At Amortised Cost | €139.71B | €133.17B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €22.22B | €22.90B |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €8.33B | €8.29B |
| Gains Losses On Disposals of Investments | €3.1M | €502.4M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €363.6M | €405.4M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €0 | -€10.0K |
| Increase Decrease Through Sharebased Payment Transactions | €0 | €0 |
| Increase Decrease Through Treasury Share Transactions | -€17.0M | -€50.0M |
| Insurance Contracts Issued That Are Assets | €63.0K | €63.0K |
| Insurance Contracts Issued That Are Liabilities | €14.17B | €12.88B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€505.7M | -€540.5M |
| Insurance Revenue | €205.0M | €191.3M |
| Insurance Service Expenses From Insurance Contracts Issued | €107.8M | €119.4M |
| Insurance Service Result | €96.2M | €68.6M |
| Interest Revenue Calculated Using Effective Interest Method | €5.27B | €6.52B |
| Investment Accounted For Using Equity Method | €1.45B | €1.71B |
| Issue of Equity | €14.4M | €2.8M |
| Issued Capital | €7.10B | €7.10B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €1.2M |
| Loans and Advances To Banks At Amortised Cost | €6.48B | €5.84B |
| Loans and Advances To Customers At Amortised Cost | €129.05B | €125.95B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €196.6M | €444.5M |
| Other Adjustments To Reconcile Profit Loss | -€118.3M | -€109.2M |
| Other Assets | €4.99B | €5.70B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €21.0K | €0 |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €41.0M | €228.0M |
| Other Comprehensive Income | €464.8M | €74.6M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€28.8M | -€12.6M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €281.2M | €67.4M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €5.0M | -€569.0K |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | -€14.8M | -€55.9M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €205.8M | -€28.7M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €259.0M | €103.3M |
| Other Liabilities | €4.34B | €4.44B |
| Other Operating Income Expense | €326.7M | €369.3M |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €1.1M | €0 |
| Profit Loss From Continuing Operations | €2.10B | €1.92B |
| Provisions | €667.3M | €750.8M |
| Reinsurance Contracts Held That Are Assets | €6.7M | €7.2M |
| Revenue From Dividends | €195.7M | €93.1M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €3.9M | -€3.6M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€6.7M | €17.7M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €323.9M | €104.3M |
| Trading Income Expense | €329.9M | €129.6M |
| Treasury Shares | €67.5M | €66.7M |
Methodology
Every line item above is a fact tagged in BANCO BPM SOCIETA' PER AZIONI's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.