BANCA MEDIOLANUM SPA financials
BANCA MEDIOLANUM SPA
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
7LVZJ6XRIE7VNZ4UBX81 Financial statements
(EUR, as reported — unscaled; 79 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €804.8M | €789.9M |
| Profit before tax | €1.43B | €1.45B |
| Income tax expense | €191.7M | €331.1M |
| Profit for the year | €1.24B | €1.12B |
| — attributable to owners | €1.24B | €1.12B |
| Cash flow statement | ||
| Cash generated from operations | €1.25B | €1.50B |
| Net cash from operating activities | €389.8M | €1.15B |
| Net cash from investing activities | -€20.3M | -€15.5M |
| Purchase of intangibles | €35.7M | €40.9M |
| Net cash from financing activities | -€892.1M | -€640.4M |
| Dividends paid | €909.2M | €584.9M |
| Net change in cash | -€522.6M | €496.3M |
| Balance sheet | ||
| Total assets | €89.94B | €86.15B |
| Intangible assets & goodwill | €220.9M | €212.9M |
| Cash & equivalents | €161.8M | €684.4M |
| Deferred tax liabilities | €89.5M | €103.8M |
| Derived metrics | ||
| Cash conversion ratio | 0.31× | 1.03× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | -€3.80B | -€2.73B |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €11.8M | €2.6M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €23.7M | €582.6M |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | €875.4M | -€975.1M |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | €653.3M | -€177.1M |
| Adjustments For Decrease Increase In Other Financial Assets | €20.6M | -€154.8M |
| Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €2.11B | €1.94B |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€3.0K | -€8.5M |
| Adjustments For Increase Decrease In Financial Liabilities Measured At Amortised Cost | -€2.45B | €303.2M |
| Adjustments For Increase Decrease In Other Financial Liabilities | -€55.1M | €160.2M |
| Comprehensive Income Attributable To Owners of Parent | €1.37B | €1.20B |
| Current Tax Assets | €820.8M | €664.4M |
| Current Tax Liabilities | €338.3M | €307.1M |
| Debt Instruments Issued At Amortised Cost | €314.1M | €313.6M |
| Deferred Tax Assets | €187.3M | €169.9M |
| Deposits From Banks At Amortised Cost | €630.2M | €717.4M |
| Deposits From Customers At Amortised Cost | €32.13B | €34.52B |
| Dividends Received Classified As Investing Activities | €22.0M | €36.1M |
| Equity and Liabilities | €89.94B | €86.15B |
| Fee and Commission Expense | €996.5M | €883.1M |
| Fee and Commission Income | €2.48B | €2.35B |
| Fee and Commission Income Expense | €1.48B | €1.47B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €542.0K | €145.0K |
| Financial Assets At Amortised Cost | €36.96B | €37.86B |
| Financial Assets At Fair Value Through Profit Or Loss | €48.15B | €42.53B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €393.9M | €416.2M |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €47.55B | €41.90B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €206.4M | €211.1M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €1.79B | €2.31B |
| Financial Liabilities At Amortised Cost | €33.08B | €35.56B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €0 | €3.0K |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €21.81B | €18.74B |
| Gains Losses On Disposals of Investments | €1.4M | €2.1M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €26.3M | €30.6M |
| Insurance Contracts Issued That Are Liabilities | €28.46B | €25.80B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€1.11B | -€2.88B |
| Insurance Revenue | €504.4M | €442.0M |
| Insurance Service Expenses From Insurance Contracts Issued | €272.6M | €236.1M |
| Insurance Service Result | €224.4M | €192.1M |
| Interest Revenue Calculated Using Effective Interest Method | €1.15B | €1.36B |
| Issued Capital | €600.7M | €600.7M |
| Loans and Advances To Banks At Amortised Cost | €1.16B | €811.4M |
| Loans and Advances To Customers At Amortised Cost | €35.80B | €37.05B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €0 | €823.0K |
| Other Adjustments To Reconcile Profit Loss | €9.7M | €10.0M |
| Other Assets | €1.36B | €1.44B |
| Other Comprehensive Income | €135.2M | €80.5M |
| Other Comprehensive Income Net of Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | €617.0K | -€413.0K |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €131.5M | €78.2M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €921.0K | €625.0K |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €821.0K | -€13.2M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €2.8M | €1.7M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €132.4M | €78.9M |
| Other Liabilities | €1.27B | €1.26B |
| Other Operating Income Expense | -€6.0K | €6.8M |
| Profit Loss From Continuing Operations | €1.24B | €1.12B |
| Provisions | €397.5M | €342.3M |
| Reinsurance Contracts Held That Are Assets | €76.7M | €71.0M |
| Revenue From Dividends | €22.0M | €36.1M |
| Share Premium | €9.3M | €9.1M |
| Trading Income Expense | €21.3M | €8.8M |
| Treasury Shares | €60.6M | €77.4M |
Methodology
Every line item above is a fact tagged in BANCA MEDIOLANUM SPA's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.