ADMIRAL GROUP PLC financials
ADMIRAL GROUP PLC
Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI:
213800FGVM7Z9EJB2685 Financial statements
(GBP, as reported — unscaled; 103 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating profit (EBIT) | £981.9M | £852.9M |
| Net finance income / (cost) | -£24.0M | -£26.4M |
| Finance costs | £24.4M | £27.0M |
| Income tax expense | £212.6M | £175.3M |
| Profit for the year | £742.3M | £662.9M |
| — attributable to owners | £742.6M | £663.3M |
| — attributable to NCI | -£300.0K | -£400.0K |
| Total comprehensive income | £743.8M | £676.7M |
| Per share | ||
| Basic EPS | £2.46 | £2.17 |
| Diluted EPS | £2.42 | £2.17 |
| Free cash flow / share | £1.18 | £1.00 |
| Cash flow statement | ||
| Cash generated from operations | £628.6M | £493.1M |
| Net cash from operating activities | £436.5M | £369.0M |
| Net cash from investing activities | -£95.2M | -£144.2M |
| Purchase of intangibles | £0 | £82.5M |
| Net cash from financing activities | -£333.2M | -£257.9M |
| Dividends paid | £715.4M | £369.8M |
| Lease liability payments | £8.4M | £12.7M |
| Net change in cash | £8.1M | -£33.1M |
| Balance sheet | ||
| Total assets | £9.02B | £7.94B |
| Intangible assets & goodwill | £327.6M | £321.0M |
| Cash & equivalents | £301.1M | £313.6M |
| Total equity | £1.44B | £1.37B |
| — attributable to owners | £1.44B | £1.37B |
| Non-controlling interests | £300.0K | £600.0K |
| Derived metrics | ||
| Free cash flow | £362.2M | £307.3M |
| Return on equity | 51.4% | 48.4% |
| Cash conversion ratio | 0.59× | 0.56× |
| Capex coverage | 5.87× | 5.98× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Customers | -£689.1M | -£231.4M |
| Adjustments For Depreciation Expense | £15.9M | £18.8M |
| Adjustments For Finance Costs | £24.4M | £27.7M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £13.2M | £10.3M |
| Adjustments For Income Tax Expense | £212.6M | £176.3M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | £502.2M | £421.6M |
| Adjustments For Increase Decrease In Trade and Other Payables | £44.9M | -£136.1M |
| Adjustments For Interest Expense | £46.8M | £32.3M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | £24.5M | £0 |
| Adjustments For Sharebased Payments | £75.0M | £67.8M |
| Basic Earnings Loss Per Share From Continuing Operations | £2.47 | £2.13 |
| Cash and Cash Equivalents In Subsidiary Or Businesses Acquired Or Disposed2013 | -£19.6M | £0 |
| Comprehensive Income Attributable To Noncontrolling Interests | -£300.0K | -£400.0K |
| Comprehensive Income Attributable To Owners of Parent | £744.1M | £677.1M |
| Current Tax Assets | £18.1M | £18.1M |
| Current Tax Liabilities | £69.3M | £35.0M |
| Decrease Increase Through Tax On Sharebased Payment Transactions | -£8.9M | -£3.2M |
| Deferred Tax Assets | £50.7M | £19.8M |
| Diluted Earnings Loss Per Share From Continuing Operations | £2.43 | £2.13 |
| Dividends Paid Ordinary Shares | £715.4M | £369.8M |
| Dividends Paid Ordinary Shares Per Share | £2.36 | £1.23 |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | £274.6M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | £0.90 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -£20.6M | -£6.4M |
| Equity and Liabilities | £9.02B | £7.94B |
| Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss Before Tax | £9.6M | £3.3M |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | £29.4M | £35.9M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £29.8M | £34.6M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -£225.9M | -£501.6M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | -£3.4M | -£1.0M |
| Income Tax Relating To Finance Income Expenses From Reinsurance Contracts Held of Other Comprehensive Income | £2.1M | -£1.3M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | £2.8M | -£2.4M |
| Income Tax Relating To Insurance Finance Income Expenses From Insurance Contracts Issued of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -£9.5M | £5.1M |
| Income Taxes Paid Refund Classified As Operating Activities | £192.1M | £124.1M |
| Increase Decrease Through Sharebased Payment Transactions | £75.0M | £67.8M |
| Increase Decrease Through Transactions With Owners | -£670.9M | -£298.8M |
| Insurance Contracts Issued That Are Liabilities | £5.40B | £4.96B |
| Insurance Finance Income Expenses | -£111.5M | -£92.5M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -£140.9M | -£128.4M |
| Insurance Revenue | £4.98B | £4.55B |
| Insurance Service Expenses From Insurance Contracts Issued | £3.97B | £3.35B |
| Insurance Service Result | £786.3M | £702.1M |
| Interest Expense | £58.3M | £37.2M |
| Interest Income On Loans and Advances To Customers | £147.3M | £113.5M |
| Interest Paid Classified As Financing Activities | £76.0M | £76.7M |
| Interest Received Classified As Operating Activities | £120.4M | £90.6M |
| Interest Revenue Expense | £89.0M | £76.3M |
| Investment Income | £209.4M | £176.2M |
| Investments Other Than Investments Accounted For Using Equity Method | £5.26B | £4.86B |
| Issued Capital | £300.0K | £300.0K |
| Lease Liabilities | £73.6M | £79.6M |
| Liabilities | £7.58B | £6.57B |
| Loans and Advances To Customers | £1.63B | £1.11B |
| Other Comprehensive Income | £1.5M | £13.8M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | -£13.5M | -£4.1M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | £48.7M | £11.3M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | -£54.4M | £7.9M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | £3.1M | -£4.2M |
| Other Gains Losses | £8.7M | -£9.2M |
| Other Inflows Outflows of Cash Classified As Financing Activities | -£180.4M | -£170.1M |
| Other Receivables | £277.7M | £225.2M |
| Other Reserves | -£29.3M | -£26.7M |
| Payments To Acquire Or Redeem Entitys Shares | £35.3M | £0 |
| Proceeds From Sales of Investments Other Than Investments Accounted For Using Equity Method | £8.97B | £7.18B |
| Profit Loss From Continuing Operations | £745.3M | £651.2M |
| Profit Loss From Discontinued Operations | -£3.0M | £11.7M |
| Property Plant and Equipment Including Rightofuse Assets | £80.2M | £87.8M |
| Purchase of Investments Other Than Investments Accounted For Using Equity Method | £9.34B | £8.08B |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | £74.3M | £61.7M |
| Reinsurance Contracts Held That Are Assets | £1.08B | £988.6M |
| Retained Earnings | £1.46B | £1.38B |
| Share Premium | £13.1M | £13.1M |
| Tax Expense Relating To Gain Loss On Discontinuance | -£100.0K | £1.0M |
| Trade and Other Payables | £217.2M | £175.3M |
Methodology
Every line item above is a fact tagged in ADMIRAL GROUP PLC's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.