REGO PAYMENT ARCHITECTURES, INC. financials
Source: EDGAR filings · Built 2026-06-19T01:30:42Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| EBITDA | -8.48M | -7.90M | -15.75M | -15.38M | -10.03M | -3.21M |
| Working Capital | -48.16M | -38.04M | -31.72M | -34.34M | -32.25M | -37.70M |
| Net Debt | 15.42M | -2.42M | -5.66M | -5.41M | 558.87K | 821.82K |
| Operating Margin | -378491.51% | — | — | -743976.31% | -383034.25% | — |
| Net Margin | -426355.56% | — | — | -788430.00% | -420501.26% | — |
| Return on Equity (ROE) | 20.03% | 23.64% | 53.26% | 48.09% | 34.67% | 55.24% |
| Return on Assets (ROA) | -1948.64% | -266.59% | -253.31% | -256.31% | -1061.55% | -1905.33% |
| Current Ratio | 0.00× | 0.07× | 0.17× | 0.15× | 0.02× | 0.01× |
| Debt-to-Equity | -0.33× | -0.02× | -0.02× | -0.02× | -0.03× | -0.04× |
| Cash Conversion Ratio | 0.64× | 0.78× | 0.43× | 0.38× | 0.46× | 0.15× |
| Accruals Ratio | -7.00× | -0.59× | -1.44× | -1.58× | -5.76× | -16.19× |
| SBC % of Revenue | 87837.82% | — | — | — | 103986.87% | — |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 2.25K | — | — | 2.07K | 2.63K | — |
| Research and Development Expense | 3.33M | 3.29M | 2.92M | 2.06M | 2.84M | 1.14M |
| Operating Expenses | 8.52M | 7.94M | 15.79M | — | — | — |
| Operating Income (Loss) | -8.52M | -7.94M | -15.79M | -15.42M | -10.07M | -3.24M |
| Net Income (Loss) Attributable to Parent | -9.59M | -8.93M | -16.72M | — | — | — |
| Earnings Per Share, Basic | $-0.09 | $-0.09 | $-0.14 | $-0.14 | $-0.10 | — |
| Weighted Average Number of Shares Outstanding, Basic | 136.34M | 136.05M | 131.58M | 123.63M | 122.78M | — |
| Earnings Per Share, Diluted | $-0.09 | $-0.09 | $-0.14 | $-0.14 | $-0.10 | — |
| Weighted Average Number of Shares Outstanding, Diluted | 136.34M | 136.05M | 131.58M | 123.63M | — | — |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 158.69K | 3.01M | 6.26M | 6.01M | 553.13K | 273.18K |
| Assets, Current | 233.03K | 3.06M | 6.28M | 6.02M | 661.60K | 436.36K |
| Assets | 492.29K | 3.35M | 6.60M | 6.38M | 1.04M | 764.84K |
| Liabilities, Current | 48.39M | 41.11M | 37.99M | 40.36M | 32.91M | 38.13M |
| Stockholders' Equity Attributable to Parent | -47.90M | -37.76M | -31.39M | — | — | — |
| Common Stock, Shares, Outstanding | 136.59M | 136.25M | 135.85M | 124.16M | 123.44M | 120.10M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -6.15M | -6.97M | -7.20M | -6.26M | -5.05M | -2.19M |
| Net Cash Provided by (Used in) Investing Activities | -12.38K | -1.12K | -11.21K | -11.45K | -82.25K | -3.23K |
| Net Cash Provided by (Used in) Financing Activities | 3.31M | 3.72M | 7.46M | 11.73M | 5.42M | 2.04M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| EBITDA | -1.60M | -1.97M | — | — | -2.55M | -1.56M |
| Working Capital | -50.65M | -48.16M | -45.30M | -43.11M | -40.34M | -38.04M |
| Net Debt | 15.49M | 15.42M | -1.10M | -1.31M | -1.02M | -2.42M |
| Operating Margin | -13664.76% | — | — | — | — | — |
| Net Margin | -16489.54% | — | — | — | — | — |
| Return on Equity (ROE) | 3.84% | 4.84% | 5.37% | 4.93% | 6.85% | 4.82% |
| Return on Assets (ROA) | -498.62% | -471.06% | -119.18% | -95.06% | -141.06% | -54.30% |
| Current Ratio | 0.00× | 0.00× | 0.04× | 0.04× | 0.04× | 0.07× |
| Debt-to-Equity | -0.31× | -0.33× | -0.01× | -0.01× | -0.01× | -0.02× |
| Cash Conversion Ratio | 0.41× | 0.66× | 1.91× | 1.47× | 0.51× | 0.80× |
| Accruals Ratio | -2.94× | -1.61× | 1.09× | 0.45× | -0.69× | -0.11× |
| SBC % of Revenue | 917.16% | — | — | — | — | — |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 11.75K | — | — | — | — | — |
| Research and Development Expense | 876.08K | 1.10M | 808.78K | 863.44K | 558.54K | 693.24K |
| Operating Expenses | 1.62M | 1.98M | 2.12M | 1.86M | 2.56M | 1.57M |
| Operating Income (Loss) | -1.61M | -1.98M | -2.12M | -1.86M | -2.56M | -1.57M |
| Income Tax Expense (Benefit) | — | — | — | 0 | 0 | — |
| Net Income (Loss) Attributable to Parent | -1.94M | -2.32M | -2.42M | -2.11M | -2.74M | -1.82M |
| Earnings Per Share, Basic | $-0.02 | $-0.02 | $-0.02 | $-0.02 | $-0.03 | $-0.02 |
| Weighted Average Number of Shares Outstanding, Basic | 136.59M | 136.34M | 136.26M | 136.25M | 136.25M | 136.05M |
| Earnings Per Share, Diluted | $-0.02 | $-0.02 | $-0.02 | $-0.02 | $-0.03 | $-0.02 |
| Weighted Average Number of Shares Outstanding, Diluted | 136.59M | 136.34M | 136.26M | 136.25M | 136.25M | 136.05M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 85.25K | 158.69K | 1.69M | 1.90M | 1.62M | 3.01M |
| Assets, Current | 136.19K | 233.03K | 1.77M | 1.95M | 1.67M | 3.06M |
| Assets | 388.57K | 492.29K | 2.03M | 2.22M | 1.94M | 3.35M |
| Liabilities, Current | 50.79M | 48.39M | 47.07M | 45.07M | 42.01M | 41.11M |
| Stockholders' Equity Attributable to Parent | -50.40M | -47.90M | -45.04M | -42.84M | -40.07M | -37.76M |
| Common Stock, Shares, Outstanding | 136.59M | 136.59M | 136.59M | 136.25M | 136.25M | 136.25M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -793.44K | -1.53M | -4.62M | -3.11M | -1.39M | -1.46M |
| Net Cash Provided by (Used in) Investing Activities | — | -7.17K | -5.21K | -3.58K | — | 0 |
| Net Cash Provided by (Used in) Financing Activities | 720.00K | 0 | 3.31M | 2.00M | — | -1 |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (RPMT CIK 0001437283),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.