JUNIATA VALLEY FINANCIAL CORP financials
Source: EDGAR filings · Built 2026-06-19T02:38:54Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Debt | — | — | — | — | 6.77M | 18.52M |
| Return on Equity (ROE) | 13.91% | 13.13% | 16.43% | 19.79% | 9.26% | 7.31% |
| Return on Assets (ROA) | 0.89% | 0.73% | 0.76% | 0.85% | 0.81% | 0.71% |
| Debt-to-Equity | 0.87× | 1.00× | 1.82× | 2.13× | 0.28× | 0.79× |
| Effective Tax Rate | 14.83% | 13.58% | 12.82% | 4.18% | 4.12% | -0.90% |
| Cash Conversion Ratio | 1.27× | 0.86× | 1.19× | 1.41× | 1.34× | 1.21× |
| Accruals Ratio | -0.00× | 0.00× | -0.00× | -0.00× | -0.00× | -0.00× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 1.39M | 979.00K | 970.00K | 308.00K | 284.00K | -50.00K |
| Net Income (Loss) Attributable to Parent | 7.98M | 6.23M | 6.60M | 7.06M | 6.60M | 5.60M |
| Earnings Per Share, Basic | $1.59 | $1.25 | $1.32 | $1.41 | $1.32 | $1.10 |
| Weighted Average Number of Shares Outstanding, Basic | 5.02M | 5.00M | 5.01M | 5.00M | 5.00M | 5.07M |
| Earnings Per Share, Diluted | $1.59 | $1.24 | $1.31 | $1.41 | $1.32 | $1.10 |
| Weighted Average Number of Shares Outstanding, Diluted | 5.03M | 5.01M | 5.02M | 5.01M | 5.01M | 5.08M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | — | — | — | — | — | 41.62M |
| Assets | 895.26M | 848.87M | 870.55M | 829.62M | 810.52M | 793.72M |
| Long-term Debt | 0 | 5.00M | 20.00M | 20.00M | 20.00M | 35.00M |
| Liabilities | 837.89M | 801.42M | 830.42M | 793.93M | 739.23M | 717.12M |
| Stockholders' Equity Attributable to Parent | 57.37M | 47.46M | 40.14M | 35.69M | 71.29M | 76.60M |
| Common Stock, Shares, Outstanding | 5.02M | 5.00M | 4.99M | 5.00M | 4.99M | 5.03M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 10.10M | 5.33M | 7.87M | 9.94M | 8.87M | 6.78M |
| Net Cash Provided by (Used in) Investing Activities | -41.77M | 7.78M | -1.19M | -62.68M | -53.87M | -92.55M |
| Payments for Repurchase of Common Stock | 4.00K | 3.00K | 324.00K | 3.00K | 861.00K | 1.45M |
| Net Cash Provided by (Used in) Financing Activities | 32.12M | -31.05M | 11.25M | 50.21M | 16.91M | 114.65M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.66% | 3.50% | 3.74% | 3.65% | 4.00% | 3.14% |
| Return on Assets (ROA) | 0.31% | 0.22% | 0.23% | 0.22% | 0.24% | 0.18% |
| Debt-to-Equity | 0.78× | 0.87× | 0.78× | 0.95× | 0.98× | 1.00× |
| Effective Tax Rate | 16.76% | 14.22% | 14.79% | 14.69% | 15.59% | 12.45% |
| Cash Conversion Ratio | 1.01× | 1.14× | 3.80× | 1.75× | 1.05× | 0.33× |
| Accruals Ratio | 0.00× | -0.00× | -0.01× | -0.00× | -0.00× | 0.00× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 563.00K | 333.00K | 357.00K | 329.00K | 371.00K | 212.00K |
| Net Income (Loss) Attributable to Parent | 2.80M | 2.01M | 2.06M | 1.91M | 2.01M | 1.49M |
| Earnings Per Share, Basic | $0.56 | $0.40 | $0.41 | $0.38 | $0.40 | $0.30 |
| Weighted Average Number of Shares Outstanding, Basic | 5.03M | 5.02M | 5.02M | 5.02M | 5.01M | 5.00M |
| Earnings Per Share, Diluted | $0.55 | $0.40 | $0.41 | $0.38 | $0.40 | $0.29 |
| Weighted Average Number of Shares Outstanding, Diluted | 5.04M | 5.03M | 5.04M | 5.03M | 5.02M | 5.01M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Assets | 901.90M | 895.26M | 880.47M | 866.43M | 854.01M | 848.87M |
| Long-term Debt | — | 0 | 0 | 0 | 5.00M | 5.00M |
| Liabilities | 841.85M | 837.89M | 825.47M | 814.05M | 803.81M | 801.42M |
| Stockholders' Equity Attributable to Parent | 60.04M | 57.37M | 55.00M | 52.38M | 50.20M | 47.46M |
| Common Stock, Shares, Outstanding | 5.03M | 5.02M | 5.02M | 5.02M | 5.02M | 5.00M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 2.83M | 2.29M | 7.82M | 3.33M | 2.11M | 492.00K |
| Net Cash Provided by (Used in) Investing Activities | -4.72M | -13.59M | -28.18M | -13.87M | -1.07M | 8.11M |
| Payments for Repurchase of Common Stock | 17.00K | 0 | 4.00K | 4.00K | 4.00K | 0 |
| Net Cash Provided by (Used in) Financing Activities | 2.35M | 12.28M | 19.84M | 11.65M | 1.46M | -9.54M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (JUVF CIK 0000714712),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.