JACK HENRY & ASSOCIATES, INC. financials
Source: EDGAR filings · Built 2026-10-06T00:13:50Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 694.86M | 588.15M | 509.92M | 342.38M | 469.97M | 439.14M |
| EBITDA | 677.14M | 612.41M | 535.73M | 529.41M | 525.41M | 451.23M |
| Working Capital | 92.86M | 145.68M | -1.80M | 104.20M | 69.69M | 22.88M |
| Net Debt | 65.77M | -50.77M | 171.32M | 313.03M | 117.80M | 110.03M |
| Gross Margin | 43.65% | 42.71% | 41.35% | 41.33% | 41.91% | 39.52% |
| Operating Margin | 24.96% | 23.94% | 22.09% | 23.14% | 24.43% | 22.68% |
| Net Margin | 19.76% | 19.19% | 17.23% | 17.65% | 18.68% | 17.71% |
| Return on Equity (ROE) | 24.50% | 21.39% | 20.72% | 22.79% | 26.27% | 23.61% |
| Return on Assets (ROA) | 15.98% | 14.97% | 13.06% | 13.22% | 14.78% | 13.33% |
| Current Ratio | 1.17× | 1.27× | 1.00× | 1.20× | 1.13× | 1.04× |
| Debt-to-Equity | 0.04× | 0.02× | 0.11× | 0.20× | 0.12× | 0.12× |
| Effective Tax Rate | 22.98% | 22.23% | 23.33% | 22.74% | 23.15% | 21.69% |
| Cash Conversion Ratio | 1.52× | 1.41× | 1.49× | 1.04× | 1.39× | 1.48× |
| Accruals Ratio | -0.08× | -0.06× | -0.06× | -0.01× | -0.06× | -0.06× |
| SBC % of Revenue | 1.28% | 1.20% | 1.30% | 1.38% | 1.28% | 1.18% |
| CapEx Coverage | 11.36× | 12.02× | 9.77× | 9.74× | 14.56× | 20.10× |
| Free Cash Flow Per Share | $9.64 | $8.05 | $6.98 | $4.68 | $6.40 | $5.80 |
Income Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 2.54B | 2.38B | 2.22B | 2.08B | 1.94B | 1.76B |
| Cost of Revenue | 1.43B | 1.36B | 1.30B | 1.22B | 1.13B | 1.06B |
| Research and Development Expense | 176.44M | 162.77M | 148.26M | 142.68M | 121.36M | 109.05M |
| Selling, General and Administrative Expense | 299.21M | 283.06M | 278.42M | 235.27M | 218.30M | 187.06M |
| Operating Income (Loss) | 635.03M | 568.72M | 489.39M | 480.69M | 474.62M | 398.72M |
| Income Tax Expense (Benefit) | 150.01M | 130.29M | 116.20M | 107.93M | 109.35M | 86.26M |
| Net Income (Loss) Attributable to Parent | 502.78M | 455.75M | 381.82M | 366.65M | 362.92M | 311.47M |
| Earnings Per Share, Basic | $7.00 | $6.25 | $5.24 | $5.03 | $4.95 | $4.12 |
| Weighted Average Number of Shares Outstanding, Basic | 71.87M | 72.87M | 72.87M | 72.92M | 73.32M | 75.55M |
| Earnings Per Share, Diluted | $6.98 | $6.24 | $5.23 | $5.02 | $4.94 | $4.12 |
| Weighted Average Number of Shares Outstanding, Diluted | 72.04M | 73.05M | 73.03M | 73.10M | 73.49M | 75.66M |
Balance Sheet
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | — | 101.95M | 38.28M | 12.24M | 48.79M | 50.99M |
| Assets, Current | 649.10M | 681.46M | 632.02M | 627.96M | 613.52M | 543.74M |
| Assets | 3.15B | 3.04B | 2.92B | 2.77B | 2.46B | 2.34B |
| Long-term Debt | 40.00M | 0 | 60.00M | 275.00M | 115.00M | — |
| Liabilities, Current | 556.24M | 535.78M | 633.81M | 523.76M | 543.83M | 520.86M |
| Long-term Debt, Excluding Current Maturities | — | 0 | 60.00M | 275.00M | — | — |
| Liabilities | 1.09B | 913.14M | 1.08B | 1.17B | 1.07B | 1.02B |
| Stockholders' Equity Attributable to Parent | 2.05B | 2.13B | 1.84B | 1.61B | 1.38B | 1.32B |
Cash Flow Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 761.96M | 641.50M | 568.04M | 381.56M | 504.63M | 462.13M |
| Payments to Acquire Property, Plant, and Equipment | 67.10M | 53.36M | 58.12M | 39.18M | 34.66M | 22.99M |
| Net Cash Provided by (Used in) Investing Activities | -277.74M | -232.16M | -240.16M | -409.67M | -196.34M | -162.25M |
| Payments for Repurchase of Common Stock | 448.17M | 35.05M | 28.05M | 25.00M | 193.92M | 431.53M |
| Payments of Dividends | 170.41M | 164.64M | 155.88M | 147.24M | 139.07M | 133.80M |
| Net Cash Provided by (Used in) Financing Activities | -574.12M | -345.67M | -301.83M | -8.43M | -310.49M | -462.23M |
Derived Metrics
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 282.19M | 412.67M | 243.16M | 111.71M | 314.94M | 273.21M |
| EBITDA | 147.64M | — | — | 194.50M | 166.27M | — |
| Working Capital | 92.86M | 253.71M | 230.90M | 215.52M | 145.68M | 157.61M |
| Net Debt | 65.77M | 116.01M | 40.28M | 32.65M | -50.77M | 183.57M |
| Gross Margin | 42.52% | 42.80% | 43.33% | 45.94% | 44.12% | 41.79% |
| Operating Margin | 21.24% | 24.37% | 25.70% | 28.55% | 25.30% | 23.71% |
| Net Margin | 17.27% | 19.32% | 20.13% | 22.33% | 20.74% | 18.99% |
| Return on Equity (ROE) | 5.42% | 5.76% | 5.66% | 6.63% | 5.99% | 5.46% |
| Return on Assets (ROA) | 3.54% | 4.03% | 4.07% | 4.72% | 4.19% | 3.79% |
| Current Ratio | 1.17× | 1.74× | 1.60× | 1.49× | 1.27× | 1.36× |
| Debt-to-Equity | 0.04× | 0.06× | 0.03× | 0.03× | 0.02× | 0.11× |
| Effective Tax Rate | 20.40% | 22.48% | 24.07% | 24.34% | 20.22% | 21.70% |
| Cash Conversion Ratio | 2.72× | 3.74× | 2.19× | 0.84× | 2.56× | 2.83× |
| Accruals Ratio | -0.06× | -0.11× | -0.05× | 0.01× | -0.07× | -0.07× |
| SBC % of Revenue | 1.48% | 1.29% | 1.36% | 0.98% | 0.97% | 1.17% |
| CapEx Coverage | 14.77× | 9.85× | 9.08× | 13.58× | 26.87× | 7.63× |
| Free Cash Flow Per Share | $3.92 | $5.73 | $3.36 | $1.53 | $4.31 | $3.74 |
Income Statement
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 644.02M | 636.25M | 619.33M | 644.74M | 615.37M | 585.09M |
| Cost of Revenue | 370.18M | 363.92M | 350.99M | 348.57M | 343.88M | 340.59M |
| Research and Development Expense | 49.83M | 45.11M | 42.23M | 39.28M | 42.58M | 39.41M |
| Selling, General and Administrative Expense | 87.25M | 72.17M | 66.97M | 72.83M | 73.22M | 66.35M |
| Operating Income (Loss) | 136.77M | 155.05M | 159.15M | 184.06M | 155.70M | 138.74M |
| Income Tax Expense (Benefit) | 28.51M | 35.65M | 39.52M | 46.33M | 32.34M | 30.80M |
| Net Income (Loss) Attributable to Parent | 111.23M | 122.89M | 124.67M | 143.99M | 127.60M | 111.11M |
| Earnings Per Share, Basic | $1.58 | $1.71 | $1.73 | $1.98 | $1.75 | $1.53 |
| Weighted Average Number of Shares Outstanding, Basic | 71.87M | 71.77M | 72.27M | 72.75M | 72.87M | 72.85M |
| Earnings Per Share, Diluted | $1.57 | $1.71 | $1.72 | $1.97 | $1.75 | $1.52 |
| Weighted Average Number of Shares Outstanding, Diluted | 72.04M | 71.98M | 72.41M | 72.91M | 73.05M | 73.01M |
Balance Sheet
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | — | 20.57M | 28.22M | 36.24M | 101.95M | 39.87M |
| Assets, Current | 649.10M | 594.84M | 615.83M | 651.65M | 681.46M | 593.24M |
| Assets | 3.15B | 3.05B | 3.06B | 3.05B | 3.04B | 2.93B |
| Long-term Debt | 40.00M | — | — | — | 0 | — |
| Liabilities, Current | 556.24M | 341.13M | 384.93M | 436.13M | 535.78M | 435.62M |
| Long-term Debt, Excluding Current Maturities | — | 90.00M | 20.00M | 20.00M | 0 | 80.00M |
| Liabilities | 1.09B | 915.75M | 856.99M | 874.24M | 913.14M | 895.59M |
| Stockholders' Equity Attributable to Parent | 2.05B | 2.13B | 2.20B | 2.17B | 2.13B | 2.04B |
Cash Flow Statement
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 302.67M | 459.29M | 273.25M | 120.59M | 327.11M | 314.39M |
| Payments to Acquire Property, Plant, and Equipment | 20.49M | 46.62M | 30.10M | 8.88M | 12.17M | 41.19M |
| Net Cash Provided by (Used in) Investing Activities | -57.59M | -220.15M | -155.81M | -98.50M | -55.85M | -176.32M |
| Payments for Repurchase of Common Stock | 163.76M | 284.41M | 125.24M | 62.05M | -1.00K | 35.05M |
| Payments of Dividends | 42.95M | 127.46M | 83.98M | 42.15M | 42.18M | 122.46M |
| Net Cash Provided by (Used in) Financing Activities | -253.60M | -320.52M | -191.19M | -87.80M | -209.18M | -136.49M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (JKHY CIK 0000779152),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.