MUNCY COLUMBIA FINANCIAL CORPORATION financials
Source: EDGAR filings · Built 2026-06-19T00:37:47Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 21.89M | 16.49M | 6.11M | 9.36M | 8.37M | 1.93M |
| Net Debt | 4.91M | 106.99M | 234.64M | 158.96M | — | — |
| Return on Equity (ROE) | 12.58% | 11.43% | 2.20% | 11.07% | 9.00% | 9.60% |
| Return on Assets (ROA) | 1.45% | 1.19% | 0.21% | 1.01% | 1.09% | 1.18% |
| Debt-to-Equity | 0.28× | 0.75× | 1.64× | 2.00× | 1.13× | 0.91× |
| Effective Tax Rate | 16.76% | 14.85% | 9.73% | 14.60% | 23.66% | 24.66% |
| Cash Conversion Ratio | 0.96× | 0.89× | 2.09× | 1.02× | 1.27× | 0.40× |
| Accruals Ratio | 0.00× | 0.00× | -0.00× | -0.00× | -0.00× | 0.01× |
| CapEx Coverage | 16.69× | 41.52× | 7.31× | 32.32× | 29.57× | 3.10× |
| Free Cash Flow Per Share | $6.19 | $4.62 | $2.68 | $4.51 | $3.84 | $0.88 |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 4.88M | 3.32M | 365.00K | 1.63M | 2.11M | 2.34M |
| Net Income (Loss) Attributable to Parent | 24.23M | 19.02M | 3.39M | 9.51M | 6.82M | 7.15M |
| Earnings Per Share, Basic | $6.85 | $5.33 | $1.49 | $4.58 | $3.13 | $3.25 |
| Weighted Average Number of Shares Outstanding, Basic | 3.53M | 3.57M | 2.28M | 2.08B | 2.18B | 2.20B |
| Earnings Per Share, Diluted | $6.85 | $5.33 | $1.49 | $4.58 | — | — |
| Weighted Average Number of Shares Outstanding, Diluted | — | 3.57M | 2.28M | 2.08M | — | — |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 48.54M | 17.38M | — | — | — | — |
| Assets | 1.67B | 1.60B | 1.64B | 944.01M | 624.01M | 607.72M |
| Long-term Debt | 40.58M | 55.54M | — | — | 2.11M | 4.11M |
| Liabilities | 1.48B | 1.43B | 1.49B | 858.07M | 548.21M | 533.18M |
| Stockholders' Equity Attributable to Parent | 192.54M | 166.41M | 153.82M | 85.94M | 75.80M | 74.54M |
| Common Stock, Shares, Outstanding | 3.54M | 3.53M | 3.57M | 2.08M | — | — |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2023 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 23.29M | 16.90M | 7.08M | 9.66M | — | 2.85M |
| Payments to Acquire Property, Plant, and Equipment | 1.40M | 407.00K | 968.00K | 299.00K | 293.00K | 921.00K |
| Net Cash Provided by (Used in) Investing Activities | -33.05M | 48.48M | 9.10M | -100.55M | — | 1.00M |
| Payments for Repurchase of Common Stock | — | 1.52M | — | 25.00K | 625.00K | 1.49M |
| Net Cash Provided by (Used in) Financing Activities | 40.92M | -66.38M | -10.89M | 6.43M | — | -19.44M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 16.50M | 5.72M | 16.17M | 8.75M | 4.13M | 4.38M |
| Net Debt | -9.13M | 4.91M | 12.09M | 22.86M | 3.92M | 106.99M |
| Return on Equity (ROE) | 3.73% | 3.84% | 3.64% | 3.27% | 2.54% | 3.14% |
| Return on Assets (ROA) | 0.42% | 0.44% | 0.41% | 0.36% | 0.27% | 0.33% |
| Debt-to-Equity | 0.27× | 0.28× | 0.31× | 0.36× | 0.16× | 0.75× |
| Effective Tax Rate | 17.43% | 17.58% | 16.91% | 16.83% | 15.00% | 14.12% |
| Cash Conversion Ratio | 2.32× | 0.79× | 2.59× | 1.71× | 1.08× | 0.86× |
| Accruals Ratio | -0.01× | 0.00× | -0.01× | -0.00× | -0.00× | 0.00× |
| CapEx Coverage | 164.34× | 38.13× | 14.03× | 9.00× | 8.16× | 37.24× |
| Free Cash Flow Per Share | $4.66 | $1.62 | $4.57 | $2.47 | $1.17 | $1.23 |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 1.51M | 1.58M | 1.37M | 1.17M | 767.00K | 859.00K |
| Net Income (Loss) Attributable to Parent | 7.16M | 7.39M | 6.72M | 5.77M | 4.34M | 5.22M |
| Earnings Per Share, Basic | $2.02 | $2.09 | $1.90 | $1.63 | $1.23 | $1.47 |
| Weighted Average Number of Shares Outstanding, Basic | 3.54M | 3.53M | 3.54M | 3.53M | 3.53M | 3.57M |
| Earnings Per Share, Diluted | $2.02 | $2.09 | $1.90 | $1.63 | $1.23 | $1.47 |
| Weighted Average Number of Shares Outstanding, Diluted | — | — | — | — | 3.53M | 3.57M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 60.44M | 48.54M | 45.33M | 40.71M | — | 17.38M |
| Assets | 1.72B | 1.67B | 1.65B | 1.62B | 1.60B | 1.60B |
| Long-term Debt | 40.65M | 40.58M | 40.52M | 45.45M | — | 55.54M |
| Liabilities | 1.53B | 1.48B | 1.47B | 1.44B | 1.43B | 1.43B |
| Stockholders' Equity Attributable to Parent | 192.06M | 192.54M | 184.49M | 176.28M | 171.40M | 166.41M |
| Common Stock, Shares, Outstanding | 3.54M | 3.54M | 3.54M | 3.53M | 3.53M | 3.53M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 16.60M | 5.87M | 17.41M | 9.84M | 4.70M | 4.51M |
| Payments to Acquire Property, Plant, and Equipment | 101.00K | 154.00K | 1.24M | 1.09M | 576.00K | 121.00K |
| Net Cash Provided by (Used in) Investing Activities | -42.08M | -12.47M | -20.58M | 10.38M | 3.04M | -4.34M |
| Net Cash Provided by (Used in) Financing Activities | 37.38M | 9.82M | 31.11M | 3.11M | -1.36M | -10.85M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (CCFN CIK 0000731122),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.