CONSUMERS BANCORP, INC. financials
Source: EDGAR filings · Built 2026-09-22T00:28:08Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 9.55M | 4.86M | 8.39M | 11.49M | 13.47M | 12.86M |
| Net Margin | 227.23% | 187.72% | 195.76% | 257.89% | 289.65% | 263.19% |
| Return on Equity (ROE) | 12.42% | 11.36% | 13.47% | 19.24% | 20.74% | 12.86% |
| Return on Assets (ROA) | 0.87% | 0.74% | 0.78% | 1.01% | 1.15% | 1.08% |
| Debt-to-Equity | 0.34× | 0.21× | 0.48× | 0.48× | 0.39× | 0.17× |
| Effective Tax Rate | 15.28% | 16.05% | 17.70% | 17.40% | 17.29% | 17.07% |
| Cash Conversion Ratio | 1.00× | 0.92× | 1.09× | 1.25× | 1.34× | 1.56× |
| Accruals Ratio | 0.00× | 0.00× | -0.00× | -0.00× | -0.00× | -0.01× |
| CapEx Coverage | 6.84× | 2.58× | 9.54× | 7.31× | 10.12× | 12.14× |
| Free Cash Flow Per Share | $3.04 | $1.55 | $2.70 | $3.72 | $4.43 | $4.26 |
Income Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 2.01M | 1.66M | 1.84M | 2.25M | 2.34M | 1.85M |
| Net Income (Loss) Attributable to Parent | 11.16M | 8.67M | 8.58M | 10.67M | 11.19M | 8.99M |
| Earnings Per Share, Basic | $3.55 | $2.77 | $2.76 | $3.45 | $3.68 | $2.98 |
| Weighted Average Number of Shares Outstanding, Basic | 3.15M | 3.13M | 3.11M | 3.09M | 3.04M | 3.02M |
| Earnings Per Share, Diluted | $3.55 | $2.77 | $2.76 | $3.45 | $3.68 | $2.98 |
| Weighted Average Number of Shares Outstanding, Diluted | 3.15M | 3.13M | 3.11M | 3.09M | 3.04M | 3.02M |
Balance Sheet
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Assets | 1.28B | 1.17B | 1.10B | 1.06B | 977.31M | 833.80M |
| Liabilities | 1.19B | 1.09B | 1.03B | 1.00B | 923.34M | 763.90M |
| Stockholders' Equity Attributable to Parent | 89.89M | 76.27M | 63.69M | 55.48M | 53.97M | 69.90M |
Cash Flow Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 11.19M | 7.93M | 9.38M | 13.32M | 14.95M | 14.01M |
| Payments to Acquire Property, Plant, and Equipment | 1.64M | 3.07M | 983.00K | 1.82M | 1.48M | 1.15M |
| Net Cash Provided by (Used in) Investing Activities | -104.49M | -61.70M | -30.45M | -92.22M | -65.22M | -89.00M |
| Net Cash Provided by (Used in) Financing Activities | 99.66M | 55.95M | 27.04M | 69.71M | 52.70M | 83.86M |
Derived Metrics
| Concept | Q4 2026 | Q3 2025 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 3.33M | 6.23M | 5.46M | 2.22M | 1.22M | 3.65M |
| Return on Equity (ROE) | 3.29% | 3.24% | 3.20% | 3.23% | 3.01% | 2.52% |
| Return on Assets (ROA) | 0.23% | 0.23% | 0.23% | 0.22% | 0.20% | 0.16% |
| Debt-to-Equity | 0.34× | 0.25× | 0.24× | 0.24× | 0.21× | 0.22× |
| Effective Tax Rate | 14.88% | 15.68% | 15.23% | 15.33% | 15.32% | 12.89% |
| Cash Conversion Ratio | 1.21× | 2.70× | 2.18× | 0.96× | 0.67× | 3.45× |
| Accruals Ratio | -0.00× | -0.00× | -0.00× | 0.00× | 0.00× | -0.00× |
| CapEx Coverage | 14.14× | 5.51× | 11.01× | 7.95× | 4.75× | 2.33× |
| Free Cash Flow Per Share | $1.06 | $1.98 | $1.74 | $0.71 | $0.39 | $1.16 |
Income Statement
| Concept | Q4 2026 | Q3 2025 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 517.00K | 524.00K | 495.00K | 477.00K | 415.00K | 274.00K |
| Net Income (Loss) Attributable to Parent | 2.96M | 2.82M | 2.75M | 2.63M | 2.29M | 1.85M |
| Earnings Per Share, Basic | $0.94 | $0.90 | $0.87 | $0.84 | $0.73 | $0.59 |
| Weighted Average Number of Shares Outstanding, Basic | 3.15M | 3.15M | 3.15M | 3.14M | 3.13M | 3.14M |
| Earnings Per Share, Diluted | $0.94 | $0.90 | $0.87 | $0.84 | $0.73 | $0.59 |
| Weighted Average Number of Shares Outstanding, Diluted | 3.15M | 3.15M | 3.15M | 3.14M | 3.13M | 3.14M |
Balance Sheet
| Concept | Q4 2026 | Q3 2025 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Assets | 1.28B | 1.24B | 1.21B | 1.19B | 1.17B | 1.13B |
| Liabilities | 1.19B | 1.15B | 1.13B | 1.11B | 1.09B | 1.06B |
| Stockholders' Equity Attributable to Parent | 89.89M | 86.85M | 86.13M | 81.62M | 76.27M | 73.46M |
Cash Flow Statement
| Concept | Q4 2026 | Q3 2025 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 3.58M | 7.61M | 6.01M | 2.54M | 1.54M | 6.39M |
| Payments to Acquire Property, Plant, and Equipment | 253.00K | 1.38M | 546.00K | 319.00K | 324.00K | 2.75M |
| Net Cash Provided by (Used in) Investing Activities | -32.56M | -71.93M | -41.67M | -13.71M | -44.28M | -17.42M |
| Net Cash Provided by (Used in) Financing Activities | 37.92M | 61.73M | 37.26M | 17.94M | 28.21M | 27.74M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (CBKM CIK 0001006830),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.