Axos Financial, Inc. financials
Source: EDGAR filings · Built 2026-09-26T00:11:43Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 291.15M | 436.12M | 269.52M | 166.49M | 195.12M | 402.14M |
| Net Debt | -475.79M | -1.56B | -1.59B | -1.80B | -1.05B | -746.30M |
| Net Margin | 603.51% | 658.02% | 696.16% | 470.67% | 405.01% | 688.41% |
| Return on Equity (ROE) | 15.49% | 16.15% | 19.65% | 16.02% | 14.65% | 15.40% |
| Return on Assets (ROA) | 1.64% | 1.75% | 1.97% | 1.51% | 1.38% | 1.51% |
| Debt-to-Equity | 0.20× | 0.14× | 0.17× | 0.23× | 0.32× | 0.21× |
| Effective Tax Rate | 24.17% | 29.42% | 29.19% | 28.85% | 29.19% | 29.45% |
| Cash Conversion Ratio | 1.14× | 1.13× | 0.68× | 0.64× | 0.90× | 1.91× |
| Accruals Ratio | -0.00× | -0.00× | 0.01× | 0.01× | 0.00× | -0.01× |
| SBC % of Revenue | 54.47% | 63.80% | 54.45% | 39.99% | 35.74% | 66.01% |
| CapEx Coverage | 2.09× | 9.04× | 8.49× | 6.51× | 10.07× | 39.53× |
| Free Cash Flow Per Share | $5.14 | $7.67 | $4.69 | $2.79 | $3.28 | $6.79 |
Income Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 81.25M | 65.79M | 64.64M | 65.26M | 59.43M | 31.33M |
| Income Tax Expense (Benefit) | 156.30M | 180.49M | 185.47M | 124.58M | 99.24M | 90.04M |
| Net Income (Loss) Attributable to Parent | 490.37M | 432.91M | 450.01M | 307.17M | 240.72M | 215.71M |
| Earnings Per Share, Basic | $8.66 | $7.61 | $7.82 | $5.15 | $4.04 | $3.64 |
| Weighted Average Number of Shares Outstanding, Basic | 56.66M | 56.86M | 57.51M | 59.69M | 59.52M | 59.23M |
| Earnings Per Share, Diluted | $8.48 | $7.43 | $7.66 | $5.07 | $3.97 | $3.56 |
| Weighted Average Number of Shares Outstanding, Diluted | 56.66M | 56.86M | 57.51M | 59.69M | 59.52M | 59.23M |
Balance Sheet
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 1.11B | 1.93B | 1.98B | 2.23B | 1.57B | 1.04B |
| Assets | 29.96B | 24.78B | 22.86B | 20.35B | 17.40B | 14.27B |
| Long-term Debt | 342.92M | 312.67M | 325.68M | 361.78M | 445.24M | 221.36M |
| Liabilities | 26.80B | 22.10B | 20.56B | 18.43B | 15.76B | 12.86B |
| Stockholders' Equity Attributable to Parent | 3.17B | 2.68B | 2.29B | 1.92B | 1.64B | 1.40B |
| Common Stock, Shares, Outstanding | 56.73M | 56.48M | 56.89M | 58.94M | 59.78M | 59.32M |
Cash Flow Statement
| Concept | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 557.60M | 490.33M | 305.48M | 196.71M | 216.62M | 412.58M |
| Net Cash Provided by (Used in) Investing Activities | -5.04B | -1.84B | -2.59B | -2.40B | -2.78B | -866.77M |
| Payments for Repurchase of Common Stock | 21.98M | 58.20M | 96.29M | 48.96M | 0 | 16.76M |
| Net Cash Provided by (Used in) Financing Activities | 3.61B | 1.34B | 2.09B | 3.01B | 3.10B | -458.56M |
Derived Metrics
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 197.69M | 93.46M | 194.70M | 109.28M | 161.56M | 274.56M |
| Net Debt | -475.79M | -533.68M | -318.54M | -1.78B | -1.56B | -1.62B |
| Return on Equity (ROE) | 3.95% | 4.07% | 4.38% | 4.02% | 4.13% | 4.04% |
| Return on Assets (ROA) | 0.42% | 0.43% | 0.46% | 0.41% | 0.45% | 0.44% |
| Debt-to-Equity | 0.20× | 0.21× | 0.24× | 0.28× | 0.14× | 0.14× |
| Effective Tax Rate | 19.89% | 24.57% | 26.84% | 25.04% | 28.96% | 28.95% |
| Cash Conversion Ratio | 2.35× | 2.12× | 1.73× | 1.05× | 1.66× | 2.92× |
| Accruals Ratio | -0.01× | -0.00× | -0.00× | -0.00× | -0.00× | -0.01× |
| CapEx Coverage | 3.07× | 1.55× | 7.99× | 12.94× | 8.41× | 9.47× |
| Free Cash Flow Per Share | $3.49 | $1.65 | $3.44 | $1.93 | $2.84 | $4.81 |
Income Statement
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 31.03M | 40.62M | 47.12M | 37.54M | 45.12M | 42.87M |
| Net Income (Loss) Attributable to Parent | 124.95M | 124.68M | 128.40M | 112.35M | 110.67M | 105.21M |
| Earnings Per Share, Basic | $2.20 | $2.20 | $2.27 | $1.99 | $1.96 | $1.84 |
| Weighted Average Number of Shares Outstanding, Basic | 56.66M | 56.72M | 56.66M | 56.51M | 56.86M | 57.03M |
| Earnings Per Share, Diluted | $2.15 | $2.15 | $2.22 | $1.94 | $1.88 | $1.81 |
| Weighted Average Number of Shares Outstanding, Diluted | 56.66M | 56.72M | 56.66M | 56.51M | 56.86M | 57.03M |
Balance Sheet
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 1.11B | 1.17B | 1.01B | 2.56B | 1.93B | 2.00B |
| Assets | 29.96B | 29.25B | 28.20B | 27.43B | 24.78B | 23.98B |
| Long-term Debt | 342.92M | — | — | — | 312.67M | 377.43M |
| Liabilities | 26.80B | 26.18B | 25.27B | 24.64B | 22.10B | 21.38B |
| Stockholders' Equity Attributable to Parent | 3.17B | 3.07B | 2.93B | 2.79B | 2.68B | 2.60B |
| Common Stock, Shares, Outstanding | 56.73M | 56.88M | 56.68M | 56.64M | 56.48M | 56.87M |
Cash Flow Statement
| Concept | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 293.03M | 264.57M | 222.54M | 118.43M | 183.35M | 306.98M |
| Net Cash Provided by (Used in) Investing Activities | -737.66M | -4.30B | -3.42B | -1.03B | -848.77M | -992.29M |
| Payments for Repurchase of Common Stock | 21.98M | 0 | — | — | 32.33M | 25.87M |
| Net Cash Provided by (Used in) Financing Activities | 401.15M | 3.21B | 2.36B | 1.62B | 584.08M | 757.23M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (AX CIK 0001299709),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.